France’s CDS spread is 96.25 bps This means France’s government bonds will default in the coming 5 years with a 7.7% probability. Just a side remark: Credit Suisse’s 5-year CDS at the end of February 2023 was 335 bps. And then came the UBS takeover… 👉 investing.com/rates-bonds/fr…

Ever wondered how exposed a public DeFi lending position is to liquidation? You can check without connecting your wallet or sharing access to your own funds. SmartCredit’s Protection Agent estimates liquidation probability using collateral volatility. Free to try 👇 smartcredit.io/protection-ag…

Before choosing where to borrow, do you look at today’s rate or check how it has changed over time? SmartCredit’s Compare Interest Rates tool lets you compare historical borrowing rates across SmartCredit, Aave, Maker, and Compound. You can view different timeframes, from one week to five years. Historical rates help you see how borrowing costs have changed over time, not just where they stand today.

SmartCredit.io never rehypothecates your collateral. What you put up to secure your loan isn't reused elsewhere.

Your collateral price isn’t the only thing that can affect your borrowing position. Borrowing costs matter too. With a variable-rate loan, interest rates can change during the loan. SmartCredit uses fixed rates, so the agreed borrowing rate stays the same throughout the loan term. One less variable to worry about when managing a DeFi loan. More info 👇 smartcredit.io/blog/how-to-a…

What do you think? The number of CVEs is skyrocketing: ~48,000 in 2025, up from ~29,000 in 2023. Is your money safer in a bank running legacy software? Or on open-source Web3 protocols that have been tested in public for over a decade? 👉cvefind.com/en/cve-statistic…

You shouldn't have to keep checking whether your loan's interest rate has changed. SmartCredit.io fixes it upfront.

Are you building a crypto portfolio but not sure which tokens to include or how much to allocate to each? SmartCredit’s token-based portfolio tool recommends the assets and their respective weights, alongside metrics like annual return, volatility, Sharpe Ratio, and Sortino Ratio. From token selection to portfolio allocation, explore the recommendation and examine the numbers. 👉 smartcredit.io/portfolio/bro…

Here we go. These are J.P. Morgan’s predictions for the annual returns and correlations of different asset classes over the next 10 years. Surprised? 👉 am.jpmorgan.com/us/en/asset-…

Would you rather have a borrowing rate that changes along the way, or know your rate and loan term from the start? SmartCredit offers fixed-rate, fixed-term P2P loans. Your rate and term are agreed when the loan begins, so you know the interest terms you’re committing to. Know the terms before you borrow. 👉 smartcredit.io/borrow

SmartCredit never rehypothecates your collateral. Your assets secure your loan, nothing else.

If you had to build a crypto portfolio today, would you know which tokens to include and how much weight to give each one? SmartCredit’s Broad Portfolio recommends a selection of crypto assets and their respective weights, alongside metrics like annual return, annual volatility, and Sharpe Ratio. Explore the recommended portfolio, examine the numbers, and decide if the allocation makes sense to you. 👉 smartcredit.io/portfolio/bro…

Do you wait until a DeFi position looks dangerous before checking its liquidation risk? SmartCredit’s free Protection Agent lets you examine a position’s modeled liquidation probability using collateral volatility. You can check any public wallet, and if you want ongoing monitoring, you can also set up Telegram alerts. 👉 smartcredit.io/protection-ag…

Did you know a SmartCredit Credit Line can support multiple loans simultaneously? Instead of creating a new Credit Line for every borrow, you can reuse an existing one. Gas is paid once when the Credit Line is created. Every subsequent borrow from the same Credit Line costs zero gas. That means you can borrow again without paying gas for each new borrowing transaction.

If two DeFi protocols offer different borrowing rates today, what would you check before choosing between them? You could start by examining how each rate has changed over time. SmartCredit’s Compare Interest Rates tool gives you historical borrowing-rate charts for Aave, Maker and Compound and SmartCredit, with selectable periods from one week to five years. Past rates can provide useful context for your research. 👉 smartcredit.io/compareIntere…

Would you rather agree on your borrowing cost upfront than have your rate change during the loan? SmartCredit offers fixed-rate, fixed-term P2P loans. The interest rate and loan term are agreed when the loan begins, giving borrowers clarity on their interest cost from the start. Know the rate. Know the term. Know the cost. 👉 smartcredit.io/borrow

GM Degens! Portfolio construction is more than picking tokens. Holding ten tokens from the same sector can still leave you with one concentrated bet, just expressed in ten different ways. SmartCredit’s Categories Portfolio applies Markowitz optimization at the sector level. Describe your desired allocation in plain language and get sector weights, Sharpe Ratio, Sortino Ratio, and a correlation matrix to help assess where diversification is happening. Build around exposures, not just token count. 👉 smartcredit.io/portfolio

Would you know if a DeFi position’s liquidation risk was increasing before liquidation actually happened? A health factor is useful, but SmartCredit’s free Protection Agent goes further by modeling liquidation probability based on collateral volatility. You can check any public wallet without connecting your own, then set up Telegram alerts to monitor a position. Check a position for free: smartcredit.io/protection-ag…

Do you know which DeFi strategy makes more sense for your capital before you commit to one? Lending, borrowing, and borrowing to stake serve different purposes, so it helps to look at the numbers rather than choose blindly. SmartCredit’s Earn Calculator lets you model all three strategies and compare the potential outcomes before making your move. A little calculation before a transaction can go a long way. Try it here: smartcredit.io/earn