Belong - NRI savings & investments

JioBlackRock’s first global equity fund from GIFT City is now live! 👉 The JioBlackRock Advantage World Equity Fund (IFSC) NFO is open on Belong for Resident Indians, NRIs, OCIs and foreign investors. The fund invests in the BlackRock Advantage World Equity Fund. That underlying fund is an actively managed portfolio of 300+ developed market companies across the US, Japan and Europe. Its largest holdings include Nvidia, Apple, Microsoft, Alphabet and Amazon (as of September 30, 2026). Key details: → Minimum investment of USD 5,000, with top-ups from USD 1,000 → Expense ratio of 1.4% → No exit load and no lock-in → Managed by @JioBlackRockmf For NRIs, OCIs and foreign investors, there is no tax at the investor level. Tax is paid by the fund, and the lower long-term rate applies after a holding period of two years. Resident Indians can invest through the Liberalised Remittance Scheme (LRS). 👉 Explore the the NFO on Belong: getbelong.com/tools/gift-cit… *Investments in mutual funds are subject to market risks. Please read the scheme related documents carefully before investing.

He was earning $350,000 a year at Meta. So why did Ninad Mundalik walk away from it all to retire in Vietnam? After spending nearly a decade working for companies like Electronic Arts (@EA) and @Meta in the US, Ninad had built a successful career and a strong financial portfolio. His first job paid him $110K a year. Years later, his compensation at Meta reached nearly $300K-$350K. But somewhere along the way, he realised something was missing. His peace. The pressure of working in tech, job uncertainty and the complicated US visa system started taking a toll on him. So, he decided to explore something different. During a trip to Southeast Asia, he discovered Da Nang, a beautiful beach town in Vietnam. And what started as a vacation eventually became his new home. With financial independence, he was able to leave the corporate hustle behind and build a life on his own terms. Today, he enjoys a peaceful lifestyle, works on his passion projects and spends more time with his family. And the best part? He can live comfortably in Vietnam on a budget of around $1,000-$1,500 per month. - What made Ninad leave a $350K career in the US? - How did he build his financial independence, and - What does his life in Vietnam actually cost? Watch Ninad’s full story on YouTube: youtu.be/20Y8cWXqMQg?si=hLEW… ---- Have your own story about NRI life, moving back to India, retiring, or investing? @GetBelong is looking for stories to feature. Share yours here: docs.google.com/forms/d/e/1F…

What if you could access multiple Indian equity strategies as an NRI through a single fund? India's equity market offers plenty of opportunities. But identifying the right strategies and adapting as market trends change is another challenge altogether. In GIFTed Insights Ep. 31, we're exploring how the ABSL India Growth Fund aims to do just that. The fund invests in select Aditya Birla Sun Life equity mutual fund schemes, including ETFs and index funds, selecting them based on performance consistency and prevailing market trends. 👉 Joining us is Sudhir S, Principal Officer & Head - GIFT IFSC at Aditya Birla Sun Life AMC Limited (@@absl_amc) in conversation with @nayak_pallav, Business Head at Belong. We'll discuss: → How the fund provides exposure to select Indian equity schemes → How it identifies and selects investment strategies → Its investment approach, structure and key considerations → What NRIs should understand before investing → Fund details including min. and additional investments, taxation, etc. Whether you're an NRI looking to participate in India's growth story or exploring diversified equity exposure through GIFT City, this session is for you. 📅 Tuesday, 3 November 2026 🕓 4:00 PM IST 📍 Online Webinar Register now to reserve your seat here: luma.com/GIFTed_Insights_Ep3… #GIFTCity #NRIInvesting #IndianEquityMarkets #Belong

GIFT City Mutual Funds: Performance Snapshot 📊 👉 Here’s how the funds available on Belong performed as of October 28, 2026. All returns are in USD, NAV-based. 🇮🇳 Both inbound funds were down across every period from 1W to 6M, and the losses are recent. Each is down more over 3M than over 6M. → The Sundaram India Mid Cap Fund moved -0.65% on the 1W and -3.47% on the 1M, with 3M at -8.35% and 6M at -6.64%, while since inception sits at +0.99%. → The Tata India Dynamic Equity Fund moved -0.59% on the 1W and -1.95% on the 1M, with 3M at -5.67% and 6M at -5.22%, while since inception sits at -14.86%. 🌍 All five outbound funds slipped this week, but over longer periods they split by region. → The emerging markets and Greater China funds had the steepest monthly falls, while the two US index funds are the only funds in this snapshot with gains over 3M and 6M. → The HDFC International – Emerging Markets Equity Fund moved -0.45% on the 1W and -5.42% on the 1M, while since inception sits at -5.88%. → The HDFC International – Developed Markets Equity Fund moved -0.32% on the 1W and +0.24% on the 1M, while since inception sits at -1.07%. → The Parag Parikh IFSC NASDAQ 100 FoF moved -0.34% on the 1W and -1.52% on the 1M, with 3M at +5.61% and 6M at +8.88%, while since inception sits at +19.26%. → The Parag Parikh IFSC S&P 500 FoF moved -0.08% on the 1W and +0.66% on the 1M, with 3M at +3.52% and 6M at +7.58%, while since inception sits at +15.05%. → The Edelweiss Greater China Equity Fund moved -1.32% on the 1W and -7.35% on the 1M, with 3M at -2.68% and 6M at -8.78%, while since inception sits at +0.50%. 👉 Both global equity funds were down across every period shown, and the DSP Global Equity Fund had the biggest weekly fall of all nine funds. → The Marcellus Global Equities Fund moved -0.68% on the 1W, -0.18% on the 1M and -1.47% on the 3M, while since inception sits at -1.15%. → The DSP Global Equity Fund moved -1.99% on the 1W and -0.56% on the 1M, with 3M at -1.53% and 6M at -4.04%, while since inception sits at -8.88%. Most of these funds are still in their early stages. The data is directional, not definitive. We share these snapshots every Friday. 👉 Explore these funds on Belong: app.getbelong.com/bKvL/X

These 10 cities offer some of the world's best quality of life. According to Deutsche Bank’s 2026 Quality of Life ranking, Luxembourg ranks #1, followed by Copenhagen and Amsterdam. 👉 The ranking compares 69 global cities across factors like: - Purchasing power - Safety and healthcare - Cost of living - Commute time and pollution And here’s the interesting part: all 10 cities in the top 10 are in Europe. 📌 Meanwhile, Singapore ranks #40, Dubai #26 and New York #46. Swipe through to see which cities made the list. Source: Deutsche Bank Research Institute, Mapping the World’s Prices 2026 (Haver Analytics). Data as of July 2026.

₹100 in India in 2019 buys you less today. But how much less depends on where you live. Since 2019, consumer prices have risen by: 🇦🇷 Argentina: 3,910% 🇹🇷 Türkiye: 829% 🇪🇬 Egypt: 174% 🇮🇳 India: 35.5% 🇺🇸 US: 26% 🇨🇭 Switzerland: 6.2% 🇨🇳 China: 6% In India, something that cost ₹100 in 2019 would cost ₹135.50 today. For NRIs earning in one currency and spending or investing in another, inflation is only one part of the equation. Exchange rates and income growth matter too. Has your cost of living kept pace with your income?

🔔 Jio Platforms is now India’s biggest IPO ever at ₹30,213 crore, and it listed 21.36% higher today: ₹1,358 against an issue price of ₹1,119. Here’s a look at how India’s 10 biggest IPOs performed on their listing day.

He was earning $325K in the US, but still returned to Ahmedabad after just 5 years. This is the story of Keval Morabia. After his master’s, Keval started working in AI at Bloomberg in New York. He later joined a small Silicon Valley startup, where his career and finances were both growing quickly. But then he made a decision most people around him probably didn’t expect. In 2024, he chose to move to Ahmedabad and continued working with his US team from India. The move was financially more complicated than he expected. He had to figure out what to do with his US investments, taxes, and brokerage accounts. At one point, $15,000 in crypto got stuck for three months because of an account issue. Which made him realise that better tax planning could have saved him money. But despite all of this, he doesn’t regret coming back. And that’s what makes his story more interesting. So what really made him leave a $325K career in the US after just five years? And what did he learn while making the move back to India? Watch Keval’s full story on YouTube: youtu.be/qmS7WpOmbvM?si=nHkm…

This is what’s inside the Marcellus Global Equities Fund. A global fund can invest across companies, countries, and sectors. But the individual holdings show where the portfolio is actually concentrated. Some of the fund’s top holdings include: 📌 Safran: 5.64% 📌 Microsoft: 3.85% 📌 General Electric: 3.33% 📌 Apple: 2.86% 📌 Airbus: 2.55% The fund allows both NRIs and Resident Indians to invest. The fund is an outbound retail fund from GIFT City, with a minimum investment of USD 5,000. Tax is applied at the fund level: Short-term capital gains: 42.74% Long-term capital gains: 14.95% Dividends: 35.88% 👉 Holding period for long-term gains: More than 24 months Source: Marcellus Global Equities Fund Factsheet. For educational purposes only. @MarcellusInvest

Here’s what’s inside Parag Parikh’s Nasdaq 100 Fund. The fund gives Resident Indians exposure to leading US technology and growth companies under the Nasdaq-100 index. But some stocks make up a much bigger chunk of it than others. Here are its top 10 holdings: 📌 NVIDIA: 8.36% 📌 Apple: 7.38% 📌 Microsoft: 5.78% 📌 Micron: 5.04% 📌 AMD: 4.19% 📌 Amazon: 4.08% 📌 Meta: 3.27% 📌 Alphabet A: 3.07% 📌 Alphabet C: 2.86% 📌 Tesla: 2.83% These 10 stocks make up 46.86% of the fund. And there’s more. Information Technology alone accounts for 58.6% of the index, followed by Communication Services at 13.5% and Consumer Discretionary at 11.1%. The fund has a minimum investment of $500 and an expense ratio of 0.85% under the regular plan. 👉 Want to explore the fund? Check it out on Belong: app.getbelong.com/bKvL/X Source: PPFAS IFSC September 2026 factsheet. For educational purposes only. @ppfasgift