OrboGraph

We are proud to announce that Kinective has acquiredof OrboGraph, marking the future of intelligent banking smarter and even more secure! For years, financial institutions have been asking for stronger, more advanced tools to address check fraud. That need has only intensified, with check fraud surging 385% since the pandemic. This next chapter brings together OrboGraph’s long-standing expertise in AI-driven check fraud detection with Kinective’s comprehensive banking operations platform. The result is a stronger foundation for how institutions detect, prevent, and respond to fraud. As part of Kinective, OrboGraph’s technology will continue to evolve within a broader platform built to turn data into actionable insight, supporting smarter, more secure banking experiences. Read more in the press release: kinective.io/insights/kinect… #FraudPrevention #AI #KinectiveAcquiresOrboGraph #IntelligentBanking

A new report from Featurespace found that 54% of U.S. consumers have seen an increase in check fraud attempts, climbing to 72% among those who have already been victimized. When fraud attempts rise, customer trust is tested and questions increase; expectations change, and financial institutions are under pressure not only to detect fraud, but to communicate and educate more effectively.

New account fraud is one of the fastest-growing threats facing financial institutions—and it often starts long before any money moves. Fraudsters are taking advantage of gaps in the onboarding process, using synthetic identities, stolen credentials, and automation to create accounts that look legitimate at first glance. Yet many institutions still rely on traditional, static identity checks that are no longer enough on their own. These basic methods can be easily bypassed, allowing fraudulent accounts to go undetected until losses occur. That’s why the earliest stage of an account’s life is the most critical window for fraud prevention. In our latest post, we explore how new account fraud works and how modern technologies—like behavioral analytics, AI, and layered verification—can help detect fraud from the initial application through the first transaction. ow.ly/qzM550XSAaI

Gen Z might be the most tech-savvy generation, but they’re also becoming the most financially vulnerable. #Fraud #Scams #JobScam #GenZ

What happens when every type of fraud begins to feed the next? In 2025, financial crime in America has become an ecosystem wherein a stolen check can spark an identity theft case, which leads to a bank account takeover, which ends in a full-scale scam.

According to TransUnion’s H2 2025 Global Fraud Report, businesses across the globe lost an astonishing 7.7% of their annual revenue to fraud in the past year (est. $534 B). In the US, which utilizes paper checks heavily, businesses lose an average 9.8% of annual revenue ($114B) to fraud. ow.ly/VUsu50XbVnW

AI isn’t just transforming fraud detection; it’s transforming #fraud itself.

See the seven-layer breakdown– and where consortium data fits – in today’s post. orbograph.com/from-siloed-to…

Combined analyzers generate a composite risk score for each deposited check, elevating detection of counterfeits, forgeries, and alterations and delivering robust, reliable outcomes.

Consortium data is one of seven layers of deposit fraud recommended by OrboGraph and other industry experts.