Building wealth takes time. We make the wait worth it. Start easy and safe with automated savings and ₦aira & U$D investments. Licensed by the SEC.
Lagos, Nigeria
Joined July 2016
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Cowrywise retweeted
Three cool kids of Cowrywise ❤️🎉
I love these guys so much, the Aro meta of Cowrywise unilorin chapter.
If you want to have a peaceful hangout don’t just put us together 😂
Between Lagos rent, transport, family responsibilities and trying to enjoy life, many of us are financially trying and many things are tugging at our money.
Most of us are still figuring out how to spend our money, how much to save, and whether we're even doing it right.
So, let's make things a little easier.💙
You can explore investing through Cowrywise. Depending on your goals and risk tolerance, you can explore eligible mutual funds or Nigerian stocks, especially now that we have stock recommendations (Curated picks).
Remember: investments carry risk, and stocks can fall in value. Don't invest money you'll need for rent, urgent bills or family emergencies.
If your budget doesn't look like someone else's, it doesn't automatically mean you're doing it wrong.
Start with what you earn. Be honest about what your money needs to cover (don't stretch it too much).
Build a plan around your actual life, then adjust as things change. You don't have to get everything right today. You just need to start. 💙
Explore Cowrywise: cowrywise.com
Data & airtime: ₦15,000
Contribution at home: ₦15,000 (buy gas or something here and there 💙)
Transport: ₦10,000
Books & learning: ₦10,000
Personal expenses: ₦10,000
Miscellaneous: ₦5,000
Savings: ₦10,000 (build an emergency fund before you think of that iPhone)
At ₦15k monthly, that iPhone will take a while, my love.
Let’s hope Apple doesn’t launch the iPhone 30 before you get there. 🙂↔️
Food & groceries: ₦100,000
Transport: ₦30,000
Electricity & utilities: ₦50,000
Data & subscriptions: ₦20,000
Healthcare (HMO): ₦25,000
Miscellaneous: ₦15,000
Savings (emergency fund): ₦60,000
Total: ₦300,000
I’m assuming school fees have a separate budget because if they’re hiding inside this ₦300k… well, I recommend HC🌚