๐—•๐—ฎ๐—ป๐—ธXRP (@BankXRP) header
๐—•๐—ฎ๐—ป๐—ธXRP (@BankXRP) profile picture

Ripple XRP, Bitcoin & Crypto Blockchain Researcher | Focused on | DeFi Innovation & Finternet Evolution | Advancing Global Finance infrastructure. $XRP ๐Ÿ

Earth
Joined December 2017
$RLUSD supply update ๐Ÿ‘‡ Ripple minted 48.6M new RLUSD on Ethereum this morning in 4 transactions (1M, 19.6M, 12M, 16M). โ€ข Ethereum: ~1.97B โ€ข #XRP Ledger: ~763M (+8.9M since 8 AM ET, but -55.3M since midnight) โ€ข Ethereum + XRPL: ~2.73B Data: Etherscan, XRP Ledger
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Binance XRP long liquidations totaled $1.54M on November 11, placing in the 68th percentile of the past year. Binance XRP open interest has fallen to $368.3M, down 19.6% over 30 days and at the lowest percentile of the past year. XRP is trading near $1.00 to $1.10. Leveraged positions are being reduced as price declines.
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XRP Holders: Stop Letting $65B Sit Idle. Real Yields Up to 20.85% APY Explained Plus the Risks
๐Ÿค Paid partnership
Over $65 billion in XRP is sitting in wallets earning no rewards. Meanwhile, XRP liquidity pools on FortisX offer yields of up to 20.85% APY. So where does that yield come from, and what are the risks? Let's break it down ๐Ÿงต
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โ€ข@Ripple Labs was granted U.S. patent 12,619,960 B2 on May 5, 2026: "Optimizing ledger usage and liquidation operations thereon." Timeline: โ€ข First filed (provisional 63/412,809): Oct 3, 2022 โ€ข Full application filed (18/480,468): Oct 3, 2023 โ€ข Published (went public): Apr 4, 2024, as US 2024/0112156 A1 โ€ข Granted (patent issued and in force): May 5, 2026 In plain English, the system: โ€ข Watches each client's digital wallet and keeps the balance inside a liquidity range unique to that client, so they keep enough funds on hand without parking extra capital. โ€ข When a low-liquidity threshold is hit, based on that client's historical spending and other signals, it can alert them or automatically top up the wallet. โ€ข Uses machine learning or AI, plus live exchange data, to split large trades into smaller "clips" and time them. The plan sets how many clips, how large each is, and when to send them. โ€ข One stated goal is to reduce load on the crypto exchange's ledger and lower the risk the trade fails or moves the price. It can also choose the exchange or use an intermediate asset if that path is better. The claims are written generally, as an exchange of a first asset for a second. The specification uses $XRP as an example digital currency for cross-border payments, such as funding a wallet on a USD/XRP rate, then exchanging to Mexican pesos on an XRP/MXN rate. It does not name the #XRP Ledger or $RLUSD.
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BREAKING: Rakuten Group, Inc. discloses crypto ETF positions in its Q3 2026 Form 13F, filed November 12. Crypto ETF holdings as of September 30, 2026: iShares Bitcoin Trust ETF: 124,495 shares ($5.89M) iShares Ethereum Trust ETF: 13,103 shares ($263.6K) Bitwise Solana Staking ETF: 9,333 shares ($150.7K) Bitwise XRP ETF: 6,690 shares (~$111.3K) Other notable positions include AST SpaceMobile (15.5M shares, $912.9M) and Uber Technologies (160,242 shares, $10.98M). The Japanese financial and e-commerce conglomerate now has reported exposure to spot Bitcoin, Ethereum, Solana and XRP ETFs, with XRP among the four.
Rakuten Group has reported holdings in Bitcoin, Ethereum, Solana and XRP ETFs in its latest 13F, covering the quarter ended September 30, 2026. Its Bitwise XRP ETF position stands at 6,690 shares ($111K).
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JUST IN: Rippleโ€™s RLUSD has climbed to a $2.69 BILLION market cap, now ranking among the world's largest stablecoins. TAKING OVER PAYPAL USD ($2.67B).
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I've been one of the OGs in this community since the early days, and I've never been more confident that XRP has the potential to change countless lives.
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The tourists have left the $XRP market. Those who remain have held through every cycle since 2017. Still holding since 2017, 2021 or 2024? Let us know below.
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BREAKING: Rippleโ€™s XRP Ledger lending system is now just seven votes away from activation and launch. This is so bullish for $XRP.
XRP Ledger is getting a native lending protocol. No wrapped assets. No external smart contract layer. Lending built directly into the ledger. This could be one of the most significant upgrades in XRPL history. A thread. ๐Ÿงต๐Ÿงต
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๐—•๐—ฎ๐—ป๐—ธXRP retweeted
XRP Ledger is getting a native lending protocol. No wrapped assets. No external smart contract layer. Lending built directly into the ledger. This could be one of the most significant upgrades in XRPL history. A thread. ๐Ÿงต๐Ÿงต
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Yoshitaka Kitao CEO of SBI Holdings, a Japanese financial powerhouse is asked if he still trusts XRP, his response leaves zero room for doubt.ย  โ€œYESโ€
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๐—•๐—ฎ๐—ป๐—ธXRP retweeted
NEW: Nasdaq-listed Greenpro Capital Corp. (GRNQ) discloses XRP holdings in its Q3 2026 Form 10-Q filed with the SEC. As of September 30, 2026, the Kuala Lumpur-based company held 93.363 XRP, valued at $1.49 per token, or $139 in total. loll๐Ÿ˜‚
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๐—•๐—ฎ๐—ป๐—ธXRP retweeted
BREAKING: JPMorganโ€™s Q3 13F now lists the Bitwise XRP ETF. ๐Ÿคฏ The largest US bank has XRP spot ETF shares in its filing for the quarter ending Sept 30. Wall Street is quietly adding XRP to its books.
Theyโ€™ll keep chopping $XRP at these levels until everyone starts calling for new lows. And just when sentiment hits rock bottom, theyโ€™ll send it parabolic. Study 2017. History has a way of repeating itself.
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EXCLUSIVE: Former Nvidia CEO Jensen Huang had an intimate relationship with a second employee, sources say. (Reuters) Huang has resigned. CFO Colette Kress is interim CEO. The world's most important AI chip company just lost its founder.
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XRP Ledger is getting a native lending protocol. No wrapped assets. No external smart contract layer. Lending built directly into the ledger. This could be one of the most significant upgrades in XRPL history. A thread. ๐Ÿงต๐Ÿงต
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10/ What to watch next: validator support crossing the 80% threshold, the two-week activation countdown, and the first vaults going live. Amendments can still be refined before activation.
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11/ Bottom line: XRPL is building institutional-grade credit infrastructure at the protocol level. Follow for updates as the vote count moves. Not financial advice. @XRPLF
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