ESTHER MILLIEN

I ESTHER MILLIEN INVITE THE PUBLIC TO COMMENT, LIKE AND SHARE See attached of my update credit score at @EquifaxCanadaFr and @TransUnion @09Esther @AmexCanada @americanExpress #TEAMSTALION @LoveCelticWoman @italianostyle1 @tripletsfan19 @GRAHAMGREE3o @doc_mazz @DianeElQueen @bluea125 @Luisa1Queen @LuisaLaRosa @LauraM24960 @BlogPublic Is this how @AmericanExpress treats all its Platinum cardholders in the world? 1. ENGLISH Unacceptable practice on my Amex Platinum Canada card. On July 9, 2026, while the next statement had not yet been issued (scheduled for July 19, payable on August 9), @AmericanExpress debited my current non-due balance. Displayed my account in red, blocked my card, and indicated that I had exceeded my limit, which is now reduced to $5,100, even though I had just paid the full amount of the June 19, 2026 statement of $10,914.10. This is not the first time my card has been blocked without a valid reason. These actions create artificial turbulence and risk harming my credit file. I REQUEST: Immediate unblocking of my card Restoration of my unlimited Platinum card. Correction of my file. I have already submitted my documents (proof of payment, bank statements, income notices) through the official channels of @AmericanExpress. I'm still waiting a prompt resolution that complies with the terms of use of the Amex Platinum card. Creating an artificial state of delinquency by displaying the account in red and demanding immediate payment for a statement that had not yet been issued without reason, Amex generated a technical delinquency situation while my account was up to date. Blocking the card and unilaterally reducing the limit My card was blocked without a clear reason linked to actual non-payment, and the limit was lowered to $5,100 immediately even after a payment of more than $10,914.10? This appears to be a disproportionate measure. It is a premature and abusive collection practice, arbitrary and punitive account management. Artificial creation of credit turbulence (risk of negative reporting to the credit bureau even though I have no late payment) Apparent failure to respect the normal billing cycle provided for in the terms of the Platinum card Disproportionate measures against a customer who systematically pays in full. In summary, this can be described as excessively aggressive and non-transparent risk management behaviour that penalizes and risks unfairly harming my credit file. You have applied measures normally reserved for delinquent customers (those who do not respect payment deadlines) to a person who systematically pay her account in full and even pay more than the statement balance. You are artificially creating a problem situation where there was none. This is poorly targeted risk management. Please act accordingly. Esther Millien.

facebook.com/share/r/1FGYBNz… @09Esther @LoveCelticWoman @italianostyle1 @ElRafaGuedes1 #teamstalion

Hello, Thank you @EquifaxCanadaFr for your concern. @AmexCanada keep challenging me by taking nonsense actions have nothing to see with the Platinum card. I will keep in touch with you. @09Esther @BlogPublic @TransUnion @LoveCelticWoman I also haveissueswith @CapitalOneCA I discovered there is a fraudulent activity on my name at Capital One. For a reason I don't know, i just found out that, since 2012, false information has been posted by Capital One on my credit file. It's about fourteen years now. My question is Why?

Hello @defyneric hope you're doing well. @AmexCanada keep challenging me by taking nonsense actions and disrespecting the real rules when a customer becomes titulaire principale of the Amex Platinum credit card. I want to keep your contact in case of need more info about your credit card FLEX.

@09Esther @LoveCelticWoman @Luisa1E @italianostyle1 @doc_mazz @DianeElQueen @Luisa1E @myuniquerose1 @MARTHA_CAN2 #TEAMSTALION @ElRafaGuedes1 @BlogPublic

WHAT MORE DO YOU WANT FROM ME? @09Esther @AmericanExpress @AmexCanada @TransUnion @EquifaxCanadaFr @Equifax @BlogPublic @Casbear7 @LoveCelticWoman #TEAMSTALION👋👋👋👋

Tell me if you agree with all this garbage stuff... Comment!

HELLO DEAR NETWORK VERY IMPORTANT UPDATE This post below has been pinned to my profile since August 11, 2025. I promised to return to continue speaking out aboutwhat happenedtome but, without a set date. In the meantime, a lot has happened in my life. After being held captive for 15 months, having my skin burned with bleach, I needed medical care that I couldn't get in Canada. The criminals had destroyed all my identification documents because no one was supposed to find me alive. IDENTITY After the real federal authorities helped me identify myself using a photo from my old passport, on December 30, 2025, I took a flight to Valencia, Spain. COME BACK I almost lost the ability to speak to you again. On February 28, 2026, upon returning from a two-month trip to Europe, I was abducted at Montreal Trudeau Airport, right in front of everyone, without anyone suspecting a thing, by SQ officers. SAME MODIS OPERENDIS What I was accused of: FILE: 214-220621-002 That's a fake arrest warrant was issued using the same fake ticket file number that the officers involved used to abduct me under the guise of an arrest. FREE Miraculously, I managed to escape alive from this third abduction. AMEX CANADA Investigations, conversations, and leaks have allowed me to confirm that Amex Canada administrators are involved in helping these same individuals, government officials, destroy my name by using my Amex Platinum credit card, which I applied for in Canada 🇨🇦. These criminals are all accomplices: Judge Antonieta Campagnone, Crown Prosecutor and Revenu Québec employee Michel Corriveau, Esther Salomon, a lawyer for Revenu Québec, and a certain Jean-Philippe Richard, also a Revenu Québec employee. They stole my Canadian passport and placed a fake $10,000 bond on my old Amex card 🇺🇸, which they then disposed of along with my identification documents. LINKS Therefore, all of AMEX CANADA's actions indicate that these two cases are connected. In February 2020, Toronto-Dominion Bank acted as their accomplice, using a simple note on a piece of paper to seize my TD bank account in Montreal. SO NOW, Amex Canada has taken over, helping these corrupt officials who have committed crimes and are willing to do anything to avoid getting caught and continue to tormenting my life. DIFFERENCE I have confirmation that Amex Canada administrators are knowingly disregarding my rights, creating turmoil in order to post negative reports on my Equifax Canada and TransUnion credit reports. DISCLOSURE I have made my credit report public because Amex Canada sent me an email stating that their decision to modify and block my account, humiliating me, was based on negative reports on my credit report. I immediately contacted @EquifaxCanada 🇨🇦 and @TransUnion. I subscribed to access my files whenever I want without impacting my credit. SECURITY I also locked my credit files with both institutions. For the last time, I am asking Amex Canada to comply. DUE PAYMENT TO MY CARD After this situation, I have avoided falling victim to their dubious practices and doing what they want. I am waiting to find out if I should cancel my Platinum card myself. EXPLANATION There is no sense in Amex Platinum Canada's actions: reducing a card whose balances are always fully paid to a limit of $5100 with an annual fee of $799. REASONING Someone here on social media, can you explain the math Amex Platinum Canada used to humiliate me? I'm waiting for Amex Canada to reinstate my Amex Platinum card account so I can pay it in full as usual. In the meantime, please know that I hold Amex Canada responsible for all the negative actions in my case. Please act accordingly.

Hope that other person who have experienced such of disgusting things feel free to join my cause.

Thankyou @defyneric for your offer. @09Esther @AmericanExpress @AmexCanada @EquifaxCanadaFr @TransUnion @flexSuperApp Kind of situation shouldn't happen at a Bank as @americanExpress

Probably !

YO ESTHER MILLIEN LLAMADO AL PÚBLICO Invito al público a Comentar Dar me gusta y Compartir Aqui esta reporte de mi crédito @EquifaxCanadaFr y @TransUnion @09Esther @AmexCanada @AmericanExpress @ElRafaGuedes1 @italianostyle1 @LoveCelticWoman @BlogPublic 2. ESPAÑOL Práctica inaceptable en mi tarjeta Amex Platinum Canada. El 9 de julio de 2026, mientras el próximo extracto aún no se había emitido (previsto para el 19 de julio, pagadero el 9 de agosto), ustedes cobraron mi saldo actual no vencido. Mostraron mi cuenta en rojo, bloquearon mi tarjeta e indicaron que había superado mi límite, ahora reducido a $5,100, a pesar de que acababa de pagar el importe completo del extracto del 19 de junio de 2026 de $10,914.10. No es la primera vez que mi tarjeta se bloquea sin motivo válido. Estas acciones crean turbulencias artificiales y corren el riesgo de dañar mi historial crediticio. SOLICITO: Desbloqueo inmediato de mi tarjeta Restablecimiento de mi Platinum tarjeta sin límite Corrección de mi expediente. Ya he enviado también mis documentos (comprobantes de pago, extractos bancarios, avisos de ingresos) a través de los canales oficiales de @AmexExpress. Desde intonces,estoy esperando una resolución rápida y conforme a las condiciones de uso de la tarjeta Amex Platinum. Crear artificialmente un estado de morosidad Al mostrar la cuenta en rojo y exigir un pago inmediato por una factura que aún no se había emitido, Amex generó una situación de delincuencia técnica mientras mi cuenta estaba al día. Bloquear la tarjeta y reducir el límite de forma unilateral. Mi tarjeta fue bloqueada sin un motivo claro relacionado con un impago real, y el límite se redujo a $5,100 inmediatamente incluso después de ¿un pago de más de $10,914.10? Esto parece una medida desproporcionada. Es una práctica de cobro prematura y abusiva, una gestión de cuenta arbitraria y punitiva. Creación artificial de turbulencias de crédito (riesgo de informe negativo a la agencia de crédito aunque no tengo ningún pago atrasado) Incumplimiento aparente del ciclo de facturación normal previsto en las condiciones de la tarjeta Platinum. Medidas desproporcionadas hacia una clienta que paga sistemáticamente al completo. En resumen, se puede describir como un comportamiento de gestión de riesgo excesivamente agresivo y poco transparente, que penaliza y corre el riesgo de dañar injustamente mi historial crediticio. Ustedes han aplicado medidas normalmente reservadas a los clientes morosos (aquellos que no respetan los plazos de pago) a una persona que sistemáticamente paga su cuenta al completo e incluso pago más que el saldo del extracto. Están creando artificialmente una situación de problema donde no la había. Es una gestión del riesgo mal dirigida. Por favor, actúen en consecuencia. Esther Millien

Gracias corazonsito!

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