In today's The News You Need… Fed and FDIC extend the comment deadline on bank insider credit to Nov. 4. The Fed also weighs more rate hikes against a deteriorating housing market. The News You Need: clients.evodince.com/h/y/3CF…

Nearly all economists polled by Reuters expect a hold this month, then a hike in December. Mobile wallet use still trails cards, and struggling cardholders average over $7k in debt. The News You Need: clients.evodince.com/h/y/3CF…

🚨THIS THURSDAY | AFSA Webinar | The Customer Portal Decision: Build In-House or Implement a Purpose-Built Portal? on 10/22 at 2p ET presented by @DataOceans. This webinar gives consumer lenders a practical decision framework for comparing building an internal customer portal vs. using an external vendor with a purpose-built platform. Register here: afsaonline.org/webinars/

Welcome to New Member Monday! Each week we welcome our new members at AFSA. This week, AFSA is pleased to welcome Spencer Fane LLP. All of our members play a crucial role at AFSA, furthering our mission to provide access and protections to credit. We are excited to have Spencer Fane LLP as a member, and for their support of AFSA’s important role in strengthening consumer finance.

In today's The News You Need: boards face growing fiduciary pressure to oversee AI. New-car prices averaged $50,562 in September. And banks may face liability over customer service chatbots. The News You Need: clients.evodince.com/h/y/3CF…

AFSA Webinar | The Customer Portal Decision: Build In-House or Implement a Purpose-Built Portal? on 10/22 at 2p ET presented by @DataOceans. This webinar gives consumer lenders a practical decision framework for comparing building an internal customer portal vs. using an external vendor with a purpose-built platform. Register here: afsaonline.org/webinars/

Inflation rose to 3.7% annualized in September, raising odds of a second straight rate hike. Social Security sets 3.6% cost-of-living adjustment for 2027. Lenders turn to AI and home equity for growth. The News You Need: clients.evodince.com/h/y/3CF…

Welcome to New Member Monday! Each week we welcome our new members at AFSA. This week, AFSA is pleased to welcome DLRdmv. All of our members play a crucial role at AFSA, furthering our mission to provide access and protections to credit. We are excited to have DLRdmv as a member, and for their support of AFSA’s important role in strengthening consumer finance.

In today's The News You Need… Fed officials say the data center boom is lifting goods prices. Most CFPB exams this spring got expedited reviews. FHA lending to non-permanent residents drops to 0.1%. Mortgage rates keep rising. The News You Need: clients.evodince.com/h/y/3CF…

Debt collectors are suing more consumers and winning, as cheap debt and sidelined regulators reshape strategy. Plus: the final auto loan interest deduction rule disappoints dealers and lenders. The News You Need: clients.evodince.com/h/y/3CF…

Who should be accountable for bank supervision? Bowman says the Fed will shift examination oversight toward Washington. Plus: home prices would need to fall 32% to match existing mortgage payments, 1 in 5 plan on BNPL for Halloween shopping, and companies missing bigger opportunity with AI. The News You Need: clients.evodince.com/h/y/3CF…

Welcome to New Member Monday! Each week we welcome our new members at AFSA. This week, AFSA is pleased to welcome Hilco Global. All of our members play a crucial role at AFSA, furthering our mission to provide access and protections to credit. We are excited to have Hilco Global as a member, and for their support of AFSA’s important role in strengthening consumer finance.

🚨THURSDAY | AFSA Webinar | The Asset Finance Growth Playbook: What Modernization Leaders Are Doing Differently on 10/8 at 2p ET presented by @FISGlobal. Join industry leaders as they discuss results from a recent FIS market report which dives into what separates modernization leaders from organizations stuck in transition, and how automation, AI, cloud, and connected workflows are becoming essential for staying competitive in an increasingly digital lending market. Register here: afsaonline.org/webinars/

In today's news: slowing job gains coupled with rising unemployment may affect October rates. Real consumer spending jumped 0.6% in August. And a report recommends the CFPB secure hardware left behind at vacated offices. The News You Need: clients.evodince.com/h/y/3CF…

AFSA gives important perspective to a recent Bloomberg article. Plus: private payrolls rose 90,000, consumer confidence hit a 12-year low, and holiday retail sales projected to pass $1 trillion for the first time. The News You Need: clients.evodince.com/h/y/3CF…

🚨TOMORROW | AFSA Webinar | The Agentic Trap: When AI Helps the Payment Experience—and When It Gets in the Way on 10/1 at 2p ET presented by @PayNearMe. In this webinar, you'll learn how to use AI-enabled payment technology to increase agent productivity, reduce call volume and improve customer satisfaction. Register here: afsaonline.org/webinars/

Voter sentiment tells one story. Your customer’s monthly financial activity tells another. Drawing on AFSA’s Consumer Credit Conditions (C3) Index and the latest and most pertinent data, you’ll hear from Nasim Khoshkhou, SVP of Analytics & Data at @synchrony and Shams Blanc, VP Head of Auto from @FICO, about how consumer finance customers are dealing with a challenging economic environment, and what those patterns signal for the year ahead. Join us at the AFSA Annual Meeting October 25–28 at The Breakers in Palm Beach. Register today and tell your colleagues you’re going: annual-conference.afsaonline…