Stop picking mutual funds based only on 5-star ratings or 1-year returns From Our Director, Mr. @ashishkila's Session with @SumitResearch Full Episode - youtu.be/_U9WzMY8wpg

Business Finance

“Don’t look for the needle in the haystack. Just buy the haystack!” (John Bogle) Most investors spend years hunting for the one fund or stock that will beat everything else. Meanwhile the whole market quietly compounds in front of them. Owning a broad slice of India’s best businesses through a low-cost index fund is not a lazy choice. It is often the sharper one.

"Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves." (Peter Lynch) Moving to cash "just until things settle" feels responsible. The problem is that you have to be right twice, once on the way out and once on the way back in. Most people get one of those right at best.

SEBI SME IPO Reforms (Major Proposed Changes at a Glance) SEBI Consultation Paper Overview (14 October 2026 / Comments due 4 November 2026) 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

Modern Wealth PhD in just 120 days

A falling market feels like bad news for your SIP. It is actually the opposite. Every unit you buy during a fall costs less than the one you bought before it. The investor who gets scared and stops is the only one who turns a falling market into a real loss. The investor who keeps going is quietly buying the cheapest units of the decade.

Mutual Fund Folios: Fund House Wise Change Indian Mutual Fund Folio Growth: September 2025 vs. September 2026 (AMFI Data) Macro Industry Growth: Total Folios: Grew from 25.12 Cr to 29.18 Cr (+16.16% YoY) Net Folio Additions: +4.06 Crore accounts in 12 months Top 5 AMCs by Total Folios: Nippon India Mutual Fund: 4,06,00,133 (+56.51L / +16%) ICICI Prudential Mutual Fund: 3,26,16,419 (+48.58L / +18%) HDFC Mutual Fund: 3,23,04,964 (+62.69L / +24% — Highest Absolute Addition) SBI Mutual Fund: 2,27,64,749 (+24.62L / +12%) UTI Mutual Fund: 1,47,03,968 (+10.68L / +8%) Credit - @Mf360WW 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

How to analyze a company

In 1976, John Bogle launched the first index fund for retail investors. Wall Street laughed and called it "Bogle's Folly". Nobody believed investors would settle for average returns at low cost. Decades later, index funds hold trillions of dollars worldwide. The idea that looked foolish was simply early.

The Math of Smarter Loan Repayment Strategic Mortgage Paydown Modeling (₹50 Lakh Home Loan, 20-Year Horizon) Proactively raising monthly home loan EMIs by just ₹5,000 saves over ₹12 Lakh in compounding interest and shortens loan duration by more than four full years. Credit -ET Wealth 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

What are Mutual Fund Ratios by @ActusDei

A common belief: SIP means guaranteed returns. It doesn't. A SIP is a method of investing, not a product. If the fund underperforms for years, your SIP underperforms with it. The discipline is the SIP's job. Choosing a good fund is still yours.

Top 5 Asset Management Company Stocks Comparison of Leading Listed Indian Asset Management Companies (September 2026) ICICI Prudential AMC: HDFC AMC: Nippon Life India Asset Management: Birla Sun Life Asset Management (ABSL AMC): UTI Mutual Fund (UTI AMC): 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

Top 100 Excel Functions by 365 Financial Analyst

Rupee cost averaging sounds complicated but works simply. When markets fall, your fixed SIP amount buys more units. When markets rise, it buys fewer. Over time your average cost per unit smooths out. It doesn't guarantee profit, but it removes the pressure of guessing the right day to invest.

Nifty's 10-Year Streak at Risk Nifty 50 Annual Calendar Year Returns (2015 – 2026 YTD) 2015: -4.1% (Last negative calendar year for the benchmark) The 10-Year Positive Run (2016–2025): 2016: +3.0% 2017: +28.6% 2018: +3.2% 2019: +12.0% 2020: +14.9% 2021: +24.1% 2022: +4.3% 2023: +20.0% 2024: +8.8% 2025: +10.5% 2026 YTD (as of 1 Oct 2026): -14.2% Credit - Investywise 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

10 Bill Ackman Investing Principles by @BrianFeroldi

"The first rule of compounding: never interrupt it unnecessarily." (Charlie Munger) Every pause, every redemption, every "let me restart when things calm down" breaks the chain. Compounding is slow at the start and powerful at the end, and most people leave before the end

Top 10 Youngest Wealth Creators (M3M Hurun India Rich List 2026) Aravind Srinivas (Age 32): ₹28,500 Cr (Perplexity AI founder) Aditya Kumar Halwasiya (Age 32): ₹18,800 Cr Sahaj Garg (Age 28): ₹4,200 Cr Tanay Kothari (Age 28): ₹4,200 Cr Hardik Kothiya & family (Age 32): ₹4,200 Cr Aadit Palicha (Age 24): ₹3,500 Cr (Zepto co-founder) Kaivalya Vohra (Age 28): ₹2,600 Cr (Zepto co-founder) Ritesh Agarwal (Age 32): ₹2,600 Cr (OYO founder) Manik Garg & family (Age 31): ₹2,300 Cr Shashvat Nakrani (Age 28): ₹1,500 Cr (BharatPe co-founder) Credit - Trade Brains 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

11 Finance Certifications by 365