Meaning that in order to pay off 20k of album expenses I would need to generate 133k of income just to break even. My advance was $7k, I had a top ten record and made $0 off 40M+ streams. Literal insanity.

I was signed to one of the bigger indie labels for years and the deal was: 85% label 15% to me (after recoup) BUT I recouped at 15% - so 15 cents of every dollar went to paying down my accounting, the rest was label profit until I hit green.