Where Do the Extra Numbers Come From?
You order a coffee for €5, but your card balance is in USD. How do you know how much you'll actually be charged? It's all about currency conversion, and it's a little more interesting than you might think.
What happens when you pay:
- The payment terminal sends a request in the local currency, for example, EUR
- Visa or Mastercard converts the amount into your card's currency using the applicable exchange rate
- The final amount is deducted from your USD balance, including any applicable fees
What you should know:
If the terminal offers you a choice between EUR and USD, it's usually better to pay in the local currency. Otherwise, the merchant or their payment provider may handle the conversion at a less favorable exchange rate.
Always choose the local currency when paying and keep an eye on the final amount. 😉
🤖 Made with AI
❓ How to withdraw cash with your MaxSwap card?
Need some cash in your hands, but don’t feel like turning it into a whole exchange quest? 😄
Just open the ATM card and:
→ find an ATM that supports NFC
→ tap your MaxSwap card
→ enter your PIN code
→ choose the amount you need
→ collect your cash
And if you suddenly forget your PIN don’t panic! It’s always available in the bot: tap «…» → «PIN code»
🤖 New MaxSwap AI Card!
Google Pay support — add the card to your smartphone and pay offline anywhere contactless payments are accepted
Perfect for:
— AI services: ChatGPT, Claude, Cursor, and more
— booking hotels via Booking
— flights and travel
— subscriptions
— online shopping
— everyday offline payments with Google Pay
Card currency — EUR 🇪🇺
Issued in — Spain 🇪🇸
Valid for — 4 years
🔥The New MaxSwap Update is Here!
We’re continuously expanding our features to make managing your digital assets even more convenient.
You can now use USDT on two new networks in MaxSwap:
✅ USDT (BEP20)
✅ USDT (Polygon)
Even more useful features are on the way!
Stay tuned for the latest updates and never miss what’s coming next 💙
❓ How can you avoid getting your card blocked?
One of the most common reasons for card restrictions is forgotten subscriptions
After getting a card, many users link it to various services: streaming platforms, VPNs, AI tools, and other services. Over time, these subscriptions are simply forgotten
When there are not enough funds on the card, these services continue trying to charge the subscription fee automatically. Each failed attempt is recorded as a declined transaction
❗️ The payment system may interpret this as risky activity and place restrictions on the card.
To avoid situations like this:
• keep track of your active subscriptions
• remove your card from services you no longer use
• maintain a sufficient balance for recurring payments
• regularly check where your card is linked
Take care of your cards and keep an eye on your active subscriptions
Thank you for choosing MaxSwap 🩵
⬇️ How to Top Up Your MaxSwap Card?
To start paying with your MaxSwap card, you first need to fund your wallet and then transfer funds to your card. The entire process takes just a few minutes.
Step 1.
Fund Your Wallet
Go to the Wallet section and tap Top Up
Choose the cryptocurrency you want to use for the deposit. For example, USDT TRC-20 is one of the most popular and convenient options
After selecting the network, you will see your wallet address. Copy the address and send funds from your crypto wallet or exchange account
⚠️ Important: Always make sure that the sending network matches the selected deposit network. For example, if you choose USDT TRC-20, the transfer must also be sent via the TRC-20 network
Once the blockchain transaction is confirmed, the funds will be automatically credited to your MaxSwap wallet.
Step 2.
Transfer Funds to Your Card
Once the funds appear in your wallet balance, open the My Card section
Tap Open Card, then select Top Up
Enter the amount you want to transfer from your wallet to your card and confirm the transaction
If you still have questions message us, we’ll be happy to help t.me/maxswap_support
What should you know about Visa cards?
Sometimes payments may get decline, the reasons can be different: website, bank, limits or merchant-specific issues.
Important: if the card gets 3 declines in a row, the bank may automatically block the card.
The good news we will still be able to withdraw the funds from the card, but the card itself will need to be purchased again.
How to avoid this?
✅ Don’t repeat the same transaction multiple times in a row If the payment didn’t go through it’s better to contact support: @maxswap_support
✅ Alternating successful transactions resets this “counter”
This means normal card usage helps avoid blocking
If you still have questions message us,
#MaxSwap_ExpertView
⚡ Why cryptocurrencies hold up when everything else is falling
Global markets are currently operating in a constant state of tension. The conflict in the Middle East is escalating, and the Strait of Hormuz is facing the threat of a blockade a critical route through which about 20% of the world’s oil supply passes.
📈 Brent crude has climbed above $114, and stock markets are reacting predictably: the S&P 500 is declining, Indian markets are falling, and emerging market currencies are hitting new lows. At the same time, another concern is growing: artificial intelligence is increasingly replacing human jobs, amplifying social and economic instability.
In such an environment, risk assets usually drop sharply. Yet Bitcoin continues to hold above $67,000, which may seem unusual.
Part of the explanation lies in the fundamental shift in demand structure. Major players such as Strategy are no longer trying to time the market. Instead, they systematically accumulate BTC through capital market instruments — issuing shares and convertible bonds, and converting the raised capital into bitcoin on their corporate balance sheets. This is not trading; it is a long-term accumulation strategy.
In practice, the capital markets are effectively financing BTC purchases, while the company itself becomes a leveraged proxy bet on Bitcoin.
✨ The second part of the explanation relates to supply mechanics. Around 95% of all Bitcoin that will ever exist has already been mined, and BTC reserves on exchanges have dropped to roughly 2.7 million coins, a multi-year low. Coins are moving into cold wallets, ETFs, and corporate treasuries. When liquid supply shrinks, the market becomes less sensitive to negative news.
However, it would be naive to draw overly romantic conclusions. The 21 million supply cap has been known to the market for more than a decade and does not move the price by itself. Bitcoin is holding up not simply because it is scarce, but because there is a steady flow of buyers right now: ETFs, corporations, and institutional funds. If that flow slows down, no mathematical scarcity will save the market.
The current resilience of crypto is not a final victory over macroeconomics. It is the result of several factors combined: institutional demand, shrinking liquid supply, and the emerging infrastructural role of digital assets in global finance.
The only open question is how sustainable this demand will be when the market starts testing its strength again.
#MaxSwap_ExpertView
🇺🇸🇮🇷 Cryptocurrency During Global Turmoil
⚡ Today, all attention is focused on one event — military operations against Iran. For us, the key question is: how is the crypto market reacting, and what are analysts saying?
BTC sharply corrected on the first headlines, and volatility remains elevated. However, on March 2, all 12 U.S. spot BTC ETFs recorded $458 million in net inflows in a single day — not a single fund saw outflows. This marked the first positive day after five consecutive weeks of negative flows. BlackRock’s IBIT accounted for $263 million of that total. Fidelity’s FBTC added $94 million. ETH ETFs brought in $38.7 million, while SOL ETFs attracted $17.4 million. The numbers suggest that large players used the moment to accumulate.
Currently, about 11.1 million BTC are in profit and 8.9 million BTC are at a loss, and this gap continues to narrow. Historically, when these two metrics converge, the market has found its bottom — November 2022 at $15K and March 2020 at $3K. Meanwhile, leveraged speculators have largely exited or been liquidated, with open interest on Binance down 40% since the beginning of the year. The market has flushed out emotional traders.
What are analysts saying?
Arthur Hayes reminds us that every major U.S. military campaign in the Middle East since 1985 has ultimately ended with the Fed printing money. His current strategy: wait for a signal from the Fed, then buy.
VanEck CEO Jan Van Eck told CNBC directly: “2026 is the fourth year of the four-year cycle — that’s why we’re in a bear market. But prices are already close to the bottom.”
Ray Dalio, speaking outside of crypto, recommends buying gold, which reached $5,400 at peak fear.
As a result, tokenized gold also became a winner. PAXG traded $310 million in volume on Binance, and XAUT entered the top three by volume on OKX. Within the crypto infrastructure itself, participants chose defensive assets in real time.
♾ It’s also notable that $10.3 million in outflows were recorded from Iranian exchanges starting February 28. Citizens are moving toward self-custody, including via BTC — as seen in previous Iranian crises.
Polymarket assigns a 15% probability of regime collapse in Iran before March 31. For now, however, the market is not pricing in a global catastrophe.
A historical parallel is also worth noting: after a similar strike in June 2025, BTC fell 6%, then rallied 62% over the following two months.
Leverage has largely been cleared, on-chain accumulation is at record levels, and institutional flows have reversed upward. The conflict has once again drawn attention to BTC as a hedge instrument — and for now, that attention appears to be working in its favor.
#MaxSwap_ExpertView
Today, there’s a strong narrative circulating that BlackRock is reducing its Bitcoin exposure. If we look at the IBIT wallet in isolation, the balance has declined from its October peak of 804K BTC to around 756K BTC a drop of 48K coins, or roughly 6%. This is a normal situation given the significant decline in Bitcoin’s price but not in interest toward it.
At the same time, media outlets are deliberately focusing on outflows from IBIT, while ignoring the fact that over the same period, the total amount of BTC held across all U.S. ETFs increased from 1.3 million to 1.5 million coins.
Let’s zoom out even further. Public companies and governments, through DAT purchases, have accumulated around 2 million BTC, increasing their holdings by approximately 50K BTC since October. The growth isn’t massive, but the overall trend is still accumulation. Including ETFs, that’s more than 3.5 million BTC about 17% of the total circulating supply — now in the hands of major players.
This is also подтверждено by CryptoRank and CryptoQuant data, which show that BTC inflows to accumulation addresses have reached their highest level since early 2022 (see attached chart). The criteria for these wallets are: only incoming transactions, at least two transactions, and a minimum balance of 10 BTC.
In early December 2025, such addresses absorbed 75K BTC in just ten days, with 40K BTC withdrawn from exchanges within 48 hours.
At this point, we can conclude that despite price volatility, the market is seeing a contraction in available BTC supply. Capital is not leaving Bitcoin — it is being redistributed.
Most likely, the market is in a classic phase of quiet accumulation. And if you only read the headlines, it’s easy to draw the wrong conclusions about the long-term intentions of the major players in this market.
💌 February 14 — a day to love yourself and those who are close to you.
The best kind of care is the freedom to pay anywhere in the world. The MaxSwap card is always by your side and always works. ❤️
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GM 👋
Woke up, saw MaxSwap on the hill and smiled.
Simple tools really do matter.
Let’s keep building
New month, fresh energy
Why overcomplicate things?
With MaxSwap, your wallet, swaps, and virtual card all
live in one simple Telegram bot. No clutter, no stress just smooth moves and smarter crypto. Here’s to a calmer month, cleaner setups, and staying focused on what really matters.
Happy new month from maxswap.cc/
GM ☀️ Happy weekend
No rush today just steady progress.
Simple tools. Real use. Crypto that actually fits into everyday life.
Enjoy the ride with MaxSwap
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Starting the day with MaxSwap, where crypto actually works in real life.
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