From Crypto to Index & Forget 🇬🇧 Risk Adverse Investor | Get Rich Slow 💷 Roadmap to 6 Figures by 30 📈
Wall Street
Joined December 2020
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Keep a portion of your income today and invest a portion for the future
Why do people complicate this?
Index & Forget retweeted
Seen someone win a scratch card for £20
Then spent the winnings on more scratch cards
The lesson here is take profits
Index & Forget retweeted
Would you marry a sugar mom if it meant you married into generational wealth?
Index & Forget retweeted
People worry about interest hikes or cuts when their portfolio is $1k
You need income not a 25bps cut or hike
Index & Forget retweeted
I don’t know who needs to hear this but most people don't need more money. They need to stop upgrading their lifestyle every time their income goes up.
Index & Forget retweeted
It’s crazy to me that people willingly choose to lose money and underperform the market instead of buying the S&P500
People worry about interest hikes or cuts when their portfolio is $1k
You need income not a 25bps cut or hike
Index & Forget retweeted
Universal credit pip and chill
Why work overtime when someone else can pay your bills?
Index & Forget retweeted
Being a security guard in UK is free money
Someone steals, you call the police
They do nothing too and you get paid
Happy days
Index & Forget retweeted
Cash ISA stays at £20k
Thats a relief for people that don’t want to take investment risk
🚨FULL SUMMARY: UK Autumn Budget 2026
Economy & Public Finances
- Growth forecast: 1.2% this year, 1% next, then 1.6–1.8% later years
- Borrowing falls to 4.2% of GDP this year, then lower (to 1.8% by early 2030s).
- On track to eliminate the current budget deficit within 3 years
- Fiscal headroom: £15bn in 2029/30, rising to £22bn in 2030/31
- Debt peaks around 83.8% of GDP then falls to 81.7% by 2031/32
Cost of Living & Energy
- £100 Household Energy Payment for ~20 million households in council tax bands A–D (£2.6bn scheme)
- VAT cut on electricity bills extended to July (about £50 off typical annual bill).
- Gas standing charges to be scrapped (average ~£45 saving for many households)
- Fuel duty 5p cut extended / frozen until July 2027
- Higher mileage rate for work use of own car raised from 25p to 35p (over 10,000 miles); standard rate made permanent at 55p
Taxes & Business Support
- National Minimum Wage / Living Wage up 3.9% for 2.3 million workers
- Bank surcharge raised by an extra 3% (to 6% total) for 15 months from January, to help fund energy support
- Gambling taxes up (Machine Games Duty 20% → 25% for higher-stakes machines); pubs and seaside arcades protected
- Small business rates relief threshold raised from £12,000 to £18,000 (about 70,000 more businesses exempt); real-terms freeze for larger retail/hospitality firms
- Cash ISA limit stays at £20,000 (previous cut plan reversed); new Starter ISA planned
- Import tariffs removed on selected everyday goods (e.g. baked beans, chocolate)
Other Measures
- Extra £20.4bn for National Wealth Fund / British Business Bank (focus on growth areas including defence and AI).
- Bigger devolution: mayors to retain more business rates (20% next year, 100% local by end of decade) and a share of income tax from 2028; new Good Growth Funds
- Self-employed fathers to get paternity leave pay entitlement
- Measures to cut business energy costs (including 25% off electricity for ~10,000 firms via new scheme) and push cheaper energy overall
- Support for defence investment and Ukraine; continued commitment to net zero with some pragmatic energy decisions
#Budget26
Index & Forget retweeted
People buy £2 scratch cards and lottery daily
But refuse to invest that, why?
Index & Forget retweeted
If a family member is in loads of debt and you have the money?
What is your next step?