Cris ap Iago (@CrisCardotyn) header
Cris ap Iago (@CrisCardotyn) profile picture

Enjoy Running, love Biking I need to get swimming. New to E-mtb’ing tho I bought my first mtb in the 90’s Senior Data Engineer #Cymru #Annibyniaeth

Republic of Wales
Joined May 2011
Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)Photo by Cris ap Iago (@CrisCardotyn)
As with so many, I’m migrating from this hell hole over to Bluesky if anyone is over there and I’m not following already give me a shout.
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They have been moved to 4%, wonder what happens in next 18mths. When I bought my house the IR was over 5%, tho I can’t remember what my mortgage rate was. Hoping things improve over 18mths
BASE RATES IN A NUTSHELL The base rate decision is at noon today. The huge expectation is that the UK interest rate will rise from 3.75% to 4.00%. The markets (swap rates) are factoring in at least 3 more rises over the next 12 months, though a number of economists say that’s overblown, with some predicting 4.25% as the peak (in simple terms, markets look at risks; economists make predictions).
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Booked in for a colonoscopy in a couple of weeks. It’s the most uncomfortable 24hrs but it’s better than the alternative. As I’m anxious with needles, I forgo the anaesthetic so I’m wide awake. Like crippling colic but means I can drive home after.
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You’ve just got to believe ⚽️ #scottishcomedy #sketch #comedy #football
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Besides the brilliance of Jack this goal also shows how brilliant Robertson is too. That pass 👏👏
Jack Moylan to Cardiff must be one of the signings of the season in the Championship. What a hit 🚀
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Anyone doing the Real Ale Wobble this year. Been 15 years since I last done it, would love to do it again. Need to plan for next year I think. Did it for 8 or 9 yrs but where we stayed shut down and not been back since @Absolutemtb1
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If you ever feel useless just know that Elon Musk spent $40 billion buying the world's most powerful propaganda tool, then spent hundreds of millions of dollars trying to buy Texas, and no one listened to him so now he's deleting all his tweets 😭😭😭
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3 Kiwi’s but no Michael Jones. How can Michael Jones not be included.
Top 100 Athletes of all Time
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Nôs Iau yma/ This Thursday 🎤
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BREAKING NEWS: VLADIMIR PUTIN LOSES U.S. HOUSE AND SENATE
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Progressing the Play in Midfield Ignoring the transition from CAM to CDM or from League One to Championship with Cardiff City & just focussing on his quality under Brian Barry-Murphy. Far too many central midfielders are risk-averse, sideways passers & very restricted technically with minimal passing range. Alex Robertson is none of that, playing as a 6 isn't as flashy and comes with less direct goal involvements than playing higher but you can still contribute massively if you are aggressive: - Most Completed Passes in Champ - 2nd Highest CM Prog Passer in Champ - 3rd Highest Overall Prog Passer in Champ - 148 Line-Breaking Passes - 21 Chances Created (5 Big Chances) Alex is developing at every turn, on pitch & off pitch. I have been blown away by his attention to detail, his desire to be better & commitment to his extra analysis with myself to push himself. It's been a real shame seeing Cardiff struggling with a small newly promoted squad and a ridiculous injury crisis at the back or they'd have more points on the board already.
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💥 🤣😂😂😂😂
Abdul El-Sayed to Trump: Donald, look, I know you struggled with my name. So after JD swears me in in January, you can just go on and call me Senator.
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I’m laughing so hard!🤣🤣🤣🤣
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Trump: "I've kept every single promise I made, except far more. I've actually kept far more promises than I made." Beyond parody
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An old school friend on FB has shared the racist voice of Wales fuckwits video. No context, and from previous posts I can’t believe she supports them. Another such post and I’ll unfriend and block. Not having that shite on my feed.
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2 ex @CardiffCityFC players on this list, @MichaelChopra and Eddie Johnson 😁 sadly 2001 I wasn’t young even then 😭😭
🧐 Corría el año 2001 y la revista FourFourTwo consideraba a estos 100 futbolistas como los mejores talentos jóvenes del mundo. ¿Qué tal?
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All these rate rises etc, worrying times. My fixed 5yr ends summer 28, ok I’m on 4% something now, just hope they drop back by then. Was hoping to start taking my first pensions by then and over paying to reduce what’s left. 🤞🤞
I'd roll the dice, personally! I did the same in '08 - went onto my lender's SVR & benefited from my rate dropping from ~5% to below 1% for almost a decade as rates fell. I don't think it'll be that extreme this time, but I do think we'll hit the ceiling in the next year or so.
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