UR is the financial infrastructure for the open economy. Swiss IBAN • 7 currencies • Mastercard.

Joined July 2025
"Withdraw to bank" shouldn't be your product's final screen. The first wallet in a category to offer real accounts captures the users everyone else acquired. Here's how the account layer works: ur.app/blog/education/wallet…
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Two regulators, two signals, same direction. UK: the Bank of England set out its final stablecoin framework — individual holding caps have been scrapped, replaced with a £40B per-coin issuance ceiling. Hong Kong: its first bank-backed regulated stablecoins are on track to launch. Legitimacy is no longer the open question.
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This is the shift underneath the shift. Regulators opening the door was step one. Step two is infrastructure providers building for combination rather than lock-in. Businesses are going to select and reconfigure the rails beneath their stablecoin operations as their customer base evolves, not once at setup.
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Legitimacy got the industry through the door. Composability is what determines who's still standing once everyone's inside.
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Money lives in two places now: fiat rails and stablecoin rails. They just grew up in different worlds. The open economy is what emerges when they work as one — one account, two rails, your choice per transaction. ur.app/blog/education/what-i…
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UR is powering licensed account and card infrastructure for @tempo's ecosystem. Platforms on Tempo can deploy multi-currency accounts and co-branded Mastercards with individual Swiss IBANs in 7 currencies, fully licensed and compliant with global spending power. Unmatched speed to market with institutional-grade compliance. Learn more ⤵️
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Money lives in two places: fiat rails and stablecoin rails. That's why moving between them still takes 3 apps, 2 KYC checks, and days of waiting. The open economy is what happens when they work as one.
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The open economy isn't a token, a chain, or "everything moves onchain". Fiat rails aren't going anywhere. The point is unification, not replacement.
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We're honored to be recognized with the Best Asset Tokenization Award alongside Rain, J.P. Morgan, WalletConnect, Paypal, and Anchorage Digital at the 2026 Tearsheet Bankchain Awards. UR is the infrastructure that unifies stablecoins and fiat rails, enabling any platform to build global financial services. Thank you to all of our partners for your continued trust and collaboration. Here's to our continued growth and innovation! → tearsheet.co/announcement/th…
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All UR services have resumed and are operating as per normal following the scheduled maintenance. Thank you for your patience.
🔧 Scheduled Maintenance Notice | June 17, 2026, 1AM-3AM UTC Please note that UR will be undergoing a server upgrade during this time. Our services will be temporarily unavailable, including onboarding, account access, card services, deposits, and withdrawals. We recommend completing any critical transactions before or after the maintenance period. Services are expected to resume once the upgrade is completed.
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