Sean (@MoneySeanX) header
Sean (@MoneySeanX) profile picture

Money should store our time and energy, not leak them. Sharing what I learn about sound money. Author of Never Sell Your Bitcoin. Educational, not advice.

Boston, United States
Joined January 2024
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You got a 3% raise and everything went up 3-7%. That’s not a raise. That’s your money standing still or depreciating while you work harder.
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Savings account pays 0.38% on average right now. Inflation was 3.7% last month. So $10,000 in the bank earns $38 this year and loses about $370 of buying power. Earning money and keeping money are two different jobs.
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Checked the numbers this morning. $10,000 kept in cash since January 2020 now buys what $7,660 bought back then. Nobody took anything from us. The money just does less work every year. My parents saved, worked hard and avoided debt. They did everything we were told to do. They still fell behind. Did they do something wrong?
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“I’ll invest when I have more money” is the same sentence as “I’ll get fit when I have more time.” Take action now.
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I have been holding Bitcoin through a 58% drawdown and honestly, the weird part isn’t the fear, it’s the excitement of seeing it go lower so that I can own more at a lower price. I will just keep going and buying.
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N – New blessings. O – Open doors. V – Victory. E – Endless opportunities. M – More money. B – Bigger blessings. E – Expect abundance. R – Rich rewards.
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Someone asked me if it’s too late to buy bitcoin. I asked them if it’s too late to start saving. They are kind of the same questions.
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Chess players don’t win by finding the brilliant move. They win by not making the terrible one. Money works the same way.
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Biological aging naturally happens all the time. But the "real" aging happens when we choose not to learn new things. Age becomes irrelevant if we remain curious about the world. Keep learning and growing.
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Every bull run creates experts. Every bear market reveals who was just early. I think we will see a lot of Bitcoin experts pop up soon.
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I guess my grandkids won’t ask what I earned. But, they’ll ask what I kept. Earn more, but also keep them.
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We don’t need to understand everything about Bitcoin. We just need to understand why nobody can make more of it. This itself is the real financial intelligence.
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Want to have your mind blown? In 1971, the median household income was $9,030, or 220 ounces of gold. In 2025, it was $87,460, or just 25 ounces of gold. Your paycheck went up 10x. Measured in gold, it fell 88%. To earn what the median household earned in 1971, you’d need about $890,000 per year today. That’s what fiat debasement looks like.
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Financial independence is not about never working. Don’t mistake the fisherman’s story for a retirement fantasy. It is about having the freedom to say no to the wrong job, the wrong client, and the wrong deal, and yes to meaningful work, proper healthcare, and a safe home.
🤖 Made with AI
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A company can issue more shares. A board can fire its CEO. A government can print. Bitcoin can do none of the three.
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Refusing Bitcoin because “I can’t afford a whole Bitcoin” is like refusing gold because you can’t afford a bar. It divides into 100 million pieces. Start with one satoshi.
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Back from a long vacation. And Bitcoin remains strong. Have a great Monday!
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“Store of value" just means: will this buy the same thing in 20 years? For cash, the answer has been no for a century.
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Schools spend twelve years teaching us how to earn money by working for others but never taught us how to keep it without losing its value.
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Volatility hurts because we watch it happen. Inflation doesn't hurt because we don't see it. But in fact, only one of them is actually taking our money.
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Our money isn't in the bank. It's been lent to someone else. And its value depreciate faster than our salary raise.
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