HowMuchTacos (@HowMuchTacos) header
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Married Homeschool Mom Talking about Personal Finance and Growth.

Honolulu, HI
Joined January 2022
Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)Photo by HowMuchTacos (@HowMuchTacos)
Great tip for long-term purchases: "We're going on an Alaskan cruise next year and I need a lot of stuff. I created an Amazon list and every paycheck, I will buy one thing that is on sale that week. By the time we cruise, I will have everything I need and no debt!"
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Growing up, we always told kids "let's go potty." Today, I learned from my grandma that potty training kids, they had literal pots with handles on it for the kids to use who couldn't reach the toilet. Potty is because it was a literal POT. Never even thought about it.
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So many young adults are uncomfortable or unsure how to handle simple phone calls. To help my kids get comfortable dealing professional offices, I have my kids, 8+ call to pay their own bills when they come. I'm there to help and the pediatrician is always patient and reassuring.
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It's too hot for pants! And by pants, I mean elastic waisted shorts.
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5 of the simplest wealth hacks: - Drive a reliable, paid-off car - Live in a smaller house than you prefer - Bring your lunch to the office - Eat-in 6 nights a week - Pay yourself first What else?
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I spent the last month writing and developing my new children's book. It is now live on Amazon. A new spin in a classis story. Teach children to think critically and accomplish great things while having fun. amzn.to/43zdWoi
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Babies usually don't need new. We LOVE hand-me-downs.
New baby bouncer- $35 Bought one off FB marketplace for $5 Cleaned it up and used it for 7 months. Sold it today for $20 While your income is low, find a way to be resourceful!
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42% of Americans go into debt during the holidays. Save yourself from that fate by starting a holiday savings account now. Create a budget and start saving a little from every check for the next 6 months. Then enjoy Happy Holidays in December.
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Snacks! Bring so many snacks. And fully charged electronics. And splurge for a direct flight when possible. howmuchisthatintacos.com/12-…
After this crazy flight, its time to plan a podcast episode on air travel with kids (and pets!). What are your favorite/best tips for flying with kids?
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Personally, I like to get a 401k match then max out my IRA before putting more in my 401k. But that is too much work for most people and they just won't make the effort to do it. Just add more to your 401k. Every raise, add a little more. Done is better than perfect.
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There are people right now worried about 30 year fixed rate home loans between 6-7%. But they don't worry about their 22% credit card or their 8.5% BMW...
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That Is crazy! To comfortably afford a $1,000 a month payment you need to be making around $240,000 a year! howmuchisthatintacos.com/buy…
15% of new cars sold near end of 2022 have a $1,000 or higher car payment. A $700/mo car payment is a bad idea. A $1,000/mo car payment is a horrible idea.
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I've thought of myself as a boring SAHM the last 10 years. Today, my PT told me "you're amazing! It seems like you've done everything!" Got me thinking the last 10 years and all the different things I've done for myself and other people:
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Homeschool mom/field trip coordinator, finance blogger, real estate agent, children's author, bookkeeping, event planner, graphic design, website design, marketing, and I'm sure there are others. Dang! I've been hustling and don't even realize it.
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Names I’ve seen people call their taxable brokerage acct: - The Freedom Fund - The “F U” Fund - The Life Fund - The Everything Fund - The FIRE Fund - The Passion Fund Whatever you want to call it, the taxable brokerage allows for ultimate flexibility.
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🤣
Me: I've got a few extra bucks laying around, I think I'll buy a few shares of $VTI My underwear:
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HowMuchTacos retweeted
A little morning meme for you 🤗
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Fireworks are banned here in Hawaii, but people still spend thousands of dollars on fireworks.
Do you spend any money purchasing July 4th Fireworks? How much do you spend?
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When you buy a stock, you're not just buying a ticker symbol. You're buying a piece of a business. Treat your portfolio as if you're a business owner, not a gambler.
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