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The stablecoin neobank where USDT actually spends: QR payments, eSIMs, remittances, US stocks. Backed by Tether. 📲 App: https://teapaw.org/t.co/4nsiNNlGU7

Joined January 2022
Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)Photo by Fizen (@fizenapp)
Crypto space needs more practical products that solve real problems for consumers and generate sustainable profits. It's exactly what Fizen has been pursuing since day 1. A very challenging road, but investment from Tether affirms we're on the right track news.fizen.io/tether
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Across Latin America, many people already keep their savings in dollars. For a lot of them, that dollar is USDT. Holding it is the easy half. Paying with it at a local QR is the half we're building. One app to hold USDT and pay like a local. link.fizen.io/s/pJs4cl9vKk
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Expanding on why I believe "ETH as store of value (SoV)" makes much more sense to focus on than "ETH as fee-burning token". Three primary reasons: 1. ETH as fee-burning token never was as strong as it seemed 2. Optimizing for ETH as fee-burning token would demand Ethereum and ETH function in ways that are very hard to make compatible with decentralization and capture resistance. 3. Meanwhile, optimizing for ETH as SoV is aligned with Ethereum focusing on its unique strengths (decentralization and CROPS) EIP-1559 (including its burn) is fine and good, we should keep them. But we should not feel sad if fee burn is < 10% of breakeven indefinitely; the value of ETH comes from elsewhere. The core idea: the big thing that people appreciate about Ethereum is decentralization and CROPS. The main pragmatic benefit that these things translate into is stability. SoV is the category where that is not an unneeded extra we merely put effort into for ideological reasons, but rather a pragmatic strength from the perspective of people putting in their assets. And in the era of AI disruption, stability will be highly valued.
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Building QR Pay taught us something. The scan takes 2 seconds. Getting it right took months. 1. Every account is verified before it can pay. 2. Every payment is checked against anti-money laundering and counter-terrorist financing rules. 3. When local rules change, the app changes with them. 4. Limits protect you as much as us. 5. Brazil, Argentina and Peru are getting ready. They go live after the final compliance checks. 6. Stuck at a counter? Our team, even CEO is in live chat, ready to support in 2 minutes, inside the app. None of this is exciting. That's the point. Top up your Fizen wallet with USDT, then pay in local currency.
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Possibly the best Bitcoin explainer video for kids and adults 🧡 by @tether
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Always the highest respect for Tether on their quick reaction to support partners and protect the whole industry. Stand strong with CZ, Yi He and Binance team đź’Ş
Tether froze more than 1.567B USDT related to a potential Binance exchange hack. Protecting the industry and our partners is our main priority. Stay safe everyone.
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84% of crypto card spending was in dollar stablecoins. Guess the average purchase.
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And it adds up. Stablecoin cards did $1.17B in September, the third month in a row over $1B. Sources: 84% (July data): a16zcrypto.com/posts/article… $107 and $1.17B (Sept): cryptoslate.com/stablecoin-c…
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$107. Not a Lambo. Dinner and a taxi home. Source: Paymentscan data via CryptoSlate (Sept 30, 2026)
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$86. Not a Lambo. Dinner and a taxi home. Source: a16z crypto, "5 charts: How crypto cards are driving stablecoin spend" a16zcrypto.com/posts/article…
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Get paid by a company across the ocean. In USDT. Book your next flight. In USDT. Get a travel eSIM, online the moment you land. In USDT. Grab a Phở in Hanoi, halo-halo in Manila. In USDT. Your money. Your freedom. No borders.
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Scan to pay takes 2 seconds. The work behind those 2 seconds takes months. You scan, we handle the boring compliance stuff, safely. ever had a QR payment fail? we are here for you.
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Sky is the limit for stablecoin adoption.
Stablecoin adoption is getting harder to ignore, and I think we're still underestimating where this is heading. Just look at what's happening globally. Hong Kong has introduced its stablecoin licensing regime and started approving issuers. Singapore is exploring how regulated digital money can be used for institutional payments and settlement. Japan is advancing regulated stablecoin use, with financial institutions exploring new payment and settlement options. The UAE is developing its digital payments ecosystem with a dedicated regulatory framework for payment tokens. Another interesting development coming out of Asia. Malaysia and Thailand have joined Singapore's BLOOM initiative as policymaker members. The project focuses on using regulated stablecoins and tokenized bank deposits for things like cross-border trade finance and corporate treasury. With institutions like J.P. Morgan, Visa and DBS involved, this isn't just about crypto companies experimenting anymore. Traditional finance is exploring how this infrastructure could work at scale. Faster settlements, lower payment costs and money moving across borders with fewer of the usual complications. Stablecoins don't need a bull market to be useful. Businesses need payments, banks need settlement, and people need access to digital dollars. The infrastructure being built today could play a much bigger role in global finance over the next few years. đź‘€
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Tokenization booming era.
A month ago, we warned that “MASS TOKENIZATION” was coming. Today, it’s breaking records, and the numbers are getting hard to ignore. Stocks. Bonds. Bank deposits. Investment funds. The way we invest and move money is changing. You could end up using blockchain without even knowing it. What’s already changing: Wall Street is going onchain, with the NYSE’s parent company and OKX originally proposing over 60 US stocks as tokens Government debt is going onchain, with Hong Kong issuing a RECORD $2.6 BILLION digital bond and Luxembourg issuing €1.7 BILLION Tokenized stocks and ETFs total $3.53 BILLION across 4.42 MILLION holder addresses, per RWA(.)xyz Bank dollars are going onchain as JPMorgan expands JPM Coin to Ethereum for institutional clients The pushback is also growing, with Microsoft, Alphabet, Goldman Sachs and Wells Fargo among 22 companies opposing tokens of their shares on the planned OKXICE venue Investment funds are following, with Franklin Templeton’s Singapore fund reportedly adding roughly $150 MILLION in fund shares on the XRP Ledger Trading hours are stretching, with Nasdaq targeting 23 hours of weekday trading from December 6 Britain is preparing its own digital government bond pilot, with six banks appointed to lead it Most trades are fractional, with about 80% of tokenized stock trades in an IMF study smaller than one share Buying a stock token does not necessarily make you a direct shareholder in the company
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⚡ NEW: Tether just got 15 Bitcoin mining heavyweights, including Bitmain, MicroBT and Foundry, to back its open-source mining kit. The endgame is AI agents running mining farms.
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The first thing USDT can do for you on a trip isn't buy you a fancy dinner with a crypto card. It's getting you internet the moment you land. Fine dining can wait. Google Maps can't. Your first $10 off bill is on us.
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Let's trade USDT for real stuffs: link.fizen.io/s/EhEkrqq-Sv
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