JS Investments

𝐖𝐡𝐚𝐭 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐨𝐮𝐥𝐝 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐚𝐧 𝐢𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥𝐥𝐲 𝐛𝐫𝐚𝐧𝐝𝐞𝐝 𝐡𝐨𝐭𝐞𝐥 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐛𝐮𝐲𝐢𝐧𝐠, 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠, 𝐨𝐫 𝐦𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐭𝐡𝐞 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟? In Episode 04 of Let's Talk Money, our host Sidra Iqbal sits down with Iffat Z. Mankani, CEO of JS Investments, to explore a new dimension of real estate investing in Pakistan through Real Estate Investment Trusts (REITs). At the center of the conversation is JS Hotel REIT, a Shariah-compliant investment structure managed by JS Investments, featuring the development of a 139-key Hilton Garden Inn in Hyderabad. Discover how real estate investing is evolving, and what it could mean for the future of your portfolio. ▶️ Watch the full conversation. youtu.be/tz9ODPUm1IE #LetsTalkMoney #JSInvestments #JSHotelREIT #RealEstateInvestment #REITs #HiltonGardenInn #InvestingInPakistan #WealthManagement

@SidraIqbal @IffatMankani

Let’s Talk Money — Episode 4: Beyond Plots & Property: A New Way To Invest In Real Estate - Coming soon What if you could invest in an internationally branded hotel without having to buy, build, or manage the property yourself—and without needing billions in capital? In the upcoming episode of Let’s Talk Money by JS Investments, Sidra Iqbal sits with Iffat Zehra Mankani to break down how the JS Hotel REIT works, what fractional unit ownership means for your portfolio, and how REITs are changing the way Pakistanis invest in real estate. Stay tuned for the full episode—coming soon! #LetsTalkMoney #JSInvestments #JSHotelREIT #REITsPakistan #RealEstatePakistan #ShariahCompliantInvesting #InvestSmart #FinancialLiteracy

You don't need to predict every market move. You need a plan you can stick to. Discover Rupee Cost Averaging and the power of investing regularly through SIPs with JS Investments. Your investment journey starts with consistency. Open your account now: signup.jsil.com/signup #JSInvestments #InvestRegularly #SIP #RupeeCostAveraging

Excellence in Reporting. Recognized. We are proud to announce that JS Investments Limited has secured Joint 1st Position in the NBFIs & Modaraba Sector at the Best Corporate & Sustainability Reports Awards 2025, organized by ICAP and ICMA International. This recognition of our Annual Report 2025 – “Growing Stronger. Scaling Smarter.” reflects our continued commitment to transparency, corporate governance, accountability, and excellence in financial reporting. A proud milestone for JS Investments and a testament to the collective efforts of our team. #JSInvestments #BestCorporateReportAwards2025 #CorporateExcellence #Transparency #CorporateGovernance

Pakistan’s Borrowing Shift: Government vs Private Credit | Charted Insights Is Pakistan’s borrowing pattern changing? 📊 In FY2024, government borrowing for budgetary support increased by PKR 7.48 trillion, while private-sector credit grew by just PKR 0.51 trillion. By FY2026, that gap had narrowed significantly. So, what has changed? And what do the latest figures reveal about the direction of credit in Pakistan? In this episode of Charted Insights by JS Investments, we examine government borrowing and private-sector credit trends from FY2019 to FY2026, along with the latest provisional developments in 1QFY2027. Explore the data behind Pakistan's evolving borrowing landscape. Subscribe to JS Investments for more data-driven insights into Pakistan's economy, financial markets, and investment landscape. Source: State Bank of Pakistan (SBP). Figures represent changes in outstanding borrowing and credit. Provisional quarterly figures are not directly comparable with full-year data. #ChartedInsights #JSInvestments #PakistanEconomy #GovernmentBorrowing #PrivateSectorCredit

Your financial goals. Your values. One investment approach. Grow your savings the Shariah-compliant way with the JS Islamic Income Fund, designed to offer income opportunities while keeping your investments aligned with Islamic principles. Open your account and start investing today! signup.jsil.com/signup #JSInvestments #JSIslamicIncomeFund #IslamicInvestments #ShariahCompliant #MutualFunds #SmartInvesting

Halal investing. Smart financial decisions. Make your savings work towards your financial goals with JS Islamic Money Market Fund. Open your account and start investing today! signup.jsil.com/signup #JSInvestments #JSIslamicMoneyMarketFund #IslamicInvestments #ShariahCompliant #MutualFunds #SmartInvesting

Make the next 3 months count! 📈 Introducing JS Fixed Term Munafa Fund II – Plan 11, offering a 3-month investment horizon with low risk. 📅 Subscription Period: 16th – 28th October 2026 📲 Open your JS Investments account today to invest: signup.jsil.com/signup 📞 For more information, call 0800-00887. #JSInvestments #FixedTermMunafaFund #SmartInvesting #MutualFunds #Investment

Sirf 1 mahina invest karna hai? Uske liye bhi plan hai! ⏳ Introducing JS Fixed Term Munafa Fund II – Plan 10, offering a fixed rate/return investment scheme with just a 1-month maturity and low risk. 📅 Subscription Period: 16th – 28th October 2026 📲 Open your JS Investments account today to invest: signup.jsil.com/signup 📞 For more information, call 0800-00887. #JSInvestments #FixedTermMunafaFund #SmartInvesting #MutualFunds #ShortTermInvestments

Consistent performance. Meaningful impact. Designed to provide investors with competitive income opportunities while supporting Pakistan’s microfinance sector, the fund brings together financial growth potential and meaningful economic impact. Ready to invest? Open your account today. signup.jsil.com/signup #JSInvestments #JSMicrofinanceSectorFund #MutualFunds #SmartInvesting

Why let your money sit idle when it could be working towards your financial goals? With JS Money Market Fund, explore income-generating investment opportunities through a professionally managed fund with a low-risk profile. Open your account and start investing today! signup.jsil.com/signup #JSInvestments #JSMoneyMarketFund #MutualFunds #SmartInvesting #FinancialPlanning

JS Balochistan Pension Fund helps eligible Government of Balochistan employees build their retirement savings through a contributory pension structure. Under the Balochistan Contributory Pension Scheme, you contribute 10% of your pensionable pay and the Government of Balochistan contributes 12% — bringing the total contribution towards your pension to 22%. If you joined the Government of Balochistan on or after 1 July 2024, start planning for your retirement today through a professionally managed pension solution, with both Conventional and Shariah-compliant options available. An initiative supported by the Government of Balochistan under the contributory pension framework. Apni pension ke liye JS Investments ko apna Pension Fund Manager choose karein. For more details: jsil.com/contact-us/ #JSInvestments #JSBalochistanPensionFund #Balochistan #ContributoryPension #GovernmentEmployees #RetirementPlanning

Equipping future professionals with the tools for financial independence. The JS Investments team, led by Raja Kamran and Syed Ali Raza Zaidi, recently visited NUML in Islamabad for a Financial Awareness Session. We engaged with students on the fundamentals of financial literacy, highlighting the critical difference between simply saving money and actively investing to build long-term wealth. Thank you to the faculty and students at NUML for an excellent and interactive session. #JSInvestments #FinancialLiteracy #NUML #Islamabad #SmartInvesting #FinancialAwareness

Wealth Watch – September 2026 | $3B Global Return, SBP Holds Rate & Market Drop In this episode of Wealth Watch, Syeda Manahil Amin and Rohail Ahmed Khan unpack the key macroeconomic developments and market shifts from September 2026, breaking down what an improving external front combined with domestic pressures means for your investment portfolio. Pakistan saw major external milestones this month, including a successful return to the international bond market raising USD 3 billion and SBP foreign exchange reserves reaching a record USD 21.4 billion. However, domestic markets presented a contrasting picture: while headline inflation dropped to 10.3%, the SBP held the policy rate at 11.5%, and secondary market bond yields spiked. Meanwhile, the KSE-100 recorded its sharpest monthly decline since March, even as more than 25,000 new retail investors joined the exchange. #Investing #Inflation #InterestRates #FixedIncome #MutualFunds #StockMarket #WealthManagement #PSX #KSE100 #PakistanEconomy #SBP #StateBankOfPakistan #PakistanStockExchange

Our Fund Manager's Report (FMR) for the month of September 2026 is available on our website. To view and download, please visit the link below: jsil.com/all-downloads/fund-… #JSInvestments #BetterInvestmentforaBetterFuture

JS Balochistan Pension Fund helps you plan for retirement while making the most of the tax benefits available today. Your qualifying pension contribution may help reduce your annual income tax liability by up to 20%, subject to applicable tax laws, qualifying contributions and your individual tax position. If you joined the Government of Balochistan on or after 1 July 2024, start planning for your retirement today through a professionally managed pension solution, with both Conventional and Shariah-compliant options available. The contributory pension framework applies to eligible new civil servants under the Balochistan pension reforms effective from 1 July 2024. An initiative supported by the Government of Balochistan under the contributory pension framework. With 30+ years of asset management experience and an AM1 rating by PACRA, JS Investments brings professional expertise to managing your pension journey. Apni pension ke liye JS Investments ko apna Pension Fund Manager choose karein. For more details: jsil.com/contact-us/ #JSInvestments #JSBalochistanPensionFund #Balochistan #ContributoryPension #TaxCredit #GovernmentEmployees #RetirementPlanning

Which Fund Is Right for You? A Practical Guide to Asset Classes | Beyond the Numbers | Webinar No. 32 When it comes to mutual funds, the most common question is often the wrong one: "Which fund gives the highest return?" Instead, investors should be asking which type of investment actually aligns with their specific financial goals. In Episode 32 of Beyond the Numbers, Syeda Manahil Amin, Research Analyst at JS Investments, breaks down why there is no single "right" mutual fund for everyone. She explains how personal timelines, risk tolerance, and income needs should ultimately dictate your investment choices. The session explores the entire investment spectrum—from the liquidity of money-market funds and the stability of income funds, to the growth potential of balanced funds, equities, and ETFs. It also provides a practical framework for evaluating funds beyond just looking at their past performance, including assessing risk profiles, fees, return consistency, and Shariah-compliant options. Whether you are building a short-term emergency fund or planning for retirement twenty years from now, this session will help you navigate the available asset classes and understand what your money needs to do for you. ▶️ Watch Now youtu.be/-cIXh6O2d5k #JSInvestments #BeyondTheNumbers #MutualFunds #AssetClasses #MoneyMarket #IncomeFunds #EquityInvesting #ETFs #FinancialGoals #WealthManagement #InvestmentEducation #InvestingInPakistan

Two Paths to Passive Investing: Which Fits You? | Mutual Funds vs. ETFs Want to invest passively but torn between Mutual Funds and ETFs? Here is a quick breakdown to help you choose the right vehicle for your strategy. ETFs trade in real-time during market hours, while Mutual Funds are priced at the end of the day. For account setup, you can trade any ETF through a single brokerage account, whereas Mutual Funds require opening separate accounts for different AMCs. When it comes to fees, ETFs involve a minimal brokerage commission but no front or back-end loads, while Mutual Funds skip the brokerage commission but may charge loads. Whether you choose the dynamic accessibility of Pakistan’s 9 active ETFs, which hold approximately Rs. 7.8 Billion in AUM, or the traditional Mutual Fund structure, both allow you to build wealth steadily through a monthly Systematic Investment Plan. Ready to start your investment journey? Call us at 0800-00887 or SMS "INVEST" to 8027. Which passive vehicle aligns better with your goals? Let’s discuss in the comments! #PassiveInvesting #ETFs #MutualFunds #JSInvestments #PSX #FinancialLiteracy #PersonalFinance