chasingFIREdownunder (@ChasingFir) profile picture

chasingFIREdownunder

@ChasingFir

Newbie blogger sharing my journey to financial independence as a single woman in Australia

chasingFIREdownunder.wordpress.com
Joined July 2020
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Photo by chasingFIREdownunder (@ChasingFir)Photo by chasingFIREdownunder (@ChasingFir)Photo by chasingFIREdownunder (@ChasingFir)
It's been a while since the last update - a lot has changed in the past year! chasingfiredownunder.wordpre…

Update: October 2026

Whew, it’s been a long time since my last update! I really thought I had done a mid-year update but it turns out it’s been nearly a year since my last post. Oops! A general life update …

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Mid year net worth update! Inching closer to the millionaire club! Property market has been responsible for most of that, so I don't necessarily expect to hit that number this year. But soon! chasingfiredownunder.wordpre…

Update: June 2025

The markets have stabilised, and my properties have done well lately. Net worth total at the end of June 2025: $982,105 Change since April 2025: gain of $74,096Total assets minus estimated tax owin…

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April net worth update! chasingfiredownunder.wordpre…

Update: April 2025

The markets have stabilised a little over the past month, and my property values have rallied a little as well. Net worth total at the end of April 2025: $908,009Change since March 2025: gain of $4…

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Another net worth status update! March has been a good month for saving and the property market, but the stock market has been a bust. Thanks for that America! chasingfiredownunder.wordpre…

Update: March 2025

The markets have really been taking a beating lately, with more turbulent times still ahead. However, this has not stopped me from investing and saving, but it does mean that those contributions ha…

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New net worth update! Share markets have taken a beating but I've been contributing away at my superannuation regardless. chasingfiredownunder.wordpre…

Update: February 2025

The markets have taken a bit of a hit lately! Despite pumping a good amount of savings into superannuation the past few months, there has not been much progress. Net worth total at the end of Febru…

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End of year review and update! It's been a hard year financially but overall I am pleased. chasingfiredownunder.wordpre…

2024 December Review

Whew! Another year has gone by so fast. About time I reflected back on my progress over the past year! Net worth total at the end of December 2024: $823,441Change since August 2024: gain of $40,903…

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August net worth update! Slow and steady but moving ever closer to the goal. chasingfiredownunder.wordpre…

Update: August 2024

August net worth update! Superannuation and property has done well lately, though cash flow remains tight in the household budget. On the plus side, just did my tax returns and I am expecting a ref…

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Another net worth update! Progress still feels slow but looking at the charts gives me some reassurance. chasingfiredownunder.wordpre…

Update: June 2024

June net worth update! Superannuation and property has done well recently giving me a little boost, but my cash buffer remains extremely tight. As I mentioned in my last update, my cash buffer is c…

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April update! Feels like treading water at the moment, but we'll get there in the end. chasingfiredownunder.wordpre…

Update: April 2024

April net worth update! My investment property value has rallied slightly this month, giving me a little boost. My cash buffer is still pretty drained. I’ve accumulated enough cash for my upc…

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The increases in mortgage repayments over the last couple of years has been NUTS. Just ran my numbers and thats 4K extra a month on the mortgages! chasingfiredownunder.wordpre…
Mortgage Costs

Mortgage Costs

Why am I choosing to pay down extra on the mortgage right now? Honestly the main reason is to free up more cashflow and give myself breathing room. Let’s take a look at how my mortgage paymen…

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Our electricity bills are almost nonexistent thanks to the solar panels. A look back on the past 2 years: chasingfiredownunder.wordpre…

Solar Electricity Savings

Today I went back and looked at my electricity bills over the last few years, and I really am impressed by the savings from our solar system! We were lucky enough to already have panels installed w…

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I basically talked myself out of fast paying my mortgage last week... Ran the numbers on what would happen if I redirected my extra mortgage payments to investing instead! chasingfiredownunder.wordpre…

Mortgage Amortisation

OK, so after my last post I really started to talk myself out of paying off my mortgage quickly. So I decided to sit down (for several hours!) with an excel spreadsheet and actually run the numbers…

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Pay down the mortgage quickly or invest? Some musings on the topic... chasingfiredownunder.wordpre…
Investing With a Mortgage

Investing With a Mortgage

Disclaimer: This post is NOT financial advice or a recommendation about what you should be doing – merely an exploration of my thoughts on the topic. Does it make more sense to focus on paying off …

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A new, living document - my EV tracker. I am determined to recoup the cost of my new car over the next 10 years! chasingfiredownunder.wordpre…

EV Savings Tracker!

Having bought a new car, for quite a hefty price tag, I am determined to earn back the value of the car over it’s lifetime! Since it was an EV, and I am able to claim part of my expenses as a…

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What is the best way to pay for a new car? chasingfiredownunder.wordpre…
How To Pay For A New Car

How To Pay For A New Car

Disclaimer: This post is NOT financial advice or a recommendation about what you should be doing – merely an exploration of my thoughts on the topic. It sounds obvious right? Pay in cash outright, …

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New monthly (or rather, bi-monthly...) net worth update! Some big expenses recently but things should stabilise soon. chasingfiredownunder.wordpre…

Update: February 2024

February net worth update! Some big changes over the past few months. As you can see, the cash buffer in my net worth is currently non existent. Why? I just bought a new car! I am not counting that…

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Tax in retirement is super advantageous. Check out my new forecast of retirement income! chasingfiredownunder.wordpre…

Tax Effectiveness of Retirement

There are many tax advantages for people that have achieved FIRE and living off an investment portfolio, rather than employment income. Time to revisit my figures yet again! Some of the tax advanta…

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Reviewing the effects of getting married on my FIRE target number. chasingfiredownunder.wordpre…

FIRE Target Review

As I was updating my FIRE target for inflation this year, I realised that I hadn’t reviewed my FIRE goal since meeting my partner. Joining our finances affects both our expected expenses, as …

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2023 net worth review and reflection Positive year but the share market did the heavy lifting, not me! chasingfiredownunder.wordpre…
Update: December 2023

Update: December 2023

Time to look back on 2023! How did I do overall, despite the high expenses of the year? As you can see, there were several months I was definitely cash poor! Yes, our parents pitched in for wedding…

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Another long overdue update and end of year review! wordpress.com/post/chasingfi…
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