Pinwheel helps banks win primacy with next generation digital experiences. 2X better direct deposit conversion | cutting edge income verification | payroll MCP.

Hybrid-first | New York, NY
Joined May 2020
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Pinwheel
@PinwheelAPISep 30
Replying to @sytaylor
Great take. Agents can also be used to enrich relationships between banks and their customers. Imagine the use cases for a Payroll MCP to close the loop between deposits, investments, income, and tax filing for the ultimate PFM experience.
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Pinwheel
@PinwheelAPISep 30
Replying to @hosseeb
Agents can also be used to enrich relationships between banks and their customers. Imagine the use cases for a Payroll MCP to close the loop between deposits, investments, income, and tax filing for the ultimate PFM experience.
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Pinwheel
@PinwheelAPISep 30
Replying to @MikeZaccardi
Agents can also be used to enrich relationships between banks and their customers, rather than driving them out the door. Imagine the use cases for a Payroll MCP to close the loop between deposits, investments, income, and tax filing for the ultimate PFM experience. This is within reach and can be a loyalty-driver for banks.
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Pinwheel
@PinwheelAPISep 24
Users can then ask questions like "Am I contributing enough to my 401k to retire with $X at 65?", "Can I adjust contributions to reduce my taxable income?", "Am I withholding enough to now owe taxes next year?" etc. We'd love to partner with your team to solve this need!
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Pinwheel
@PinwheelAPISep 24
Replying to @elonmusk
Hey @elonmusk — Income/tax connectivity is the missing piece in the great finance features you've built! Instead of users needing to upload their W2s, paystubs etc. they can connect their payroll/tax-prep accounts directly to Grok via Pinwheel (similar to your Plaid connectivity)
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Pinwheel
@PinwheelAPISep 23
Replying to @radoshi @ChatGPT
@radoshi Would love to solve this problem together!
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Pinwheel
@PinwheelAPISep 23
Replying to @radoshi @ChatGPT
@radoshi Income/tax connectivity is the missing piece in the awesome finance module you've built! Instead of users needing to upload their W2s, paystubs etc. They can connect their payroll/tax-prep accounts directly to ChatGPT via Pinwheel. Similar to your Plaid connectivity
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Pinwheel
@PinwheelAPISep 23
Nubank is the largest bank in Brazil and counts 140M customers across Brazil, Mexico and Colombia. Nubank's U.S. banking platform offers a 1.5% cash back credit card, a savings account with 3.5% APY, international money transfers, and a trading account for cryptocurrencies.
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Pinwheel
@PinwheelAPISep 23
Pinwheel is proud to be powering @nubank in the U.S. market.
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Pinwheel
@PinwheelAPISep 23
#vibecoding #compute #looksmaxxing and even #rickroll were among the 1,400 new terms. MCP was a glaring miss.
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Pinwheel
@PinwheelAPISep 23
Huge miss by @MerriamWebster leaving out #MCP in the latest dictionary update.
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Pinwheel
@PinwheelAPIJun 9
In a world where multiple accounts have become the norm and "soft-switching" has been forcing banks to reset revenue per customer expectations lower.... Is the concept of primacy dead? Our 2026 Consumer Banking Report says it isn't.
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Pinwheel
@PinwheelAPIJun 9
Does primacy even still exist? 89% of consumers say it does.
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Pinwheel
@PinwheelAPIJun 9
While fintechs are racking up account acquisitions at impressive rates, our latest research shows they're still losing the most important battle. In 2026 the most coveted financial segment remains loyal to the national banks.
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Pinwheel
@PinwheelAPIJun 9
New research on consumer banking behavior shows fintechs are losing the battle for mass affluent
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Pinwheel
@PinwheelAPIApr 1
Visa’s Enhanced Subscription Manager will be available to North American issuers in summer of 2026, with expansion to Latin America and the Caribbean later this year. Explore more at Visa’s Digital Issuer Solutions.
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Pinwheel
@PinwheelAPIApr 1
Through Visa’s collaboration with Pinwheel, issuers can offer expanded subscription switching and cancellation capabilities across more than 150 merchants. These cancellation and switching capabilities, enabled through Visa’s collaboration with Pinwheel, work across networks.
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Pinwheel
@PinwheelAPIApr 1
The Enhanced Subscription Manager is designed for issuers that want to give their cardholders greater transparency and control over recurring payments while strengthening digital engagement and loyalty.
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