NYC ➡ CHI ➡ ATL. Sell-side ➡ buy-side ➡ clients’ side. Father, anesthesiologist’s husband, founder of flat-fee RIA Verbatim Financial. Fiat slave. Powered by HI
Sandy Springs, GA
Joined September 2013
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I graduated into a bad job mkt in 1992, but I got a great job on Wall St. My parents’ neighbor asked how I was. Told her I was working at Nomura Securities. She said, “that’s ok, things will get better.” This puzzled me. Later I found out she asked my mom if I had to carry a gun.
John Stoj® retweeted
Investing jargon sucks for most people.
Two investing terms I have never liked: growth & value.
What’s the average person supposed to get out of them?
Spoiler alert: nothing helpful
John Stoj® retweeted
Had a call with a prospective client last week. They asked me two questions:
1) why did your last client contact you?
2) why did your last client leave?
If you’re looking to hire a professional of any type, consider asking these. – at Sandy Springs, GA
Something about me: if I ever see a video posted that says, “wait for it…” I will never wait for it.
John Stoj® retweeted
I’m critical of financial services & financial advisors. In fact, my opinion of them & the way many treat their clients prevented me from becoming an advisor for a decade. What do I know?
There has never been a better time to be a financial advisor, or a client. 1/10
John Stoj® retweeted
Do not engage in hypotheticals with people who don't understand the financial system.
Do not engage in hypotheticals with people who don't understand the financial system.
Do not engage in hypotheticals with people who don't understand the financial system.
John Stoj® retweeted
PSA: if ever you find yourself on a, “financial,” website, and you can’t figure out exactly what they’re selling, or even what it costs, but somehow it sounds good… It’s insurance. They’re selling insurance. – at Sandy Springs, GA
John Stoj® retweeted
As a financial advisor or DIY investor, this may be the most important minute you spend today. Jonathan Kirshner & @kofinas lay out the difference between risk & uncertainty on @HiddenForcesPod Perhaps the most impactful thing I tell clients is, I don’t know, and we can’t know.
Today’s mystery: pulled this key fob out of our clothes dryer this morning.
We do not own a Mercedes.
John Stoj® retweeted
One of the toughest things about parenting for me is reminding myself what is and is not worth getting upset over. – at Sandy Springs, GA
John Stoj® retweeted
I never thought I’d say it, but I love being a financial advisor. I still don’t love telling people I’m an advisor, but that’s another subject.
But when I see all the bad takes about advisors, and by, “advisors,” in the world, it makes me want to pull the covers over my head. – at Sandy Springs, GA
John Stoj® retweeted
I’ve seen something more beautiful than this. It’s called a total return chart. :-)
John Stoj® retweeted
I’m going to burst some bubbles here. As a financial advisor, I do often give people target savings amounts so that they can hit future goals, goals that we often spend a lot of time talking through. And it’s time well spent. But… 1/3 🧵
A lot of 2026 is really challenging. But I'm also sitting here listening to one of the most underrated 80's albums (Zebra's, "3.V') while using AI to create instructional videos for my @VerbatimFi clients, mixing my own music into it, all on my desktop supercomputer.
Some Zebra for you. (Someone please find the OG tapes & post them in better resolution.)
youtu.be/MKQt1-ZRD2o?si=OeB5…
Seeing I Bonds again because of inflation? I am. If you haven’t, you will. Should you care? Probably not.
verbatimfinancial.com/blog/i…
Sitting in the PT office while the boy works on his back. I overheard him say to the therapist that it isn’t getting better. He’s already missed basically all of his middle school soccer season. I know how much it upsets him, and it’s breaking my heart. #parentingishard
John Stoj® retweeted
Genie: I'll grant you three wishes. What is your first wish?
Me: I want to be rich
Genie: What is your second wish, Rich?
This is Danny Pearl level evil.
NEWS: The Pentagon confirms the firing-squad execution of jihadist terrorist and former Army Maj. Nidal Hasan will be PUBLICLY LIVESTREAMED on December 3 at Fort Hood, where he opened fire in November 2009, murdering 13 people and wounding 32 others.
War Secretary Pete Hegseth: “[Nidal Hasan’s] going to get a firing squad of soldiers, as it should be. And we'll make sure that people are able to watch it, that it's public, because people need to understand that there are serious consequences for these types of things.”