
Saving time @nuvolari_ai ~ personalized finance. Built one of the first crypto cards ~ DeFi Class '20 ~ Notes on payments & onchain credit.
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Joined May 2018
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Can an agent shop for you?
Visa tested it with 22 models ... only 57.2% passed.
54% of the failed ones still ended in a purchase:
wrong product, or blindly.
Spend controls help, but they don't verify intent.
That's why the agentic commerce fight isn't one-time cards vs tokenized.
It's on verified intent before authorization.
How Visa Intelligent Commerce (VIC) handles it:
▪️ you approve the merchant, the item and the final price with a passkey
▪️ Visa locks a spend cap and expiry,
▪️ Visa issues a tokenized credential for that purchase.
My take: whoever wins the intent and approval layer wins agentic payments.
teapaw.org/cuysheffield/status/21…
1/ Excited to introduce the Visa Agentic Commerce Benchmark, our first public benchmark designed by Visa Research to evaluate frontier model performance on shopping tasks.
visapaymentsfrontier.io/#age…
Macr0x retweeted
Can an agent shop for you?
Visa tested it with 22 models ... only 57.2% passed.
54% of the failed ones still ended in a purchase:
wrong product, or blindly.
Spend controls help, but they don't verify intent.
That's why the agentic commerce fight isn't one-time cards vs tokenized.
It's on verified intent before authorization.
How Visa Intelligent Commerce (VIC) handles it:
▪️ you approve the merchant, the item and the final price with a passkey
▪️ Visa locks a spend cap and expiry,
▪️ Visa issues a tokenized credential for that purchase.
My take: whoever wins the intent and approval layer wins agentic payments.
teapaw.org/cuysheffield/status/21…
1/ Excited to introduce the Visa Agentic Commerce Benchmark, our first public benchmark designed by Visa Research to evaluate frontier model performance on shopping tasks.
visapaymentsfrontier.io/#age…
Macr0x retweeted
1/ Excited to introduce the Visa Agentic Commerce Benchmark, our first public benchmark designed by Visa Research to evaluate frontier model performance on shopping tasks.
visapaymentsfrontier.io/#age…
Today I’m excited to introduce our @PaymanAI Gateway product. The secure and safe way for your customers to interact with your bank using AI Agents. This has been our most in demand product since we’ve launched, and rightfully so!
Banks are asking the question, how do we prevent this from happening, or how do we make it safe? We have the solution.
The idea is fairly simple. Your bank gets its own AI Agent and it’s able to then talk to the other AI Agents your customers are using.
Anytime a request for anything comes in, your bank’s agent is the one that is actually executing within your firewall on behalf of an authenticated user. The data stays with you, the relationship stays with you, and more importantly your customer is safe!
When a user asks Muse “What’s my balance and how much have I made in interest?” Muse has to go to your bank and ask the bank’s agent on behalf of the user. The Payman Gateway authenticates the user, makes sure the AI Agent is on its approved list for asking, and allows the question to then go through to the bank’s agent on behalf of the authenticated customer.
The questions that your customers are asking other AI Agents now get back to you. The data doesn’t leave your systems as your banking AI Agent controls what it’s allowed to respond to or not, and your customer relationship only gets strengthened.
We’ve had a tremendous response from banks already and it has quickly become THE topic of conversation when speaking about Agentic Banking.
Our systems have been built for this future for years now. All around the one question, how do you trust AI with money? Well the time has come and we’re excited to be a helpful partner, as many bank boardrooms are quickly asking “What do we do about Muse & Instinct”.
Macr0x retweeted
You let your agent manage your spend?
Approve & limits won't live inside the harness or the model.
Who's gonna take the bullet when it rents 3 rooms instead of an apartment? Or books a layover in Riyadh instead of Dubai?
- the payment rails, letting it pay with it's own card
- the wallets, giving it a balance to spend
- the smart contract policy, setting hard limits
Agent Authority should be
- deterministic
- enforced automatically and programmatically
- enough to go from verifiable intent to paid
The missing Link (pun intended) is a standard that tracks state.
Limits and approvals are a must, but the human TASTE and TRUST part is hard to nail !
I think this has to start from corporate spend.
Pre-defined budgets, time-limits, verified merchants, "objective" brand rules, inventory re-stocks at msrp...
Or a truly personalized finance app.
Great read by @RonakDaya
teapaw.org/RonakDaya/status/21158…
You let your agent manage your spend?
Approve & limits won't live inside the harness or the model.
Who's gonna take the bullet when it rents 3 rooms instead of an apartment? Or books a layover in Riyadh instead of Dubai?
- the payment rails, letting it pay with it's own card
- the wallets, giving it a balance to spend
- the smart contract policy, setting hard limits
Agent Authority should be
- deterministic
- enforced automatically and programmatically
- enough to go from verifiable intent to paid
The missing Link (pun intended) is a standard that tracks state.
Limits and approvals are a must, but the human TASTE and TRUST part is hard to nail !
I think this has to start from corporate spend.
Pre-defined budgets, time-limits, verified merchants, "objective" brand rules, inventory re-stocks at msrp...
Or a truly personalized finance app.
Great read by @RonakDaya
teapaw.org/RonakDaya/status/21158…
Macr0x retweeted
thank you to everyone in the past week who took the time to share their views and observations on the space. understanding the broader ecosystem is critical to scaling agentic commerce.
can't wait for us all to build a future we can be proud of!
Agents for cards or Cards for agents?
One-time cards Vs Tokenized cards
Your @bot, Hermes, Dot or Duet found the best deal for your next flight.
But how does it pay?
We have two teams👇
▪️ @onepay , @itstuyo , @oobit are giving your agent a card for every payment aka virtual card number (VCN),
but this can lead to broken UX like @scottew's @Muse checkout: Amex charged through @Link, Best Buy got a one-time card instead, then asked for that card CVV he never saw, while Muse said it was done"
▪️ Others are taking the conservative approach by tokenizing the same card you use already;
@Mastercard Agent Pay (behind Shop Pay in Duet and Instinct) and @Visa Intelligent Commerce (VIC).
Mastercard's CEO said on the Q3 call that VCN are not a long-term solution they will support.
Nebanks are becoming the control & approve surface for your agent. But is it really going to work?
Why agentic tokens aren't winning yet (per @vigstar1)?
- Networks are pushing the liability from agents onto issuers
- Some Issuers are not allowing it (i.e Chase)
- Every network has its own API and its own definition of intent
Wallets are picking virtual cards, because they are more reliable today.
We need a standard, but everyone is building their own
• Agents want to get into the payment flow
• Card networks and issuers are building agent layers and tools to keep their distribution
• Neobanks want their fair share of interchange and keep their users spending inside their programs
My personal take: whoever wins the intent & approval layer owns the customer.
Highly recommend @vigstar1 full article: teapaw.org/vigstar1/status/211697…
Your wallet is becoming a card.
- Rain locks what you spend with real-time funding.
- Mesh x Visa pulls it from wherever it sits with a "Ghost Card".
If every balance can pay ... which balance should I spend from? 👀
Macr0x retweeted
if you in dubai and you miss this
ngmi
luma.com/spacexai-dubai-2210…
Macr0x retweeted
Buy now?
What if the price drops?
Your BPM is through the roof @joinfrontier
Don't time it @TryBeaver
Macr0x retweeted
Invest every time you spend.
@TryBeaver turns your daily spend into @xStocksFi and @PreStocks on @solana.
Macr0x retweeted
BREAKING: Revolut’s AIR is live in the EU.
Not another support bot. It is Revolut’s in-app assistant. You type what you want. It looks at your account and does the job.
Think of it as asking a mate who already has your app open.
What it does from today
• Tell you where the money went (“How much did I spend on groceries last month?”)
• Help with subscriptions
• Freeze a lost card
• Check investments and holdings
• Plan a trip, budget it, look at past travel spend
• Buy an eSIM
• Show how to earn and spend RevPoints
Sensitive stuff still needs your face or fingerprint.
That is the right call.
How to open it
Swipe down from the middle of the home screen. Or: Profile → Chats → AIR
Cannot see it yet? Update the app. Europe is rolling out in waves, Ireland and Spain included.
Privacy, in plain English: it only uses what you already see in the app. Revolut says third-party AI partners do not retain your data or train on it.
This is the bit that matters for daily use. Less tapping through menus. More “just ask”.
Does it work for you? Do you find it useful?
Macr0x retweeted
LongX Expansion Powered by @Lighter_xyz is now live with NVDA3x spot leverage token and its first demo pair.
Over the past few hours we’ve stress tested the system with over $200K in volume, making sure minting, redemptions, pairing and secondary DEX liquidity are all working in tandem.
How does it work?
1. NVDA3x wraps an NVDA 3x leveraged position on Lighter into an ERC20
2. We’ve launched an initial demo pair as we prepare to roll out full open pairing mode
3. Users can swap directly through the DEX pool or mint/redeem through the LongX contract
4. You can also mint NVDA3x first and then swap into pair or swap from the demo pair into NVDA3x and redeem on contract
5. The NVDA3x demo pair trades like any other pair on LONG
6. Fees generated from NVDA3x LP activity, minting and pair activity accrue back to $AI
What’s next?
We will actively monitor market stability today. Based on the results, we may open full pairing mode where anyone can pair with the NVDA3x spot ERC20.
We are planning to aggressively scale liquidity and add more leveraged spot assets over the coming days.
NOTE:
The official demo pair is located on the LongX page. Any other NVDA3x pairs will not be unsupported.
Please trade extremely carefully as the system is still experimental.
We will post updates on our X account as the rollout progresses.
LONG.





















