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Build wealth, not credit TM

@BKFUniversity

Author 📖 | Wealth coach 📈 | TEDx Speaker 👨🏽‍🏫 | 100% Debt free 💯💰| I mix music and finance. 🎤 | IMPORTANT: read the book so you don’t get lost! 👉🏽

 310/818 California
BKFUniversity.com
Joined August 2008
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Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)Photo by Build wealth, not credit TM (@BKFUniversity)
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Build wealth, not credit TM@BKFUniversity10 Jan 2016
#stopstartingbusinessesbroke #BKFBusinessSchool
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💯💯
🧙🏾White (@4000yay) profile picture🧙🏾White@4000yayOct 7
Replying to @BKFUniversity
@BKFUniversity mannnnn you helped me dodge these bullets in college
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Your job: WANT BETTER. Wanting better requires each of us to go on a very difficult (at first) journey of self discovery. Your own “private landing” if you will. Only once you know yourself, can we THEN do our job and help.
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Minimalism isnt about having no possesions and no friends. Its about stripping away the clutter in order to allow you to figure out what you actually DO want in your life. You have to remove the clutter and rebuild how you actually want to rebuild. Less, but better.
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So will it be the blue pill or the red pill, Neo?
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Remember- there is a difference between an “emergency fund” and being "work optional". Being work optional (also known as having "F** you money") means just that - you have the option not to work for many seasons. And you will likely excercise that option at some point.
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How long each should last: Emergency fund - 6 MONTHS. Work optional - 6 YEARS. Early retirement - 60 YEARS Your emergency fund is set up to keep you solvent in between major life events you don't know about.
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Fuck you money💰
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Let me find out you’re in debt and tithe at church with credit card money. 👊🏾
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Whats wrong with this pic?
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See some of y’all woulda just paid it in order to avoid confrontation.🫠
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The problem is I shouldnt even have to explain this to you by now.
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Top 3 best financial decisions that allowed me to become 'work optional': 1. Got rid of my largest liabilities: house/car etc. 2. Invested large portions at the absolute scariest times. 3. Wearing condoms.
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Dangerous as F***
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And for #5: 🥁drumroll pleeease🥁
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Unchecked lifestyle inflation is a cancer to your wealth.
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Understand: even if you’re debt free, you can effectively spend every last dime you earn on bullsh* and save none of it. Also remember: your INCOME will not change your OUTCOME alone. You have to know what to do with it.🧠
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