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Philadelphia Fed

@philadelphiafed

The Federal Reserve Bank of Philadelphia serves eastern Pennsylvania, southern New Jersey, and Delaware.

 Philadelphia, PA
philadelphiafed.org/
Joined June 2009
  • Tweets11.8K
  • Following428
  • Followers74.7K
A new research brief investigates AI’s potential impacts on U.S. jobs and finds that the risks and rewards may not be evenly spread. Read more. bit.ly/4Bx91GV
Which Workers Are Most Vulnerable to AI Disruption?

Which Workers Are Most Vulnerable to AI Disruption?

This article uses a new AI measure to show how the risks and benefits of generative AI could be unevenly distributed across occupations, wages, education levels, demographic groups, and regions —...

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Lower- to middle-wage roles requiring less education, such as administrative assistants and data entry keyers, face higher automation risk. Jobs expected to grow with AI are mostly higher-wage and typically require a bachelor's degree.
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Alternative credit data, such as a consumer’s rent and utility payments, can help lenders underwrite safe and affordable loans for consumers who have the ability to repay but wouldn’t qualify based on their credit history alone. bit.ly/4z4GoPN
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We’re bringing together researchers, policymakers, and practitioners to dig into what’s shaping today’s auto finance landscape: new & used vehicle lending, leasing and securitization, regulatory developments, and innovations and AI in auto lending. bit.ly/4setE6A
A promotional image for the Sixth Biennial Conference on Auto Lending, organized by the Federal Reserve Bank of Philadelphia. The dates are October 29-30, 2026. The image includes an aerial view of a large, filled parking lot with rows of cars.

ALT A promotional image for the Sixth Biennial Conference on Auto Lending, organized by the Federal Reserve Bank of Philadelphia. The dates are October 29-30, 2026. The image includes an aerial view of a large, filled parking lot with rows of cars.

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The newest release of #CommunityBankingConnections is available now and features two articles. Check out the release, and explore our recently refreshed site — featuring a modern design and improved navigation: bit.ly/4yAE2H9
A rural landscape with fields and silos is shown with "Federal Reserve System" and "Community Banking Connections" text prominently displayed. At the bottom, the URL "communitybankingconnections.org" is visible against a green background.

ALT A rural landscape with fields and silos is shown with "Federal Reserve System" and "Community Banking Connections" text prominently displayed. At the bottom, the URL "communitybankingconnections.org" is visible against a green background.

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Join us for the Sixth Biennial Conference on Auto Lending on October 30. Explore new and used vehicle lending, leasing, securitization, regulatory updates, and AI in auto lending. Attend in person or online. bit.ly/4setE6A
A promotional image for the Sixth Biennial Conference on Auto Lending, organized by the Federal Reserve Bank of Philadelphia. The dates are October 29-30, 2026. The image includes an aerial view of a large, filled parking lot with rows of cars.

ALT A promotional image for the Sixth Biennial Conference on Auto Lending, organized by the Federal Reserve Bank of Philadelphia. The dates are October 29-30, 2026. The image includes an aerial view of a large, filled parking lot with rows of cars.

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The latest issue of Consumer Compliance Outlook (CCO), a Federal Reserve System outreach publication on consumer compliance topics, including laws, regulations, and supervisory data. CCO also hosts Outlook Live webinars on compliance topics. bit.ly/4eK5gUx
This image shows a banner with the text "Consumer Compliance Outlook" in large letters. Above, it displays "www.consumercomplianceoutlook.org" and below states, "A Federal Reserve System publication focusing on consumer compliance topics."

ALT This image shows a banner with the text "Consumer Compliance Outlook" in large letters. Above, it displays "www.consumercomplianceoutlook.org" and below states, "A Federal Reserve System publication focusing on consumer compliance topics."

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Join the thousands of for-profit #SmallBusinesses that take the annual #SmallBusinessCreditSurvey and help the #FederalReserve collect and share vital info on the current business climate. Your input drives change: bit.ly/4xe4dCM
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Registration is open for the Sixth Biennial Conference on Auto Lending. Connect with experts, policymakers, and practitioners as we explore current market trends and industry challenges. Join us October 30 in person or virtually. Learn more. bit.ly/4setE6A
A promotional image for the Sixth Biennial Conference on Auto Lending, organized by the Federal Reserve Bank of Philadelphia. The dates are October 29-30, 2026. The image includes an aerial view of a large, filled parking lot with rows of cars.

ALT A promotional image for the Sixth Biennial Conference on Auto Lending, organized by the Federal Reserve Bank of Philadelphia. The dates are October 29-30, 2026. The image includes an aerial view of a large, filled parking lot with rows of cars.

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New insights from our Consumer Credit Explorer: Delinquencies on auto loans & credit cards in DE, NJ & PA are at 20+ year highs. Debt stress hits younger, lower-income, and nonprime borrowers hardest. bit.ly/4jqiLfA
Consumer Credit Insights: Rising Delinquencies in the Third District States

Consumer Credit Insights: Rising Delinquencies in the Third District States

This article offers a look at consumer debt conditions across Delaware, New Jersey, and Pennsylvania, using Consumer Credit Explorer data through Q2 2026.

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Manufacturing activity in the region continued to expand overall, according to the firms responding to the October Manufacturing Business Outlook Survey. bit.ly/4hMJUrR
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The diffusion index for current general activity declined for the second consecutive month, falling from 37.8 in September to 20.9 in October. The indicators for new orders and shipments also declined but remained positive this month.
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The firms continued to indicate overall increases in prices. The survey’s broad indicators for future activity continued to suggest expectations for growth over the next six months, although those expectations were less widespread this month.
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Philadelphia Fed retweeted
Federal Reserve (@federalreserve) profile picture
Federal Reserve
@federalreserveOct 9
@federalreserve releases results of the 2025 Survey of Consumer Finances, which provides the public and policymakers with detailed insights into the economic condition of American families: federalreserve.gov/newsevent… federalreserve.gov/econres/s… #FedSCF
Announcement graphic with financial documents in background. Text reads: 'Today we released the 2025 Survey of Consumer Finances, a triennial cross-sectional survey of U.S. families.' Board of Governors of the Federal Reserve System logo and text at bottom.

ALT Announcement graphic with financial documents in background. Text reads: 'Today we released the 2025 Survey of Consumer Finances, a triennial cross-sectional survey of U.S. families.' Board of Governors of the Federal Reserve System logo and text at bottom.

Informational graphic with icons of people figures and stacks of coins with up and down arrows representing financial changes. Text reads: 'The SCF provides a valuable detailed snapshot of U.S. family income, net worth, balance sheet components, credit use, and other financial experiences and attitudes.' Board of Governors of the Federal Reserve System logo and text at bottom.

ALT Informational graphic with icons of people figures and stacks of coins with up and down arrows representing financial changes. Text reads: 'The SCF provides a valuable detailed snapshot of U.S. family income, net worth, balance sheet components, credit use, and other financial experiences and attitudes.' Board of Governors of the Federal Reserve System logo and text at bottom.

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Credit card borrowers continued to manage their debt well while mortgage originations remain subdued in Q2 2026, according to the Large Bank Credit Card and Mortgage Data. bit.ly/4zkNJu8
The image features the text "Large Bank Credit Card and Mortgage Data" in the center, with "Federal Reserve Bank Philadelphia" below, against a background of financial graphs and data visualization elements.

ALT The image features the text "Large Bank Credit Card and Mortgage Data" in the center, with "Federal Reserve Bank Philadelphia" below, against a background of financial graphs and data visualization elements.

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This quarterly release includes data spanning back to 2012, now available in an interactive dashboard. For additional guidance, check out the updated methodology and FAQs here: bit.ly/4hR9JWr

Large Bank Credit Card and Mortgage Data - Frequently Asked Questions

Large Bank Credit Card and Mortgage Data - Frequently Asked Questions

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Philadelphia Fed President Anna Paulson’s trip to north central Pennsylvania explored how local businesses, community development organization, and educational institutions are navigating the economic landscape and preparing students for in-demand careers. bit.ly/3VxWL8q
Image from Philadelphia Fed (@philadelphiafed)
Image from Philadelphia Fed (@philadelphiafed)
Image from Philadelphia Fed (@philadelphiafed)
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Thanks to @dfamilk, Dunham’s Department Store, Pop’s Culture Shoppe, Beck’s Bistro, the Williamsport/Lycoming Chamber of Commerce, @PennCollege, Jason Fink, Dr. Michael Reed, Randy Black, and everyone who shared their valuable perspectives.
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Registration is closing soon for our annual cybersecurity conference for financial industry leaders and information security professionals. View the agenda and register for this full-day virtual event on October 8. bit.ly/4dselAJ
A group of people stand discussing in front of a large digital screen displaying data and charts. The top of the image features the text "Stronger Together: Strategies for Cyber and Fraud Resilience" with the date "October 8, 2026," and the logo for FRB PHL.

ALT A group of people stand discussing in front of a large digital screen displaying data and charts. The top of the image features the text "Stronger Together: Strategies for Cyber and Fraud Resilience" with the date "October 8, 2026," and the logo for FRB PHL.

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Philadelphia Fed retweeted
Phila Fed Research (@PhilFedResearch) profile picture
Phila Fed Research@PhilFedResearchOct 5
Real-world spending and saving behaviors of couples and families are more complex than existing economic models suggest. A new model from Andrew Hertzberg accounts for this difference and what it means for household finances. #ResearchInFocus bit.ly/4jzOR8q
Why Couples Overspend Even When Both Partners Are Rational Savers

Why Couples Overspend Even When Both Partners Are Rational Savers

Research in Focus — A new model shows that shared household finances create a

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