Over here on X, I share my personal journey building a dividend growth portfolio in Europe to retire early on passive income. A few things worth knowing before you follow along 👇 📌 Everything I post is my personal opinion. I hold an EFPA EIP certificate because I passed the test to test my knowledge, not to practice as an advisor. Nothing here is investment advice under EU law. 📌 When I mention a stock, I always disclose whether I own it. My analysis reflects my own assumptions and methodology. Do your own homework before you put money in anything. 📌 When I promote Dividend Talk Premium, that's commercial content. Everything else is just me sharing my journey. 📌 Investing involves real risk. You can lose money, including everything you put in. So be wise with your hard-earned money. That's the full picture. Now let's talk dividends 🙌

Microsoft offered 27% of its workforce a voluntary buyout. For how many months' salaries would you agree if your company offered the same? Discl: long $MSFT

Dividend Tax Reclaim is one of the biggest scams in the EU. It often takes months, if not years, to get your money back from the foreign tax office. And yes, sometimes you still have to submit this by post. But watch out: if you're 1 day late paying tax, you'll often get a letter within no time with threatening words. It's the #1 thing I hate most as a European investor. #sundayThoughts #SCAM

Imagine there would be pension funds that invested your money for the future but applied their ideology on top of it (not yours) and not invest in oil & gas stocks as part of a diversified portfolio. That would be crazy, right? Right? Discl: long $SHEL

The fact that Accenture doubled its share price in the last few months is wild 🤯 Is AI going to negatively impact its revenues in a negative way?

It's that time of the week again! Let us know if you have any questions for this week's episode 🙏 #dividendTalk #podcast

We are having a late recording this weekend! Let us know if you have any questions for the upcoming episode 🙏

A great place to live ☺️ 🧜 🇵🇱

Halloween starts early this year 🎃 #ReturnOfTheLivingDeath

It’s running too hot for my liking. Discl: long $SHEL

Just remember that price often drives narrative. At 2500p, many were fearmongering that British American Tobacco was dead. At the current price, it’s dead quiet. A good reminder that doing your homework, turn off the noise, and stay focused is a great habit to have as a longterm investor. Discl: I don’t own $BTI

Nike's November dividend raises, per quarter 📊 2023: $0.34 to $0.37 (+8.8%) 2024: $0.37 to $0.40 (+8.1%) 2025: $0.40 to $0.41 (+2.5%) Smaller each time. Mid-November we find out what comes next. Will they "just do it"? Currently a 120% payout ratio. Discl: I have a position in $NKE

Quick portfolio reality check: 16 of my 59 positions are in the red. The pattern? Many of them are recent additions. As a value-oriented investor, I've learned that today's red often becomes tomorrow's green. It just takes conviction and time.

On the Dividend Talk podcast, you hear it first 🙌 Our take on Starbucks' potential acquisition of Chipotle. 👉 Find it on your favorite podcast app, episode 310.