🇬🇧 Freedom Lad UK 🇬🇧

Investing cash as a lump sum into a simple ETF beats £ cost averaging 68–75% of the time. Vanguard research (historical + global data): Lump sum wins because markets tend to rise over the long run. Full study: corporate.vanguard.com/conte… #LumpSum #PoundCostAveraging #Investing

Afternoon everyone, This is a brand new X account dedicated to tracking my FIRE journey in public. I’m 42, based in Yorkshire 🇬🇧 | Homeowner 🏠 | ETF Growth Investor. For years I was good at saving money but terrible at actually investing it. I procrastinated for a long time and even missed getting into Tesla in the early days. Finally took the leap and started investing properly on 26/03/2020. Current portfolio: £240k I’m now fully committed - throwing everything I can at it. Slightly annoyed I started so late, but my clear target is to be in a position to retire before 50, and ideally a lot sooner than that. If you’re a UK-based investor on a similar path, feel free to follow along and say hello #FIRE #UKInvesting #ETF #EarlyRetirement #FIREJourney