Passionate about empowering women to take control of their financial health. Look after your future finances today đź’· MoneyShe is a trading brand of @SCMDirect
UK
Joined September 2014
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Our Founder @thatginamiller on @lbc talking about freedom of movement, and the budget.
She later said - what our country desperately needs is a growth budget to fund everything else
@MoneyShe_ founder @thatginamiller will be joining @IainDaleAllTalk for Cross Questions at 8pm this evening on @LBC Radio to discuss the upcoming #budget and the top stories of the day.
Other guests Labour MP and former minister @SeemaMalhotra1, former NI first minister Baroness @ArleneFosterUK Foster and journalist @ianbirrell.
Stopping work in your 50s because of menopause could leave a woman ÂŁ126,000 worse off in retirement.
Read commentary from our Founder, @thatginamiller in this weekend’s @ipaper article.
inews.co.uk/inews-lifestyle/…
Missed pension contributions are invisible until it's too late. Know your numbers now:
moneyshe.com/learn-more/
#WomenAndMoney #Menopause
The state pension is the floor, not the roof.
The government owns the floor. The walls (workplace pension) and the roof (your own savings) are yours.
Women: check your state pension forecast this week. It takes minutes.
Our Founder @thatginamiller on #triplelock changes in @Independent / @YahooFinanceUK 👇
uk.finance.yahoo.com/news/ex…
Most financial plans assume a life most women don't live, one with no career breaks, no caring and no part-time years.
If your plan keeps falling apart, it isn't you. It's the template.
Today, start with one step: find your old pensions, ask what your investments cost, and put a review date in the diary.
Smart women invest.#WorldFinancialPlanningDay
Information, not advice. Capital at risk.
The full new state pension is ÂŁ241.30 a week - about 40% of what Pensions UK says a moderate retirement for one person costs.
A floor, not a shelter. Here’s how to build the walls and the roof 👇
moneyshe.com/triple-lock-sta…
From 2030 - 31 the triple lock is due to change: still at least CPI or 2.5% a year, but no more permanent “ratchet” above earnings.
The @IFS says the long-run savings could be anywhere from £4bn to £20bn a year – not enough on its own to fund a National Care Service, but would go towards it.
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The state pension is the floor of your retirement. It was never meant to be the roof.
The history, the impact and a 5-step plan you can start this week in our latest blog explainer form @thatginamiller here 👇
moneyshe.com/triple-lock-sta…
#TripleLock #StatePension
The UK is the lowest-saving and investing nation in the G7. Pension poverty isn't a future risk. It's the trajectory we're on now.
With 41% of young men investing vs 20% of young women, that gap starts early and compounds for 40 years.
Plan your future today
🎧 @Gina on @IChronicle Women & Wealth: youtube.com/watch?v=U5AVW7yw…
#PensionPoverty #WomenAndWealth #FinancialIndependence #Retirement #pensions
The State Pension is the floor. Your own pension is the house that offers you shelter in retirement.
Too many women are being left out in the cold of pension poverty
🎧 @Gina on @IChronicle Women & Wealth: youtube.com/watch?v=U5AVW7yw…
#PensionPoverty #WomenAndWealth #FinancialIndependence #Retirement #pensions
As the state pension debate rages on, one thing is certain: it was never designed to fund a comfortable retirement on its own.
Living well, not counting pennies, means acting sooner, not later. Time is your biggest ally.
Start here → moneyshe.com
#WomenAndWealth #PensionGap #SIPP #triplelock
*Capital at risk
It’s #UKSavingsWeek. And here’s the truth no one tells women about pension saving: You can save your whole life carefully and still retire with a 1/3 less than men.
But it’s not you. It’s the system. 🧵
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The fix is more doable than the numbers suggest. Tips:
• Trace every old pension
• Claim your full employer match
• Keep contributing through career breaks (a partner can pay in for you)
• Get NI credits
• Invest - don’t leave money only in cash. A slow puncture
• Know exactly what you’re paying
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Full plain-English guide - no jargon, no judgement, just common-sense:
moneyshe.com/gender-pension-…
Smart women invest.
*Capital at risk.*
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Women hold more of their money in cash than men.
Bank Rate: 3.75%. What platforms pay on cash: under 1% - 2.8%. The rest they pocket – and it falls hardest on women.
It appears on no fee schedule anywhere. @thatginamiller has asked @TheFCA to change that
scmdirect.com/wp-content/upl…