Liz Millsaps Haigler Broker/Realtor® & Steve Haigler Broker/Realtor® (& Music Producer) of 5 Points Realty. :)
Charlotte, NC, USA
Joined May 2014
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Clt Dwellings Team 🌆🏙️🏘️ retweeted
It once took me four rounds of permit review to get a single 18’ tall wooden stair approved. Stair is located outdoors, more than 30’ from the closest building,
I think the thing that kills me the most about towns/cities permitting departments…is they make ‘doing it the right way’ so unbelievably difficult sometimes.
Example: I am trying to install new digital menu boards. Simply replacing the old static ones for new digital ones.
Town:
-oh we need to run all new light pollution studies then
-oh we’re gonna check all your parking lot lights while we’re at it
-oh we need to double check this doesn’t hinder a ladder truck from driving over your building
-oh we need to inspect the footers before you pour any concrete
-no you absolutely can not assign the permit to a new certified vendor doing the identical work
-how many seats did you say were in the dining room? Might need to add a sprinkler system
-we need to bring in the signage department now too because digital menu boards are now considered signage
-are you bricking up the base of the footers? It’s not required by code, but we’re requiring it 🤗
Could have just done the whole thing in an afternoon & never heard a peep.
Now this project is on month 13, with 4 different permit offices involved, 3 engineers, and no end in sight
Clt Dwellings Team 🌆🏙️🏘️ retweeted
Was chatting with a friend who’s a commercial GC recently, and the subject of paying by check came up.
I asked him why, in 2026, his shop still prefers to pay the trades by check, despite how much tech they’ve adopted in just about everything else.
His answer:
1 - It’s safer than most electronic options.
2 - The subs (yes, even large commercial shops) would rather not share their bank info with 3rd parties.
I hadn’t thought of it that way, but it makes sense.
It’s wild to think that all the new tech of recent years has made scams so much easier that some folks would rather opt out entirely. In construction, all it takes is one fake email asking to “update our bank details,” and a GC's office manager or AP clerk will wire a 6-figure payment straight to a scammer.
This is one of the million reasons why, when conjuring up new tech for an industry, it’s important to understand the nuance of how that industry actually works.
Clt Dwellings Team 🌆🏙️🏘️ retweeted
Impossible to build a NC school in a walkable neighborhood. State planning guidelines: a 600-student elementary school calls for 16 acres; a 1,500-student high school calls for 45 acres (+ 10 acres if there’s a stadium).
Clt Dwellings Team 🌆🏙️🏘️ retweeted
I have an employee that I recently moved to full time stump grinder operator.
He’s too slow to be anywhere else on my crew.
He’s great with a stump grinder because he has a pretty solid attention to detail and I never have a major time crunch on stumps.
Since moving him to this position he has been destroying everyone on reviews.
Dude legit gets 2-5 5 star reviews a week on his job sites.
He doesn’t do better work than my other employees, he definitely isn’t as efficient but what he does do is talk.
He will take the time to actually talk to customers and figure out what they really need. If it isn’t too far out of the job scope he will handle it without bothering me.
It’s working. I’m really happy I made this move because he has done so well. Plus since the bonus system on reviews was implemented he is making an extra $25 per review.
Clt Dwellings Team 🌆🏙️🏘️ retweeted
a $500k mortgage is now around $3,300 a month.
the same $500k mortgage was closer to $2,050 a month in 2021.
that’s roughly $1,250 more every month for the exact same amount borrowed.
housing didn’t just get more expensive.
financing it did too.
Clt Dwellings Team 🌆🏙️🏘️ retweeted
CAN SOMEONE ACTUALLY WALK ME THROUGH THIS.
A guy at my gym pays $580 a month for health insurance covering himself and his wife.
That's $6,960 a year before anything even happens.
Last month his wife needed an MRI.
Billed at $2,050.
Insurance negotiated it down to $1,380.
Their deductible is $3,800, not even close to met.
So they paid the full $1,380 themselves anyway.
He looked right at me and asked what exactly the $6,960 actually bought them this year.
I didn't have an answer either.
Because apparently the premium buys you the right to still pay out of pocket when something happens.
They're both healthy. Barely use the plan otherwise.
$8,340 total out of pocket this year between the premium and one single MRI.
But sure, the insurance did technically save them $670 off the original bill.
What a deal.
Clt Dwellings Team 🌆🏙️🏘️ retweeted
I am so excited to join Blueprint Local’s advisory board. Blueprint invested in Camp North End’s Kinship multifamily project, and I have developed a tremendous respect for @rossbaird and his team. Supporting their efforts to build housing throughout the US’s opportunity zones will be rewarding
The article in Ross’s post includes a few lessons I have learned about developing with OZ Capital. I’ll mention just one here, and hope you’ll click through if you’re interested in the others.
Do not deliver into a supply bubble, and do not deliver into a cap rate expansion. Of course, none of us plans to do that, but future supply is opaque and the house always wins if you bet on interest rates at a specific time 3 years in the future. Time is the hedge, and Opportunity Zones force the developer to let the building mature.
Clt Dwellings Team 🌆🏙️🏘️ retweeted
Don't look now, but U.S. Housing Inventory is now almost back to pre-pandemic levels.
Aug 2019 supply: 1.24 million listings
Aug 2026 supply: 1.14 million listings
Meaning the U.S. is now within 8% of its pre-pandemic supply.
Current supply levels are also 17% above the August average since 2017.
And it's possible by next year, that the U.S. Housing Market will hit above pre-pandemic supply
(it already is in the South and Western parts of U.S.)
Meaning no 'housing shortage' anymore.
There's plenty of homes for sale in most markets.
They're just too expensive.
Check updated inventory metrics for your city here: reventure.app/map?geo=county…
Clt Dwellings Team 🌆🏙️🏘️ retweeted
This strip mall developer deserves a trophy.
They didn't try to maximize square footage by jamming in an elbow space. Instead they opted for more parking, making the tenants more successful, and driving higher rents.
They also didn't add a pad building at the corner, giving the tenants unobstructed street visibility, and freeing up more parking.
Sadly, they don't make many of these.
Developers typically look to maximize every inch of square footage, reducing the quality of the asset and leading to lots of turnover, headaches, less successful tenants, and an inferior properties.
Clt Dwellings Team 🌆🏙️🏘️ retweeted
The reason the U.S. has a housing affordability crisis isn't because of mortgage rates.
Today's mortgage rate levels of around 6.5% as historically very normal.
With the long-term 136 year average at 6.4%.
Moreover, today's rates are way below where they were in the 1970s, 80s, and 90s, when mortgage rates were hovering near 10%.
Meaning that central issue with affordability today isn't mortgage rates.
Rather, it's prices.
Real home prices are 90% above long-term averages.
Indicating that housing has appreciated way faster than inflation and people's incomes.
Which is ultimately what is creating this four-year housing recession with record low demand.
Fix the price problem, and you fix affordability.
Check the most overvalued areas at: reventure.app.
Clt Dwellings Team 🌆🏙️🏘️ retweeted
North Carolina #1 in net domestic migration
I guess yall have been listening to me
Clt Dwellings Team 🌆🏙️🏘️ retweeted
I kid you not guys.
This old dude found $30 on the ground at a Walmart and the Albany, Georgia police started a full scale manhunt for him.
Here’s the Facebook post where they’re getting rightfully blasted.
People are offering to just pay the $30 themselves.
In Georgia this is technically a crime under Code § 16-8-6, keeping lost or mislaid property without making reasonable efforts to return it counts as theft.
But this is an absolute waste of real police time… right?
Clt Dwellings Team 🌆🏙️🏘️ retweeted
Public space can be too big.
