A lot of guys are navigating offers and how things work with CFB scholarships. I wanted to share what I learned during my junior year journey so far as I am learning all of this myself. There was a lawsuit that resulted in the “House settlement” that changed things last year. Hope it helps. FBS SCHOOLS - Rosters are generally limited to 105 players at “House-participating” schools, with certain exceptions. - The previous 85 full-scholarship limit was eliminated in 2025. Full and partial athletic scholarships are also now permitted. - Recruiting impact was that major programs now have more room for scholarship funding, but roster caps can reduce the likelihood of offering traditional walk-on and developmental opportunities. FCS SCHOOLS - The 105-player limit applies to House participating schools, but not all FCS programs. - Full and partial athletic scholarships are permitted. Nonparticipating scholarship programs generally follow the traditional 63-scholarship-equivalency limit. - Scholarship funding varies significantly. Many programs cannot fully fund all of their available scholarships, making partial scholarships and combined aid packages common. IVY LEAGUE (FCS) - Not automatically subject to the 105-player limit because the conference did not initially participate in the House settlement. - No athletic or academic merit scholarships in the Ivy League. Financial aid is based entirely on demonstrated financial need. - Generous need-based aid can cover the full cost of attendance for qualifying families. Coaches build packets to support admissions requests for athletes, but do not determine final admissions decisions or financial aid. SERVICE ACADEMIES (ARMY, NAVY & AIR FORCE) - The academies initially opted out of the House settlement, so the 105-player limit does not automatically apply. - They are 100% government-funded education, including tuition, room, board, and benefits, which replaces traditional athletic scholarships. Military service obligations generally apply after graduation. - Larger recruiting classes and developmental rosters were not automatically eliminated. Recruits must meet academy admissions, medical, physical, and military requirements. MY BIGGEST TAKEWAY FROM THIS There is a difference between a) being offered a roster spot, b) getting athletic scholarship money, and c) getting a fully funded education. Understanding the school’s roster limitations, available funding, league rules, and their recruiting priorities is critical when you are searching for a football home after HS.