8 months until Christmas. It is never too early to plan ahead.
Important note: Planning ahead does not mean put everything on a credit card and pay interest on Christmas.
It’s up to you to take the action steps towards your financial goals. Don’t wait for someone else to do it for you, because it won’t happen.
Be disciplined on the next financial decision you make. Just focus on one at a time and keep stacking those disciplined decisions.
MidMoneyManagement retweeted
The Roth IRA limit is $7,500 for 2026.
That's $145 a week.
If you invest $145 a week into an S&P 500 index fund for 30 years, you'll spend $225,000 of your own money.
But at retirement you should have $1.4 million.
That’s the power of compound interest.
If you are not acting on your finances, you may need to increase your training. If you have the training, you need to increase your discipline.
Being disciplined and creating a budget is a choice, but sometimes so is living paycheck to paycheck.
Annual reminder that you should be gambling on the Super Bowl today if you haven’t maxed out your Roth IRA for the year. Enjoy the game!
#SuperBowl
It is easy to find the problems with a budget and spending habits, but not as easy to solve and change them.
The real courage when making financial choices is knowing what habits you need to change, and actually doing it.
People get themselves in trouble with investing when they think they’re the smartest in the room. Keep it simple, be patient, and stay the course.


