Co-founder & Executive Chairman of Ripple
San Francisco
Joined March 2009
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How is @Interledger like a shipping container? It's not a riddle; it's a solution to a fundamental problem. bankingjournal.aba.com/2016/…
Revitalizing downtown is a core part of reclaiming San Francisco’s identity on the global stage. We’re proud to join partners backing @SF_DDC to accelerate clean-and-safe improvements, activate public spaces, and support small businesses. SF is back!
Big milestone for downtown SF: $60M+ committed to accelerate safety, cleanliness, and activity in the heart of the city.
Thanks to our early partners @Google, @Ripple, @thomabravo, @amazon & @OpenAI. We’re just getting started.
Watch & read more @CNBC: bit.ly/3XJqMAa
Proud to be an investor in @Yellow as they integrate with the XRPL EVM sidechain!
Congrats @ashgoblue and the @evernorthxrp team on today’s launch! Evernorth fills the missing link today in XRP capital markets, and XRP usage in DeFi products. I’m proud to invest 50M XRP in the firm (you may see some wallet movement on this).
🚨 Big news: we’re going public.
We’ve entered into a business combination agreement with Armada Acquisition Corp II — a transaction expected to raise over $1B, creating the largest public XRP treasury company on the Nasdaq under “$XRPN.”
Learn more: prnewswire.com/news-releases…
Chris Larsen retweeted
NEW: Utilizing the best and the brightest of California’s tech industry, @CAGovernor Gavin Newsom just announced that he convened tech executives and innovators to kick off the California Breakthrough Project.
The group will help advise and advance government efficiency and collaboration. It includes: AME Cloud Ventures, Anduril, Coinbase, Instacart, Moonpay, Scopely, Snap Inc., Asheesh Birla (Investor), Ron Conway (Founder, SV Angel), Chris Larsen (Executive Chair, Ripple), Jeff Lawson (Co-founder and former CEO, Twilio), Jen Pahlka (author of Recoding America), and Jason Wheeler (former CFO of Tesla),
The group will seek to:
✔️Foster collaboration between state decision-makers and experts from tech, business, and innovation sectors.
✔️Bring innovation and new ideas to identify and address systemic inefficiencies in government processes, services, and technology.
✔️Generate new California challenge-based efforts to catalyze modern solutions within public services.
✔️Maintain public transparency, labor and civil society consultation, and ethical safeguards throughout the innovation process.
Chris Larsen retweeted
E127: @Ripple, how we built Crypto solutions banks actually trust
A couple of weeks ago, I sat down with @chrislarsensf, the Co-founder, Executive Chairman, and former CEO of Ripple, the company reshaping how money moves globally with crypto-powered payments and custody
Timestamps
0:00 Introduction
2:03 Partnerships @JupiterExchange,@KASTcard,@bitwise,@SuiNetwork,@ForzaBitcoin,@Mantle_Official
2:43 Why Singapore Leads Crypto
3:59 Knowing When to Step Down
6:16 Zero to One Mindset
7:43 Solving Climate and Governance
9:55 @Trezor Sponsorships
10:49 California’s Housing Crisis
14:20 America’s Drug Problem
17:45 Mental Health Crisis
20:45 Success Fueled by Anger
22:41 Letting Go of Anger
23:40 Credit Scores Kept Secret
25:54 Credit Data Transparency Battle
27:58 Early Days of ELoan
28:34 The Realities of IPOs
31:40 Cryptocurrencies Fascination
34:16 What is Ripple?
37:03 Biggest Achievement at Ripple
38:11 Family Over Business Trips
39:19 Balancing Speed and Compliance
42:56 Thinking Generationally
43:59 What is XRP?
47:09 XRP’s 10-Year Track Record
51:00 Investing in Yellow Network
51:46 Luck Isn’t Just Chance
52:31 Concluding Remarks
In early 2023 when I funded the “Change the Code” campaign, my goal was to see if there was a way to turn Bitcoin into an accelerator for direct air capture. The campaign didn’t work, and that’s ok! Note - Ripple did not fund this campaign.
Bitcoin’s energy transition in the last couple of years has been remarkable – using over 50% renewable energy sources including hydropower, wind and nuclear (per a recent Cambridge study), and often using trapped or flared gas which would otherwise be wasted. I’m glad to see “Skully” back out in the world, serving as a reminder to environmental stewardship and innovation.
Special guest at Bitcoin 2025 - the Skull of Satoshi, donated by @Ripple to the Bitcoin community. The Skull will now have a permanent home at the Bitcoin Museum in Nashville.
Chris Larsen retweeted
Proud to team up with @DonorsChoose and Teach For America on @Ripple’s first major philanthropic initiative powered by RLUSD.
American innovation and economic mobility start in the classroom, and this $25M will support students, teachers and staff with the resources they need to build a stronger future for themselves and their communities.
Teachers power the future—and we’re proud to support them: on.ripple.com/4m29TLP
Starting with Teacher Appreciation Week, Ripple is committing $25M to U.S. classrooms through @DonorsChoose & Teach For America, supporting critical resources and financial literacy initiatives, with funding made possible through $RLUSD.
It's time for the Democrats to have a new approach to tech innovation, including crypto. I believe @KamalaHarris will ensure that American technology dominates the world, which is why I’m donating $10M in XRP in support of her.
The SEC's unhinged campaign against us is finally over. Let’s all hope this ends this Administration’s war on crypto.
The SEC asked for $2B, and the Court reduced their demand by ~94% recognizing that they had overplayed their hand. We respect the Court’s decision and have clarity to continue growing our company.
This is a victory for Ripple, the industry and the rule of law. The SEC’s headwinds against the whole of the XRP community are gone.
Public safety and criminal justice reform work hand in hand – I’m so proud of this first cohort of Larsen Justice Fellowship recipients from @BerkeleyLaw, bringing the best & the brightest in our next generation to the forefront of public service work at a time when it's most needed. law.berkeley.edu/article/new…
Gensler’s SEC has become unhinged. This will not, and should not, go unnoticed in an election year, as the SEC singlehandedly thinks it’s above the law, dragging the US further behind other G20 countries.
Gensler’s SEC has repeatedly acted outside the law – not going unnoticed by Judges admonishing the agency for a "gross abuse of the power entrusted to it by Congress" (DEBT Box case) and for acting without "faithful allegiance to the law" (Ripple case). Let’s not also forget Gensler’s lack of attention to SBFraud.
Criminal justice is the cornerstone of a fair and equitable society - as such, I am extremely proud to share that the inaugural Larsen Justice Fellowship Program is accepting applications for new @BerkeleyLaw graduates committed to public interest or govt work in criminal justice.
Deadline to apply is April 19, 2024. law.berkeley.edu/research/cr…
As a native San Franciscan, it's disheartening to see how the Tenderloin has been impacted by patchwork policy solutions over the years. The community needs urgent support and sustainable investments from the city and state to ensure that it can thrive moving forward.
OPINION: A longtime leader in the Tenderloin, Kate Robinson offers a three-part plan to fix the troubled neighborhood:
1. Declare a state of emergency to stop drug sales.
2. Provide funds for parks.
3. Address graffiti, illegal dumping, and trash issues. sfstandard.com/2024/02/06/fu…
Yesterday, there was unauthorized access to a few of my personal XRP accounts (not @Ripple) – we were quickly able to catch the problem and notify exchanges to freeze the affected addresses. Law enforcement is already involved.
It appears @Ripple was hacked for ~213M XRP ($112.5M)
Source address
rJNLz3A1qPKfWCtJLPhmMZAfBkutC2Qojm
So far the stolen funds have been laundered through MEXC, Gate, Binance, Kraken, OKX, HTX, HitBTC, etc
This is an isolated incident, and Ripple wallets are secure / were never compromised. We’ve confirmed nearly all the affected funds were converted out of XRP.
We’re working with law enforcement and have been advised that a significant portion of funds have been frozen, and are pursuing the remainder aggressively. Many thanks to @XRPLF @Silkjaer for their help.
The last 3 years we’ve seen a rogue administrative state that needs to be held accountable for its actions – not just an investigation into the conflicts of interests that led to these baseless claims, but how the US actively demolished its global standing as the home for innovation, with thousands of jobs moving overseas.
Enough is enough.
Chatted with @jonsteinberg31 about the upcoming SF mayoral race, and the number of folks who care deeply about the future of this city. SF comes with its own unique set of (solvable) challenges, and I believe Mayor London Breed remains the right person for the job.
New from me @theinformation. I interviewed philanthropist and Levi's heir Daniel Lurie about his quest to become San Francisco mayor. His odds are long, but he's got time—and a lot of money—on his side. theinformation.com/articles/…
The UK has, and will continue to be a home for financial and technological innovation -- thank you Chancellor @Jeremy_Hunt for leading the charge!
I sincerely hope we’re seeing the beginning of the end of the SEC’s policy of regulation by enforcement. The Courts are rejecting it, and now it’s time for Congress to take the lead on crypto policy.
Thanks @EdLudlow @technology for the chat!
San Francisco was set to become “the blockchain capital of the world” but lost its status because of hostile US government policy, Ripple co-founder Chris Larsen says trib.al/9PTA5Yd
