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Betterment Lab

@Betterment_Lab

A #personalfinance #blog on a mission to give you the best tactics, tools and advice so you can, well, better your #financial life!

 Washington, DC
linktr.ee/bettermentlab
Joined September 2019
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Money management is something that anybody can do well. You don't need a college education. You don't need to know anything other than that managing your money is about controlling your money and knowing where your money is going. Check out the guide: mailchi.mp/6415ae0d03c1/mast…
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Affiliate Marketing on YouTube: How One Creator Built a $15K/Month Income sidehustlenation.com/affilia…
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In Your 40s, Check Your Retirement Progress – Then Max Your 401(k) & IRA moneycrashers.com/retirement…
In Your 40s, Check Your Retirement Progress - Then Max Your 401(k) & IRA

In Your 40s, Check Your Retirement Progress - Then Max Your 401(k) & IRA

Your 40s still leave time to fix a retirement shortfall. Check your savings against your salary, then max your 401(k) & IRA. Find out how to close the gap.

moneycrashers.com
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I Bonds’ New 1.40% Fixed Rate Lasts 30 Years – Buy Through April moneycrashers.com/i-bond-fix…
I Bonds Pay 5.51% Now - Inflation Plus a 1.40% Rate That Lasts 30 Years

I Bonds Pay 5.51% Now - Inflation Plus a 1.40% Rate That Lasts 30 Years

I bonds bought through April pay 5.51% a year now, which is inflation plus a 1.40% fixed rate that lasts 30 years. Find out how it works and when to buy.

moneycrashers.com
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Direct Stock Purchase Plans Charge Fees – A $0-Commission Broker Usually Costs Less moneycrashers.com/direct-sto…
Direct Stock Purchase Plans Charge Fees - A $0-Commission Broker Usually Costs Less

Direct Stock Purchase Plans Charge Fees - A $0-Commission Broker Usually Costs Less

Direct stock purchase plans can charge you to buy shares, reinvest dividends, and sell, and they buy only at set times. Find out when a plan beats a $0 broker.

moneycrashers.com
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Investing $10,000 – Fill a Roth IRA, Then Buy a Broad Index Fund moneycrashers.com/invest-100…
Investing $10,000 - Fill a Roth IRA, Then Buy a Broad Index Fund

Investing $10,000 - Fill a Roth IRA, Then Buy a Broad Index Fund

Have $10,000 to invest? Take any 401(k) match, clear card debt, and top up savings, then fill a Roth IRA before a brokerage account. Learn how to split it.

moneycrashers.com
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Wise Multi-Currency Card Review – Worth It When You Earn or Hold Other Currencies moneycrashers.com/wise-card-…
Wise Multi-Currency Card Review - Worth It When You Earn or Hold Other Currencies

Wise Multi-Currency Card Review - Worth It When You Earn or Hold Other Currencies

The Wise Multi-Currency Card spends from balances in 40 currencies and converts at the mid-market rate for a small fee. Find out if its fees & limits suit you.

moneycrashers.com
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Ink Business Cash® Credit Card Review – 5% on Phone, Internet & Office Supply Stores moneycrashers.com/chase-ink-…
Ink Business Cash Credit Card Review - 5% on Phone, Internet & Office Supply Stores

Ink Business Cash Credit Card Review - 5% on Phone, Internet & Office Supply Stores

The Ink Business Cash pays 5% on phone, internet & cable bills and at office supply stores, with no annual fee. Find out if its caps fit your business.

moneycrashers.com
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Capital One Quicksilver Secured Rewards Credit Card Review – 1.5% Back With a $200 Deposit moneycrashers.com/capital-on…
Capital One Quicksilver Secured Rewards Credit Card Review - 1.5% Back With a $200 Deposit

Capital One Quicksilver Secured Rewards Credit Card Review - 1.5% Back With a $200 Deposit

Capital One’s Quicksilver Secured pays 1.5% cash back on every purchase with no annual fee, backed by a $200 refundable deposit. See if it’s right for you.

moneycrashers.com
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Bank of America® Customized Cash Rewards Secured Credit Card Review – 3% Back While Rebuilding moneycrashers.com/bank-of-am…
Bank of America Customized Cash Rewards Secured Credit Card Review - 3% Back While Rebuilding

Bank of America Customized Cash Rewards Secured Credit Card Review - 3% Back While Rebuilding

Bank of America’s Customized Cash Rewards Secured card pays 3% in a category you pick, and a $200 to $5,000 deposit helps set your limit. See if it fits you.

moneycrashers.com
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Banking Features That Make Managing Money Easier moneyunder30.com/banking-fea…
Banking Features That Make Managing Money Easier - Money Under 30

Banking Features That Make Managing Money Easier - Money Under 30

Discover the banking features that make managing money easier, from sub-accounts and automated sweeps to card controls and subscription management.

moneyunder30.com
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Best Credit Card Sign-Up Bonuses – The Biggest Offer Your Normal Spending Can Earn moneycrashers.com/best-credi…
Best Credit Card Sign-Up Bonuses - The Biggest Offer Your Normal Spending Can Earn

Best Credit Card Sign-Up Bonuses - The Biggest Offer Your Normal Spending Can Earn

Compare the best credit card sign-up bonuses by value, spending required, deadline & annual fee. Find out which offer your everyday spending can earn.

moneycrashers.com
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First Latitude Assent Mastercard® Secured Credit Card Review – No Minimum Credit Score moneycrashers.com/first-lati…
First Latitude Assent Mastercard Secured Credit Card Review - No Minimum Credit Score

First Latitude Assent Mastercard Secured Credit Card Review - No Minimum Credit Score

First Latitude’s no-fee Assent secured Mastercard sets no minimum credit score and pays 1% back on payments. Find out if it’s the right card to rebuild credit.

moneycrashers.com
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UNITY® Visa Secured Credit Card Review – Rebuild Credit With a Black-Owned Bank moneycrashers.com/oneunited-…
UNITY Visa Secured Credit Card Review - Rebuild Credit With a Black-Owned Bank

UNITY Visa Secured Credit Card Review - Rebuild Credit With a Black-Owned Bank

The UNITY Visa Secured Credit Card from OneUnited Bank charges $39 a year and a fixed 17.99% APR. Find out who should open it and who should pick a no-fee card.

moneycrashers.com
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Credit One Bank® Platinum X5 Visa Signature® Card Review – 5% Back, $95 Fee moneycrashers.com/credit-one…
Credit One Bank Platinum X5 Visa Signature Card Review - 5% Back, $95 Fee

Credit One Bank Platinum X5 Visa Signature Card Review - 5% Back, $95 Fee

The Credit One Platinum X5 pays 5% on gas, groceries, and phone, internet & TV bills for a $95 fee. Find out how much you need to spend to come out ahead.

moneycrashers.com
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Capital One Platinum Credit Card Review – No Fee and No Deposit for Fair Credit moneycrashers.com/capital-on…
Capital One Platinum Credit Card Review - No Fee and No Deposit for Fair Credit

Capital One Platinum Credit Card Review - No Fee and No Deposit for Fair Credit

The Capital One Platinum charges no annual fee and takes no deposit, but pays no rewards. Find out who it suits and when the QuicksilverOne is the better pick.

moneycrashers.com
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Total Visa® Card Review – No Deposit, but $145 to $220 in First-Year Fees moneycrashers.com/total-visa…
Total Visa Card Review - No Deposit, but $145 to $220 in First-Year Fees

Total Visa Card Review - No Deposit, but $145 to $220 in First-Year Fees

The Total Visa Card skips the security deposit but charges $145 to $220 in fees in its first year. Find out who it suits and which card to open instead.

moneycrashers.com
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Tilt Engage Review – Worth Its $59 Fee Only If You Can’t Get the Motion moneycrashers.com/tilt-engag…
Tilt Engage Review - Worth Its $59 Fee Only If You Can’t Get the Motion

Tilt Engage Review - Worth Its $59 Fee Only If You Can’t Get the Motion

The Tilt Engage builds credit with no deposit, but its $59 annual fee buys the same cash back the no-fee Tilt Motion pays. Find out who should take it.

moneycrashers.com
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Revvi Card Review – 1% Cash Back on Payments Won’t Cover Its Fees moneycrashers.com/revvi-card…
Revvi Card Review - 1% Cash Back on Payments Won’t Cover Its Fees

Revvi Card Review - 1% Cash Back on Payments Won’t Cover Its Fees

The Revvi Card asks no deposit but charges $145 to $220 in first-year fees, far more than its 1% back on payments returns. Find out who should still apply.

moneycrashers.com
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Capital One Quicksilver Student Cash Rewards Credit Card Review – Flat 1.5% on Every Purchase moneycrashers.com/capital-on…
Capital One Quicksilver Student Cash Rewards Credit Card Review - Flat 1.5% on Every Purchase

Capital One Quicksilver Student Cash Rewards Credit Card Review - Flat 1.5% on Every Purchase

The Capital One Quicksilver Student pays 1.5% cash back on every purchase with no annual fee. Find out who should get it and when the Savor Student pays more.

moneycrashers.com
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BankAmericard® Credit Card Review – 21 Billing Cycles at 0%, but No Rewards moneycrashers.com/bankameric…
BankAmericard Credit Card Review - 21 Billing Cycles at 0%, but No Rewards

BankAmericard Credit Card Review - 21 Billing Cycles at 0%, but No Rewards

The BankAmericard gives 0% on purchases & balance transfers for 21 billing cycles with no annual fee, but it earns no rewards. Find out who it suits best.

moneycrashers.com
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