Uno Wallet (YC P26)

One click checkout but it chooses your best card for points

the best rewards strategy is the one you don't have to think about 🧠

if your product requires users to remember something at checkout, it will lose

rewards maximization is not a knowledge problem. it's an execution problem.

The problem with points apps is that they assume people want to check an app before buying lunch... They don’t.

The card selection problem sounds small until you realize it happens constantly. Gas. Dining. Groceries. Pharmacies. Subscriptions.

The future of fintech is not "track everything" It's "handle this for me"

credit card rewards app have the wrong model... they give users more information the real unlock is removing the decision 🔓

The best AI products won’t feel like AI. They’ll feel like things finally working the way they should.

people don’t want to optimize. they want to be optimized for.

say it with me... your default card is costing you!!!

The best card is useless if you forget to use it.

Don’t memorize rewards. Automate them.

Imagine walking into a restaurant and your wallet already knows the right card. That’s Uno.

The current wallet experience is basically: “Here are your cards. Good luck.”

your wallet shouldn't just show you your cards... it should understand them!

A card carousel is not intelligence

Mobile wallets made payments faster. They didn't make them smarter.

Most fintech products assume users want more control. I think users want fewer decisions.

Apple Wallet replaced the physical wallet. Uno is building the intelligent wallet.