Derek Hopfner (@DerekHopfner) header
Derek Hopfner (@DerekHopfner) profile picture

building @joinStowe - making household money feel lighter. previously co-founder of Ownr. Avid runner & record collector.

Toronto, Ontario
Joined June 2015
Photo by Derek Hopfner (@DerekHopfner)Photo by Derek Hopfner (@DerekHopfner)Photo by Derek Hopfner (@DerekHopfner)Photo by Derek Hopfner (@DerekHopfner)Photo by Derek Hopfner (@DerekHopfner)Photo by Derek Hopfner (@DerekHopfner)Photo by Derek Hopfner (@DerekHopfner)Photo by Derek Hopfner (@DerekHopfner)Photo by Derek Hopfner (@DerekHopfner)
September was a massive month for us @joinStowe! Some highlights: - Home for your groceries - Math behind your credit cards - Better bank connections - More accurate transactions + much more. And some really exciting stuff coming up in October! 🔥 joinstowe.com/blog/stowe-sep…
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Derek Hopfner retweeted
29% of buy now, pay later users are now using it to buy groceries, per CNBC. Among those, 35% missed a payment. This is where we're at.
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Derek Hopfner retweeted
You have to respect Amex for convincing grown men that paying $900/year for a coupon book is somehow a flex
Best day of the year for Amex Platinum card holders. - $75 Lulu credit - $100 Resy credit - $300 hotel credit - $50 Saks Fifth Ave credit - $25 Digital entertainment credit Hell of a credit card. Easily worth the $895 / year
Readers added context they thought people might want to know
Amex Platinum discontinued the Saks credit June 30th. It is no longer a benefit. thepointsguy.com/news/amex-plat…
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Derek Hopfner retweeted
Usually a lurker on here but dipping my toes briefly into the "k-shaped economy" discourse. At PNC we track the debit & credit spending trends of a fixed cohort of ~4 million households. Long story short: lower-income spending/balance sheet trends have been on a tear in 2026
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come for a walk in the park with me and download @joinStowe a new kind of money app that saves you money launching today ;)
Today we're launching Stowe. 💸 Most money apps just show you what you already spent. Stowe finds where you're overpaying and helps you get it back.
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"The market for feeling productive is orders of magnitude larger than the market for being productive."
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Derek Hopfner retweeted
Sometimes the market for something done very well is 100x the market for something done ok
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Derek Hopfner retweeted
Canadian filmmaker Sean Menard recently uncovered nearly 100 reels of film chronicling Terry Fox and his Marathon of Hope in 1980. This previously unseen footage is coming out later this year in a documentary titled “Run Terry Run”. It looks incredible.
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Derek Hopfner retweeted
we underestimate how much you have to break from convention to break through
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dark horse contender for favorite video online. can't even think about it without laughing
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Derek Hopfner retweeted
I beg a lot of you founders to go out and have some real life experiences, have some love for other people, listen to beautiful music I begggggggggg of you
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All of this! "Take your work seriously, but yourself less so. Hard work often looks suspiciously like play."
Recently I’ve gotten a lot of inbound from new grads asking for career advice, so I wrote down a list of things I wish I’d internalized sooner. The key thing: being precocious has an expiration date. Threading the note in its entirety:
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Derek Hopfner retweeted
The streaming feed of the Mets game just cut to a mariachi band playing “Higher” by Creed during the commercial. The vibes are wild right now 🤣
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Bravo @OmarMouallem 👏👏👏The Lebanese Burger Mafia was so great! And to premiere @HotDocs, no less! 🎬
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Replying to @Srirachachau
I want to know what was the creative process to create a joke like this
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Derek Hopfner retweeted
Could never hope to distill the breadth of his legacy in tweets, but here's some Sakamoto, since we're thinking of him today ⬇️
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