SavingNinja

❗️With todays investment, net worth has crossed over half a million GBP. 💸 Half way there! 6 years ago, started with a negative net worth 4 years ago, hit 100k 2 years ago, hit my lean FI target of 300k Here we come 1 million.

We're spending £1k a month on groceries, what happened!? thesavingninja.com/savings-r…

Forever vagabonds thesavingninja.com/savings-r…

Buy a house in cash or get a mortgage? thesavingninja.com/savings-r…

thesavingninja.com/2025-revi… End of year post, contemplating how 2025 went and what's next.

thesavingninja.com/savings-r… House finally sold, what should I do with the money?

thesavingninja.com/savings-r… Will early retirement really be that great? Also, are Northerners more friendly than Southerners? 🤔

Is it better to buy an ETF denominated in GBP and pay the 0.5% stamp duty or buy the USD ETF and pay the 0.02% IBKR FX fee? (I'm looking at VUAG.) I'm leaning toward the USD ETF to not pay stamp duty, what am I missing? #investing #Finance #UK

House sale has completed today 🎉🎉 Glad to be rid of it after 8 years. Will now free up some capital and a lot of stress!

thesavingninja.com/savings-r… When will we have enough? Pondering anxiety and depression post-retiring.

thesavingninja.com/savings-r… Back to over £1m. Also seems like it was a terrible deal to buy a house 8 years ago, we should have continued renting!

I've now got £45k stoozed on credit cards, all within 6 months!! Will help pay off the mortgage while we sell to avoid the 7.8% rate. Halifax Clarity 0% money transfer card was what allowed me to withdraw this amount of cash this quickly. This amount stoozed will save £300 p/m

thesavingninja.com/savings-r… Down by a lot, but feeling hopeful.

thesavingninja.com/savings-r… Markets tanking and I'm moving house.

2024 reviewed, best and worst year ever. 2024 was 6 times better than the previous 5 years for investment growth. It was also the most difficult year of my life so far. thesavingninja.com/2024-revi…

Last Savings Report of 2024! ✅ Still have £1m after December downturn ✅ Student loan cleared ✅ Building my cash ✅ Baby sleep regression thesavingninja.com/savings-r…

I posted my £1m in 6 years journey on Reddit and answered some questions. Having an argument with one guy in a comment who says compound interest shouldn't count capital gains, just bank account interest, as gains aren't "interest" 🤦 reddit.com/r/FIREUK/s/8Oht9H…

£1m goal reached! 💸 How has it grown by £400k in 12 months? With these gains, don't feel safe enough to retire just yet. thesavingninja.com/savings-r…