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Preparing a business for a future buyer: which part would you most like to understand?
Festival of Entrepreneurs on Nov 4th, 13:45-14:20.
Vote, then add the question you would like the panel to discuss.
Free pass 👉 festivalofentrepreneurs.co.u…
#FOE2026 #bizbritain
0%Building business value
0%Reducing founder reliance
0%Preparing due diligence
100%Where to start
1 votes • Final resultsBank Rate rose to 4% on 5 November, according to the Bank of England. If your business loan is on a variable rate, refinancing is worth a look. But only if the sum works.
ALT A man in a white shirt lays a roll of plain cream fabric onto a long timber rack in a bright stockroom lined with fabric rolls
Stretching the term lowers the monthly payment. But on the same £200,000 at 7.5%, eight years instead of five adds about £26,000 in interest.
Our guide to refinancing a business loan: bizbritain.com/guides/librar…
UK construction PMI was 43.6 in October, according to S&P Global. Housebuilding was 35.1. Subcontractors feel it first in their cash flow.
ALT Seen from behind, a grey-haired man in a dark jumper works on a new timber stud wall beneath tall sash windows in a brick-walled room under renovation
Some providers will not fund construction work at all. Others specialise in it. Ask how they treat applications, retentions and deductions before you sign.
Our guide to invoice finance for contractors: bizbritain.com/guides/librar…
Buying a business while interest rates rise? Two checks matter before you complete.
ALT Seen from behind, a man in a grey jumper stands at the door of a timber boat shed, looking at a half-built wooden dinghy on stands
Second: will the deal still pass the lender's test? Lenders want profit to cover the repayments with room to spare. Run your numbers at the new rate and at one point higher.
Tight at the new rate? A longer term, more money left in by the seller, part of the price paid later or a lower price can all help. Our guide: bizbritain.com/guides/librar…
Your owner wants to sell to the team. There are two common routes, and only one makes the managers owners.
ALT An older man and a younger woman stand talking in the aisle of a furniture workshop, between long rows of plain wooden chairs under timber roof trusses
The tax picture changed last year. Since 26 November 2025, an owner selling to a trust pays Capital Gains Tax on half of the gain (HMRC).
So ask one question early: does the team want to own the business? Our guide explains both routes: bizbritain.com/guides/librar…
