Air Canada now charges $30 per passenger to book flights by phone. The fee took effect Oct. 15, which means a family of four pays an extra $120. The fee doesn’t apply to customers with specialized support needs, including accessibility needs, or when a trip is disrupted by a delay, cancellation or other disruption. Air Canada says phone support itself is unchanged. The airline wants customers to book on its website or app and to offset call centre costs. moneysense.ca/news/air-canad…

The @bankofcanada announces its next rate decision on Oct. 28, and economists are split on whether it will hike or hold. We spoke to @ratehub mortgage expert Clay Jarvis who, unlike most, believes another rate hold is coming. Here’s what to expect and what it could mean for your mortgage: moneysense.ca/news/bank-of-c…

Being named executor of a loved one’s estate can feel like an honour, but it’s also a lot of work, and settling an estate typically takes at least a year. Here’s what to know before you say yes: moneysense.ca/save/financial…

The CRA may do most of your 2026 tax return for you, but only if you take a few steps before Oct. 31. Here’s who could get an invitation and what to do now: moneysense.ca/news/tax-retur…

With September inflation at 3.1%, the @bankofcanada has just one more look at price data before its Oct. 28 rate decision. Gas is up 27.8% from a year ago, while groceries are up only 1.7%. Here’s what the numbers mean: moneysense.ca/news/gas-price…

TD is adding new perks to its @Aeroplan Visa cards in January 2027, including 15% off points on @AirCanada flights and Air Canada Flight Benefit credit on some cards. @TD_Canada is also increasing fees for three of the four cards in the Aeroplan lineup. Which card comes out ahead for you? Read more to determine: moneysense.ca/spend/credit-c…

Simplii Financial is piloting account folders that split your paycheque into bills, spending, and savings goals, plus a “payment backup” feature meant to help avoid overdraft fees. Shared folders for household expenses are planned next. Here’s what’s new at @SimpliiFin: moneysense.ca/news/simplii-f…

The final Advance Canada Workers Benefit payment of 2026 lands Friday, Oct. 9. If you claimed the CWB last year, watch for a direct deposit, with up to $1,633 for singles and $2,813 for families (before any disability supplement). Details on who gets it and what to do if it doesn’t show up: moneysense.ca/earn/acwb-paym… #ACWB

Has the way you tip changed over the past few years? 💸 🍽️ 🤔 According to a new survey conducted by Angus Reid for tip-management platform Actual™, two-thirds of tipped hospitality workers in Canada (67%) say their tips have dropped over the past two years. In Ontario it's 72%, up from 39% in 2024. For many, tips aren't a bonus. 43% rely on them for essentials like rent and groceries, and 61% say tip income influences whether they stay in the industry. Meanwhile, a separate consumer survey found 93% of Canadians are annoyed by tip prompts at self-serve locations, and 67% are choosing "no tip" more often than a year ago. Read how Canada's tipping culture is changing and where it's headed on MoneySense: moneysense.ca/spend/canada-t…

BTC is up 42%+ from its July low, back near $83K. But is @Bitcoin making investors money? Timing still decides everything: a 1-year holder is down 27%, a 5-year holder is up almost 90%. In his latest for MoneySense, @DrAdityaNain talks about what's driving the rebound and why crypto investing is a patience game, not a timing one. moneysense.ca/columns/canadi…

A reader sent us this question: "Can I contribute to both a spousal RRSP and RRSP or does it have to be one or the other? Does the same RRSP deduction apply to the spousal RRSP and the RRSP? For example, if I have $10,000 in RRSP contribution room can I contribute $10,000 to my Spousal RRSP and $10,000 to my RRSP? Please clarify this for me." It's a common mix-up. @ManFromAtlantis notes that your contribution room is shared across both accounts, not doubled, and walks through why splitting it between a personal and spousal RRSP can still be a smart income-splitting move, including the two-year rule you need to know before your spouse withdraws anything. Read more on @MoneySense: moneysense.ca/columns/ask-a-…

Own property or a retirement account in the U.S.? Your Canadian will and power of attorney might not do what you think they do once you're dealing with American institutions. Beneficiary designations can override your will. Executors can lack authority in certain states. Residency changes can trigger tax complications nobody planned for. Cross-border wealth advisor @CarsonHamill breaks down where these estate plans typically fail, and how to actually coordinate them: Read on MoneySense: moneysense.ca/save/financial…

The Canada Groceries and Essentials Benefit pays (CGEB) out October 5. If that benefit name doesn't ring a bell, it's the old GST/HST credit, just renamed and boosted 25%. Find out how much CGEB you will get and whether you need to apply (most people don't): moneysense.ca/earn/benefits/…

Bond yields are climbing in Canada and the U.S. 📈 Stock markets get all the attention with daily updates and constant analysis. The total value of the Canadian bond market is about 20% larger than the stock market but you rarely hear about it. Despite this, Canadian bond yields influence stock market returns, fixed mortgage rates, and have other broader financial implications. For MoneySense, @JasonHeathCFP explains what to watch for: moneysense.ca/columns/ask-a-…

Getting divorced? Your house isn't valued at today's price; it's valued at what it was worth on your separation date, which can be a very different number. Here's why that distinction matters, and what documentation you'll want to have ready moneysense.ca/spend/real-est…

Ontario's rental rules just changed. Unpaid rent notices dropped from 14 days to 7. "Own use" evictions no longer require compensation if the notice is given on or after Sept. 21 and provides at least 120 days’ notice. However, landlords who don't move in within 60 days risk a bad-faith finding. Renovation rules are also changing. Here's what tenants and landlords need to know: moneysense.ca/spend/real-est…

Traders are increasingly betting that the @bankofcanada could end its string of interest rate holds and deliver a hike as early as next month. The Bank has sat comfortably on the sidelines for nearly a year now, content to leave its policy rate unchanged at 2.25% as it waits to see how the economy and inflation will adjust to a series of shocks. Odds have fluctuated sharply over the past few weeks. moneysense.ca/news/bank-of-c…

Too tired to double-check that email? Scammers are counting on it. Fraud fatigue is real and scammers love exploiting it. @equifaxcanada's Head of Consumer Advocacy, @Julie_Kuzmic, shares how (and why) to fight back: moneysense.ca/save/fraud-and…