There’s more to managing wealth than making money. How you diversify. What you understand before you invest. How lifestyle choices affect your capital. What happens when it’s time to pass wealth on. Kemi Olatunji, and Margaret Agbonlahor unpack these and more in Episode 1 of The Wealth Side. Yet to watch the full conversation? Watch on YouTube: youtu.be/Qp9mIJghP4s?si=AbY8…

Building an African brand that stands the test of time takes vision, resilience and the willingness to keep evolving. For three decades, Femi Olayebi, Founder of @femihandbagss, has built a name in African leather craftsmanship, taking her work beyond borders and putting African creativity on the global stage. At the 6th FSDH Women in Business Initiative (WIBI) Summit, she will share insights from her journey as we explore The Road to Legacy: Building Businesses That Last and Transcend Africa. Join us on Thursday, 26 November 2026 as she shares her journey of building a brand with lasting relevance. Interested in attending? Indicate your interest here: tinyurl.com/Attend6THWIBISUM…

What makes a workplace a great place to work? Leadership that builds trust, a culture that supports people, and a shared commitment to achieving more together. Recently, our Executive Director, Hakeem Muhammed, joined fellow business leaders at the Great Place To Work Nigeria Trust Summit 2026 for a panel discussion on “Winning in the Nigerian Trust Economy: Culture as Strategy. Trust as the Currency of Leadership.” The conversation explored the role of trust in leadership, the importance of intentional workplace cultures, and how these shape organisational performance and business success. At FSDH Merchant Bank, we recognise that the culture we build starts with the leadership we demonstrate. Creating an environment where people can contribute, grow and do their best work is central to building a workplace where people thrive and business can flourish. We are pleased to contribute to conversations that are shaping the future of work and reinforcing the role of trust in building stronger organisations.

While needing access to capital is still a major concern for female entrepreneurs, investors also need clarity on the business model, financial performance, operations and path to growth. For female entrepreneurs looking to scale, strengthening these areas can make the business better prepared for investment conversations. At FSDH Merchant Bank, we recognise the importance of supporting women-led businesses as they navigate their growth journeys and explore opportunities for funding. For enquiries on how we support female businesses, email our Women Banking desk: [email protected]

What does it take to build a business that can thrive beyond its founder? How do you preserve what works, adapt to change and prepare for the next chapter? These are important questions for every woman building a business, leading an organisation or entrusted with taking an established business forward. At the 6th FSDH Women in Business Summit, we’ll explore The Road to Legacy: Building Businesses That Last and Transcend Africa, with conversations on the decisions, leadership and transitions that help businesses endure and continue to create value. Date: Thursday, 26 November 2026 Time: 10:00 a.m. Interested in attending? Indicate your interest here: tinyurl.com/Attend6THWIBISUM…

Building a business is one thing. Building one that can scale, compete globally and outlive its founder is another. At the Stanford SEED G3 Conference, our MD/CEO, Bukola Smith, challenged entrepreneurs to think beyond survival and focus on what it takes to build businesses that last. From putting the right systems in place to meeting global standards and thinking beyond familiar markets, she shared practical insights on turning business potential into sustainable growth. Swipe through to read some of the highlights.

Cross-border trade can place pressure on a business from several directions: from currency exposure and payment terms to liquidity and transaction risk. Structured Trade Finance helps businesses structure these considerations around the transaction, supporting imports, payment terms, FX exposure and specific trade obligations. The right financing structure can make complex transactions easier to plan and manage. For enquiries on our trade services contact our Trade Services team: [email protected]

Growth opportunities often come with very different financing needs. A business bridging a short-term cash-flow gap needs something different from one purchasing equipment, fulfilling a major contract, or expanding capacity. Each of these has its own timeline, its own risk profile, and its own relationship between when cash goes out and when it comes back in. Matching the financing structure to that reality, rather than defaulting to whatever facility is easiest to access, is what determines whether financing actually supports the business or adds pressure to it.​ #FSDH #BusinessFinance #BusinessGrowth #NigeriaBusiness

The road to the 6th FSDH Women in Business Summit begins now! Are you an entrepreneur building a business? A woman in management or leadership looking to make a greater impact in your sector? Or a woman entrusted with taking a legacy business into its next chapter? The WIBI Summit 6.0 is for women like you who are thinking beyond today’s success and asking what it takes to build something that lasts. This November, join us for The Road to Legacy: Building Businesses That Last and Transcend Africa, as we bring together women in business and leadership to explore the ideas, decisions and transitions that shape lasting businesses and legacies. Date: Thursday, 26 November 2026 Time: 10:00 a.m. Interested in attending? Indicate your interest here: tinyurl.com/6THFSDHWIBISUMMI… If one woman wins, we all win.

What does a significant interest rate cut mean for Nigeria's financial markets? In this edition of Quarterly Market Vista, Taiwo Olajubu, Chief Dealer, and Jamiu Kuku, Treasurer at FSDH Merchant Bank, discuss the Central Bank of Nigeria's 350-basis-point rate cut, what it could signal about investor confidence, and how Nigeria's monetary policy direction compares with global trends. As the effects of the decision unfold, market resilience and the broader economic outlook remain important considerations for investors. Watch the full conversation on YouTube: youtu.be/8mxMp-X4pxc

As wealth grows, so do the decisions that come with it. Preserving wealth, maintaining liquidity, planning for retirement and preparing for succession all require different considerations. Long-term financial planning is about ensuring today’s wealth can support tomorrow’s priorities. Follow us for more insights on wealth and financial planning. ​ #FSDHMerchantBank #WealthManagement #FinancialPlanning #WealthPlanning

Building wealth is one thing. Knowing what can put it at risk is another. In the first episode of The Wealth Side, Kemi Olatunji, and Margaret Agbonlahor get into some of the biggest mistakes wealthy people make with their money. This is just one part of the conversation. Watch the full episode on YouTube: youtu.be/Qp9mIJghP4s?si=AbY8… #TheBlueSide #TheWealthSide #FSDH

Trust is something we earn, one interaction at a time. This Customer Service Week, we celebrate everyone who trusts us to support their personal and business financial ambitions, and the responsibility that comes with being there for what matters to them. You passed us the baton of trust, and we are running the extra mile with it. Here’s to listening better, showing up and continuing to give you more reasons to trust us. Happy Customer Service Week. Together, we achieve more.

Happy Independence Day, Nigeria! 🇳🇬 From all of us at FSDH.

Better informed decisions start with better conversations. And sometimes, the best conversations are the ones that give you a new perspective, answer a question you’ve been thinking about, or simply get you thinking. That’s the idea behind The Blue Side, FSDH’s podcast where we bring together conversations across different topics, featuring members of the FSDH community and guests with experiences, perspectives and stories worth sharing. The Blue Side will have different series, each exploring a particular area. And we’re kicking things off with The Wealth Side. For Episode 1, Kemi Olatunji, Senior Wealth Manager at FSDH Merchant Bank, sat down with Margaret Agbonlahor, Senior Vice President at FSDH Asset Management, to discuss The Biggest Mistakes Wealthy People Make with Their Money. From wealth preservation and diversification to lifestyle, succession planning and professional advice, there was plenty to unpack. And from these moments, it’s clear there was plenty of fun to be had too. Here’s a look at some moments from the session. We will be sharing highlights from the conversation soon. Turn on post notifications to get notified. #TheBlueSide #TheWealthSide #FSDH

Nigeria’s macroeconomic picture is beginning to shift. Following our H2 2026 Macroeconomic Outlook published earlier in the quarter, our Research Team has released an updated outlook incorporating key developments through Q3. Business activity has regained momentum, headline inflation continues to moderate, external reserves have strengthened, and the Naira has recorded significant gains. At the same time, food inflation, financing costs and external risks continue to shape the outlook. In this update, we examine what the latest developments mean for growth, inflation, the FX market, monetary policy and investment conditions. Read the full outlook here: tinyurl.com/FSDHMacroUpdateS…

We were honoured to participate in the Grand Reception hosted by the St. Gregory’s College Old Boys Association (SCOBA), an evening celebrating distinguished Gregorians whose contributions continue to make an impact across various sectors. The event also marked the launch of the ₦25 billion St. Gregory’s Old Boys Association Endowment Fund, established to support the continued development of the school. FSDH Merchant Bank has been appointed as the Custodian Bank to the Fund. Representing FSDH Merchant Bank were our Managing Director/CEO, Bukola Smith; Executive Director, Corporate Banking & Branches, Stella-Marie Omogbai; and Head, Global Custody, Osamuede Fadaka, who joined an esteemed gathering of alumni, business leaders and stakeholders. The event also featured the recognition of accomplished Gregorians, including the Governor of the Central Bank of Nigeria, Dr. Olayemi Michael Cardoso, and the Inspector-General of Police, Mr. Tunji Disu, among other distinguished honourees. Their recognition underscored the enduring legacy of leadership, service and excellence that St. Gregory’s College continues to inspire. At FSDH Merchant Bank, we value opportunities to support institutions and communities that invest in building a lasting legacy.