மருத்துவம் மற்றும் ஆயுள் காப்பீட்டைச் சரியாகத் தேர்வு செய்ய உதவுகிறோம். இலவச ஆலோசனை! எங்களிடமே வாங்க வேண்டிய கட்டாயமில்லை. சரியான வழிகாட்டுதலே எங்கள் நோக்கம்!
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ALT Group health insurance can be a valuable benefit. It may offer affordable coverage through an employer, bank, or other organisation. But there is one important question every policyholder should ask: “What happens to my coverage if my association with the group changes?” That is where an individual Retail Health Insurance policy can play an important role. With a retail policy, the coverage is designed around the individual/family rather than being dependent on membership in a particular group arrangement, subject to the policy terms and conditions. And this is why comparing only the premium is a mistake. Before choosing a health insurance policy, look beyond the price tag: → What is actually covered? → What are the exclusions? → What are the waiting periods? → Are there room-rent limits or sub-limits? → Is there co-payment? → How does renewal work? → What happens as you grow older? → Can the policy be ported if needed? → Is the coverage sufficient for your family 5–10 years
ALT "Did you know?💡" Every year you wait to buy health insurance, your premium goes up and coverage options might go down ⏳ Start Early, Stay Secure. Lock your premium today to get the best benefits at the best price.🏥 Younger Age = Lower Risk = Cheaper Premium✅
ALT Estimated Costs for Liver Transplant A liver transplant is a complex, major surgical procedure. The average cost in leading Indian hospitals in 2026 typically ranges between ₹18 lakhs and ₹30 lakhs. Component Approximate Cost (INR) Pre-transplant evaluation ₹1.5 – ₹3 lakhs Surgery & Hospital Charges ₹12 – ₹18 lakhs ICU & Hospital Stay ₹3 – ₹6 lakhs Post-operative Medications ₹1 – ₹2 lakhs (annual) Follow-up & Monitoring ₹50,000 – ₹1 lakh (annual) Insured now protect our family today🛡️
ALT With Health Insurance, get reliable coverage, cashless hospitals, fast claims, and strong customer support for your family’s safety
ALT 🏥One hospital bill can wipe out years of savings. Medical costs are rising fast, and emergencies don’t give warnings 🛡️ Protect your family for just ₹33/day — less than a cup of tea, yet strong enough to cover hospital bills worth lakhs. Most people think “later”… But in health, later often becomes too late. we don’t force you to buy, We help you understand and choose the right plan, so claims are smooth when you need them most.* 👉 You don’t need to buy today. ✨ You only need clarity. Choose a best plan call me
ALT Everyone asks us When is the best time to buy health insurance? Honest answer: The day you start earning. Not after marriage. Not after kids. Not after a medical report scares you. Before problems begin. Because health insurance is cheapest when you’re healthy. Claims are easiest when there’s no past history. And choices are widest when you don’t need it urgently. Waiting doesn’t save money. It only removes options. Buy early. Stay boring. Thank yourself later
ALT 📑 REIMBURSEMENT CLAIM – COMPLETE DOCUMENT CHECKLIST (SAVE THIS!) ✅ Fully filled Claim Form – Part A & Part B ✅ Discharge Summary ✅ All Original Hospital Bills & Receipts ✅ Doctor’s Prescription & Consultation Notes ✅ Investigation Reports (CT, MRI, Blood Tests, etc.) ✅ Pharmacy Bills with prescriptions ✅ Payment Proof (Cash / Card / UPI receipts) ✅ Policy Copy & Health Card ✅🆔 KYC Documents (Mandatory) ✔️ PAN Card ✔️ Aadhaar Card ✔️ Cancelled Cheque (name printed) ✔️ Passport-size Photograph ⚠️ Pro Tip:- ✔️ Always keep originals ✔️ Submit within 7–15 days (insurer specific) ✔️ One missing paper = delay or rejection
ALT Cashless isn’t just a feature… it’s peace of mind.No upfront payments, no last minute stress,just immediate care when you need it the most
ALT It only means the insurer pays the hospital directly. With Galaxy Health Insurance both Inpatient and Outpatient (OPD) are covered, bringing better clarity and wider protection. Clarity before a claim matters more than comfort during one.
ALT Top 5 Mistakes People Often Overlook While Buying Health Insurance Even well-informed professionals make these mistakes. A little awareness can save you a lot of money and stress later. Every policy is different. Buying without understanding exclusions, sub-limits, and claim history can be risky. Health insurance is not an expense. It’s financial protection for you and your family
ALT Deductible is a planning tool—not a cost-cutting trick. A deductible is the amount you pay first during a claim. After that, the insurer pays. Most people fear deductibles—but the real question is: how often do you claim? Same coverage. Lower premium. Not ideal if frequent medical expenses or no emergency buffer. 📌 Insurance is about managing risk—not avoiding all spending.
