.@WhatsApp has been approved to expand its P2P #payments service to all Indian users. Launched in 2020, the service was initially limited to 40 million users and expanded to 100 million in 2022. Via @Finextra tinyurl.com/mr2up9a5

The Central Bank of Oman approved the country's open banking regulatory framework. This move supports Oman's "modern financial technology roadmap" by  giving consumers more control over their financial data. Via @FinTech_Futures tinyurl.com/ndkdm4nz

With AI expecting to dominate headlines and narratives throughout the world of #fintech, @FinTech_Futures takes a look back on the top five #AI stories from 2024. tinyurl.com/v25aj8n5

From #crypto to significant changes in the environment and emerging #markets, 2024 has been a year of transformation. With this in mind, @Forbes highlights 3 unexpected events in #fintech that took place in 2024. tinyurl.com/ycy3yfby

With 2024 drawing to a close, @FinTech_Futures shares some of the key #payments stories of the year including @Klarna, the European Parliament and @Apple. tinyurl.com/bdffjsp3

The #fintech landscape is transforming, fueled by innovations that are poised to reshape #financial services by 2025. With this in mind, bobsguide presents its key predictions for the future of fintech in 2025. Via bobsguide tinyurl.com/37rrd4ue

US #financial institutions have reported varying levels of readiness for new Open Banking regulations. According to @BrunswickGroup & Research Results, 61% of executives consider Open Banking a high priority. Via @OpenBankingExpo tinyurl.com/4akfe99w

AI is being used in fraud detection and #treasury management according to U.S. Treasury's December 2024 report. While traditional #AI models like machine learning have been in use for years, GenAI is driving rapid advancements. Via @TGTreasurer tinyurl.com/y424vcrf

The Association for Financial Markets in Europe released its ESG report for December 2024. Key findings include an inflow of $122.75 billion in ESG funds in this quarter demonstrating key developments in the ESG finance space. Via @Finextra tinyurl.com/ms3r4hhc

As we head into 2025, the fintech landscape continues to evolve driven by #AI, #sustainability concerns and changing consumer preferences. With this in mind, @FinTechMagazine shares their top fintech predictions for 2025. https://tinyurl.c om/2cpckazc

UK neobanks have overtaken legacy #banks in app downloads for the first time ahead of the festive season according to new analysis by @SplitMetrics. In 2024 so far, UK neobanks have added an estimated 18.6m users. Via @Finextra tinyurl.com/2zyttfe2

.@Monzo has introduced a sign language chat allowing hearing-impaired users to speak with the bank's customer support team. Monzo joins Santander and Nationwide in offering sign language services for online content. Via @Finextra tinyurl.com/2cuanf6j

With the EU’s Digital Operational Resilience Act (DORA) deadline approaching on 17th January 2025, a recent @security_score report shows that 98% of Europe's top 100 companies experienced third-party breaches in the past year. Via @TGTreasurer tinyurl.com/2p9sp2e6

.@Mastercard is planning to reinvent #digital #payments security through a combination of #AI and advanced authentication systems. This move could reshape how businesses interact with financial services in 2025. Via @FinTech_Futures tinyurl.com/4exdp2ka

The Payment Systems Regulator (PSR) is urging #banks and tech platforms to share data to tackle APP fraud and calling on telecom, social media, and #payment companies to address vulnerabilities exploited by fraudsters. Via @Finextra tinyurl.com/5585pmuy

As 2024 ends, @Mastercard shares 10 key trends that will impact payments in 2025 including, smoother real-time cross-border #payments, manual #card entries coming to an end and #digitalwallets will be connected to cards. Via @Finextra tinyurl.com/ymzt8eec

The Payment Systems Regulator is moving forward with plans to impose a price cap on the fees @Visa and @Mastercard charge UK merchants for online purchases made by European shoppers. Via @CityAM tinyurl.com/yc58s3hp

A recent report from The Payments Association’s ESG Working Group shows that although the emissions from #digital #payments per transaction are minimal, the industry's overall scale results in a substantial environmental impact. Via @Finextra tinyurl.com/ncc3wp45

Our final newsletter for this year explores the key trends that have been driving #fintech growth in 2024 and considers how they will evolve over 2025 including, the expansion of Banking-as-a-Service, opening up #finance and embedded finance. Read here: tinyurl.com/yr6resrs