Blevins Franks

Navigating your financial future across borders does not have to be complex. Whether you are moving abroad, living overseas, or planning a return to the UK, taking control of your wealth provides the clarity and reassurance your family deserves. In our latest article, we outline our "Peace of Mind Journey". A structured, five-step approach covering tax optimisation, lifestyle modelling, investment strategy, and family office services to align your wealth with your life goals. Read the full article to discover how cross-border financial planning can help you shape your future with confidence. bit.ly/3Tc278F #BlevinsFranks #PeaceOfMindJourney #FinancialPlanning

Living in or moving to the Valencian Community just became even more financially attractive, thanks to a new package of tax reforms. Residents across Valencia, Alicante, and Castellón are set to benefit from reduced regional income tax rates, new succession tax credits, and a headline-grabbing update to wealth tax. From 31 December 2026, the individual regional wealth tax exemption is doubling from €1 million to €2 million, meaning a couple could potentially shelter up to €4.6 million when combined with main home relief. However, with cross-border complications like the Spanish Solidarity Tax and UK inheritance tax still at play, navigating these changes requires careful strategy to ensure you maximise your savings. Read our article to discover how these new measures affect your financial plan and where the biggest tax-saving opportunities are. bit.ly/47yu12l #BlevinsFranks #ValencianTax #SpainExpat #WealthManagement

The Chancellor's Budget has been announced, but what does it mean for your wealth? Join us on 30 October at 10.00am GMT for a Blevins Franks webinar. We will be cutting through the headlines to translate the key announcements into practical insights. Our experts will help you understand not just what has changed, but exactly what it means for you and your family. During the webinar, we’ll: Unpack the key Budget announcements covering tax, pensions, estate planning and investments. Explain what it means for UK nationals living at home and overseas. Explore planning opportunities and potential challenges arising from the changes. Answer common questions about the Budget and its long-term implications. At Blevins Franks, we help UK nationals make informed decisions about your finances across borders, and protect your wealth and legacy. Register now to secure your place, or to receive the recording if you can't join us live.bit.ly/3W6nIQY #UKBudget #TaxPlanning #BritishExpats #InheritanceTax #Pensions

Have you moved to Spain but still hold assets in the UK or elsewhere? Spanish tax residents may need to report overseas bank accounts, investments, pensions or property through Modelo 720 each year. Modelo 720 is an information declaration rather than a tax return, but penalties can apply if it is submitted late or incorrectly. The rules are not always straightforward either, particularly where assets are jointly owned or spread across different categories. Our guide explains: • Who needs to file • Which overseas assets are covered • How the €50,000 threshold works • When you need to submit another declaration • What can happen if you fail to comply Read our guide to Modelo 720: bit.ly/3WjQihH #Modelo720 #LivingInSpain #SpanishTax #ExpatFinance #BlevinsFranks

Buying property in Spain? Make sure you understand the tax implications first. From purchase taxes and annual property charges to rental income, wealth and inheritance tax. Here are 6 key tax issues every buyer should know before investing in Spanish property. Read now. bit.ly/4aFJiA9 #BlevinsFranksSpain #BuyingPropertySpain #SpanishProperty #TaxPlanningSpain

Planning ahead in Portugal is key to protecting your wealth and ensuring it passes efficiently to the next generation. From forced heirship rules and cross-border wills to Portuguese stamp duty and UK inheritance tax exposure, estate planning here requires careful coordination between both countries. With the right structure in place, you can reduce tax, avoid complications for your heirs, and ensure your legacy is passed on exactly as intended. Read the full article to understand how Portuguese estate planning works and how to structure your wealth efficiently across the UK and Portugal. blevinsfranks.com/portugal-e… #BlevinsFranksPortugal #PortugalTax #EstatePlanningInPortugal #IHTPortugal #LivingInPortugal #TaxPlanningForExpats #FinancialPlanningPortugal

June marked the 10-year anniversary of the Brexit vote. What has changed for UK nationals living in and moving to southern Europe since then? We look at residence rights, the 90-day rule, financial services, taxation and healthcare. Read the article to learn more. blevinsfranks.com/brexit-and… #BlevinsFranks #UKExpats #Brexit #FinancialPlanning #CrossBorderTax

Introducing our new podcast ‘The Expat Chapter France’ 🇫🇷 Join our hosts Rob Kay, James Griffiths, and Tom Marron as they discuss how "Brussels IV" affects your estate planning, property and assets across borders. Episodes available to watch now: • Ep 1 - Questions you didn't know to ask • Ep 2 - The return of Brussels IV Ready to navigate French life with confidence? Join us and watch the first two episodes now. Catch up here: bit.ly/4vBc1h4 Also available on: Spotify – bit.ly/expatchapterfrancespo… Apple Podcasts – apple.co/4vg6yfr YouTube – bit.ly/expatchapterfranceYou… #BlevinsFranks #TheExpatChapterFrance

Living in Portugal comes with attractive lifestyle benefits but also important tax reporting responsibilities. If you own overseas assets, investments or bank accounts, understanding what must be declared in Portugal is essential to avoid penalties and unnecessary tax. From residency rules and worldwide income reporting to offshore asset scrutiny and smarter EU-based structures, proactive planning can help simplify your finances and protect your wealth. Find out what you need to declare in Portugal and how to avoid costly mistakes. Read the full article to understand your tax reporting responsibilities and simplify your financial life abroad. bit.ly/4viRPjY #BlevinsFranksPortugal #PortugalTax #LivingInPortugal #TaxPlanningPortugal #CrossBorderTax #PortugueseTax

Spain’s tax system is complex but increasingly rewarding for those who plan ahead, with regional advantages and highly favourable succession reforms offering real opportunities to protect and pass on wealth. Read the article to understand how to navigate the 2026 landscape and optimise your financial future. bit.ly/4nmNBWh #BlevinsFranks #SpanishTax #TaxPlanningSpain

Living in France but still holding onto UK assets? With rising UK taxes, frozen allowances and major changes on the horizon, what you keep in Britain could significantly impact your wealth and legacy. From inheritance tax on pensions to property and investments, now is the time to review your position and consider your options. Read our article to discover if holding UK assets in France is in your best interest. bit.ly/4tWXX1u #BlevinsFranks #TaxPlanningFrance #FrenchTax #UKAssetsInFrance

Successful investing is about more than just returns. It requires a clear strategy built around your goals, risk appetite and long-term financial plans. From choosing the right tax-efficient structure to ensuring proper diversification and regular portfolio reviews, there are key principles that can help your wealth grow while managing risk effectively. Just as importantly, aligning your investments with your personal objectives and circumstances can provide greater confidence and peace of mind. Whether you are building wealth, generating income or planning for the next generation, taking the time to review your investment strategy can make all the difference. Read the full article to explore the five key elements of successful investing. bit.ly/4enxBAR #BlevinsFranks #SuccessfulInvesting

French income tax returns are due between 21 May and 4 June, depending on your department. Find out the deadlines, rates, and what French residents and non-residents need to declare for 2025 income and gains. Read our article for a full breakdown of timings. bit.ly/4wc1YAu #BlevinsFranks #FranceIncomeTax

Are your investments still suitable for living abroad? Moving to a new country is the perfect time to review your savings and investments. What worked in the UK may no longer be tax-efficient or suited to your circumstances as an expatriate. Your investment portfolio should reflect your objectives, risk profile and personal situation, while also taking account of local tax and inheritance rules. Income needs, time horizon, currency exposure and risk tolerance all play a role. A well-structured portfolio helps protect your savings, manage risk and ensure your investments continue to work for your life abroad. Read our article to learn more. blevinsfranks.com/managing-i… #BlevinsFranks #LivingAbroad #ExpatFinance #InvestmentPlanning

Selling your UK business for a new life in Spain? Don't let poor planning erode your life’s work. With shifting UK tax policies and Spain’s different residency rules, the sequence of your exit is everything. Early cross-border planning is the difference between preserving your legacy and facing unnecessary tax hits. In this article, we outline the vital intersection of UK-Spain residency rules and the recent shift toward residence-based inheritance tax. We provide the strategic roadmap you need to protect the value of your business and ensure a tax-efficient transition to your new life abroad. Read the full article for a strategic roadmap to selling your business and moving to Spain. blevinsfranks.com/selling-a-… #BlevinsFranks #MovingToSpain #TaxPlanningSpain

You’ve built your wealth with care. Make sure it’s passed on the same way. For UK nationals in France, inheritance planning is complex. Two tax systems and strict succession laws can leave your heirs facing high taxes, reduced control and costly delays. Without the right structure, more of your estate could go to the tax authorities than your family. The good news is that with expert planning, you can protect your wealth, support the people who matter most and keep control of how your legacy is passed on. Read the full article to understand the risks and discover how to plan smarter for the future. blevinsfranks.com/cross-bord… #BlevinsFranks #TaxPlanning #InheritanceTaxFrance

Rising taxes, higher costs, new regulations, and altered inheritance rules have significantly changed the risk-reward landscape for UK landlords, prompting many to reconsider holding property. Diversifying away from UK residential investments may offer improved tax efficiency and reduced stress, especially for expats. How do these changes affect you? Read our article for a full breakdown of the tax reforms and regulatory shifts currently reshaping the UK property market. blevinsfranks.com/the-case-f… #BlevinsFranks #UKProperty #PropertyInvestment

Are your investments still suitable for living abroad? Moving to a new country is the perfect time to review your savings and investments. What worked in the UK may no longer be tax-efficient or suited to your circumstances as an expatriate. Your investment portfolio should reflect your objectives, risk profile and personal situation, while also taking account of local tax and inheritance rules. Income needs, time horizon, currency exposure and risk tolerance all play a role. A well-structured portfolio helps protect your savings, manage risk and ensure your investments continue to work for your life abroad. Read our article to learn more. bit.ly/46v5A5q #BlevinsFranks #LivingAbroad #ExpatFinance #InvestmentPlanning

What does the current Portugal tax landscape look like for British expatriates in 2026 and has anything changed? The latest State Budget brought modest improvements to income tax bands, confirmed continued benefits for retirees, and left key areas like capital gains and investment income largely unchanged. New proposals on rental income and reinvestment relief are still under debate. If you are living in Portugal or planning a move, understanding how these rules affect you is more important than ever. Read the full article to see what has changed, what has not, and how to plan for the years ahead. blevinsfranks.com/portugal-t… #BlevinsFranks #PortugalTax

Tax reforms strengthen Cyprus’ appeal for retirees. Following tax reforms in Cyprus effective from 1 January 2026, it is worth reviewing what has and has not changed for income tax and capital gains tax this year. Cyprus has long offered attractive tax benefits for UK nationals seeking to enjoy their retirement years abroad. These include favourable treatment of pension income, no inheritance tax, and no capital gains tax on overseas assets such as foreign property and company shareholdings. The new package has further reduced many income and capital gains liabilities, reinforcing Cyprus’ appeal as a retirement destination. Cyprus taxation is often simpler than in many other jurisdictions, but specialist advice is still important to understand the latest reforms, confirm the correct country of taxation, and ensure assets are structured tax-efficiently. For those yet to leave the UK, early personalised advice is essential, as the timing of asset disposals can significantly affect tax liabilities and the overall efficiency of the move. Read our recent article to learn more. bit.ly/4kjrAGl #BlevinsFranksCyprus #CyprusTaxReforms #CyprusTax #RetireToCyprus