ग्रोथ विथ रिस्पांसिबिलिटी: द नेक्स्ट बैलेंस शीट- श्री स्वामीनाथन जे, उप गवर्नर, भारतीय रिज़र्व बैंक द्वारा 15 अक्तूबर 2026 को मुंबई में आयोजित एफई मॉडर्न बीएफएसआई समिट 2026 में दिया गया विशेष संबोधन Growth with Responsibility: The Next Balance Sheet - Special Address by Shri Swaminathan J, Deputy Governor, Reserve Bank of India at the FE Modern BFSI Summit 2026 in Mumbai on October 15, 2026 rbidocs.rbi.org.in/rdocs/Spe…

मौद्रिक नीति समिति की 5 से 7 अक्तूबर 2026 के दौरान हुई बैठक का कार्यवृत्त [भारतीय रिज़र्व बैंक अधिनियम, 1934 की धारा 45ज़ेडएल के अंतर्गत] Minutes of the Monetary Policy Committee Meeting, October 5 to 7, 2026 [Under Section 45ZL of the Reserve Bank of India Act, 1934] rbidocs.rbi.org.in/rdocs/Pre…

Farming comes with expenses that can’t always wait for the harvest.​​ The Kisan Credit Card (KCC) helps farmers access timely credit for their cultivation and other eligible agricultural needs.​​ Because when credit is available at the right time, it can help keep the season moving.​​ #RBI #KCC

#RBI SAMVAD2026 | Day 2   The final session of the Seminar focused on Payment Systems.  It commenced with a Keynote Address by Dr Sudhir Krishnaswamy, Vice Chancellor, National Law School of India University during which he highlighted issues involving agentic payments such as trust, regulatory loci and responsive innovation.  During the Panel Discussion that followed on the topic, 'Future of Payments: Resilient Rails, Responsible Innovation and Frictionless Access' and which was moderated by Mr. Harish Natarajan of the World Bank group, Dr Biswo Nath Proudel, Governor, Nepal Rastra Bank, Mr. Ebson N Uanguta, Governor, Bank of Namibia, Mr. Javier Perez – Tasso, CEO, SWIFT and Mr. Oliver Jenkyn, Group President, Global Markets, Visa Inc. underscored the importance of factors such as access, affordability, security, speed, convenience and interoperability. Issues involving technology, psychology and business aspects of use of AI were also flagged. Regarding cross-border payments, the panel discussed aspects such as developing common standards, seamlessly reaching the ‘last mile’, addressing AML/CFT related concerns and empowering domestic payment solutions.

#RBI SAMVAD2026 | Day 2 Setting the context for the Panel Discussion on Financial Stability, Dr Poonam Gupta, Deputy Governor, RBI noted that financial stability has emerged as a policy objective in its own right, and policy lens has moved from individual institutions to the system as a whole, covering not only banks but also non-banks.  Panelists Mr. Ajay Seth, Chairman, IRDAI, Ms. Yangchen Tshogyel, Governor, Royal Monetary Authority, Bhutan, Dr Athanasios Vamvakidis from the IMF and Mr. Paul Jackson from Invesco noted that there was a need to stay alert as crises were now coming quicker and were more intense. Lessons from past crises regarding ill-effects of financial reengineering should not be forgotten even as we continue to encourage innovation in the financial sector while risks posed by climate change, increasing role of non-bank financial intermediaries and fintechs, and the present non-collaborative phase of geo-politics should be adequately factored in. Gaps in data sharing and concerns arising out of increasing use of AI agents should be addressed and care taken to build resilience not only in balance sheets of banks but also in those of corporates and households.

#RBI SAMVAD2026 | Day 2 The second day of RBI’s SAMVAD 2026 commenced with a Special Address on Financial Stability by Ms. Anuradha Thakur, Secretary, Department of Economic Affairs, Government of India. Observing that India’s fiscal trajectory has been credible and its flexible inflation targeting has anchored inflationary expectations, she stressed that India faces the present challenging global scenario from a position of macroeconomic stability. She highlighted India’s experience as a compelling example of how a strong macroeconomic foundation can support economic resilience and sustained growth amid global uncertainties.

A crop doesn’t begin and end in the field.​​ From seeds and fertilisers to labour, cultivation expenses and eligible post-harvest needs, crop loans can support several stages of the agricultural cycle.​​ Knowing what credit can cover is the first step towards borrowing responsibly and using it for the right need.​​ #FinancialAwareness #Agriculture #CropLoans #FinancialLiteracy #RBI

At RBI Samvad 2026, Shri Shaktikanta Das, Principal Secretary-2 to the Prime Minister of India and former RBI Governor, delivered a keynote address on “Financial Stability Challenges amid Profound Geopolitical and Technological Transformation.” He highlighted how protracted conflicts and growing fragmentation are tightening global financial conditions and deepening sovereign debt stress, while noting that India's structural reforms have strengthened its resilience. On AI, he cautioned that untested valuations and uncertain profitability could amplify financial vulnerabilities. He emphasised the need to strengthen financial institutions' balance sheets, invest in human capital, build buffers, enhance monetary-fiscal coordination, and reinforce central banks' regulatory and supervisory capacities.

At RBI Samvad 2026, the Panel Discussion on Financial Inclusion brought together central bank governors from Zimbabwe and Guyana, Board member from Central Bank of Paraguay, experts from OECD and World Bank while the context setting was done by Mr. Gerald Nyaoma, Deputy Governor, Central Bank of Kenya on the topic, ‘Advancing Financial Inclusion: Emerging Mandates and Way Forward’. The panellists highlighted the importance of consumer protection, digital financial tools, addressing the needs of vulnerable segments, and strengthening households’ ability to manage financial risks. The key message was that financial inclusion must evolve from access to effective usage, participation to empowerment, and ultimately, towards greater financial well-being and economic resilience.

Delivering the keynote address on Financial Inclusion at #RBI Samvad2026, Dr. V. Anantha Nageswaran, Chief Economic Adviser to the Government of India, emphasised that financial inclusion is not a peripheral objective but lies at the core of central banking. Drawing on India's experience, he observed that access to finance need not necessarily follow income growth; rather, financial inclusion could lead to rising incomes and economic opportunities.

At #RBI SAMVAD2026, the session on AI in Finance featured a keynote address by Prof. Abhay Karandikar, Member, NITI Aayog, highlighting India’s progress in Artificial Intelligence and its transformative potential for the future. The subsequent panel discussion on “Governing Autonomous Systems: Trust, Accountability and Stability” explored the evolving role of AI in finance. The discussion underscored the importance of building trust through adequate safeguards, robust data privacy and information-sharing frameworks, common benchmarks, and strong governance mechanisms to ensure transparency, accountability and financial stability.

At RBI's SAMVAD 2026, Panel Discussion on 'Managing uncertainty in challenging times' brought together Central Bank Governors from Tanzania, Uruguay, Sri Lanka and Mauritius to deliberate on navigating monetary policy challenges amidst heightened global uncertainty. Key takeaways included the importance of flexible inflation targeting, well-anchored and predictable inflation expectations, and stronger fiscal-monetary policy coordination. Panelists agreed that there was no one-size-fits-all approach to monetary policy making and that policy framework must be responsive to domestic economic realities and institutional context. The panel discussion was prefaced by a context-setting address by Dr Poonam Gupta, Deputy Governor, RBI outlining India's experience.

‘Samvad 2026’, an international seminar for central banks organised by the Reserve Bank of India (RBI), commenced today in New Delhi with a welcome address by the Shri Sanjay Malhotra, Governor, RBI, and a keynote address by the Hon’ble Union Finance and Corporate Affairs Minister, Smt. Nirmala Sitharaman. The two-day seminar brings together Central Bank Governors, senior policymakers, representatives of international organisations and experts to deliberate on key issues, including monetary policy, Artificial Intelligence, financial inclusion, financial stability and payment systems.

Borrow responsibly and repay on time​​ Repaying your loan on time helps maintain a good credit history and can support your access to credit in the future.​​ #RBI #EMI #Repayment #CreditScore

आरबीआई ने आरबीएल बैंक लिमिटेड के साथ एमिरेट्स एनबीडी बैंक पी.जे.एस.सी. की भारतीय शाखाओं के समामेलन को मंजूरी दी RBI approves amalgamation of Indian branches of Emirates NBD Bank P.J.S.C. with RBL Bank Limited rbidocs.rbi.org.in/rdocs/Pre…

Self Help Groups are more than a way to access finance. They can create opportunities for women to save, access credit, build livelihoods and make decisions that shape their families and communities.​​ Because when women have greater opportunities to participate, the impact can reach far beyond the individual.​​ #RBI #RBItalks #SelfHelpGroups #FinancialInclusion #WomenAndFinance #FIDD

अगस्त 2026 माह के दौरान भारत के भुगतान संतुलन की गतिविधियां Developments in India’s Balance of Payments for the Month of August 2026 rbidocs.rbi.org.in/rdocs/Pre…

आरबीआई ने विदेशी मुद्रा जोखिम आरक्षित निधि पर अक्सर पूछे जाने वाले प्रश्न जारी किए RBI issues Frequently Asked Questions on Foreign Exchange Risk Reserve rbidocs.rbi.org.in/rdocs/Pre…

A small saving can be the first step. ​​Access to formal credit can take it further.​​ Through the SHG–Bank Linkage framework, RBI enables banks to connect Self-Help Groups with the formal banking system, linking regular savings and financial discipline with access to bank credit.