An AI-run on-chain savings account for crypto assets. Non-custodial. Withdraw anytime. $SURF ๐Ÿ‘‰ Start here: https://xitter.cf/t.co/dEDBOc9zcR ๐Ÿ’ฌ https://xitter.cf/t.co/xNXMId4om4

Universe
Joined July 2025
15 years shipping products. 4 companies. One exit. Now building the AI savings account that grows your money safer than you ever could. And cannot touch a cent of it. $15M+ in savings. Zero losses. Built on audited @zkCrossNetwork rails. Live on @ethereum, @base, @0xPolygon. Ten minutes with our founder @shivamtas โ†“
8
2
2
26
5,059
A rate with no source is just a number. In SurfLiquid the source is borrowers. They pay interest to take loans in lending markets, and that interest is your return. Surf AI compares those markets and moves funds toward the one paying more. That is the whole job. See where the return comes from: surfliquid.com
2
76
Your rate will change from week to week. That is how it works. Surf AI moves funds when lending markets change. A lower week means those markets paid less. Before you decide anything, open your vault on a block explorer. Every move Surf AI made is listed there. Check your vault: surfliquid.com
2
2
112
Good. Your balance and every move Surf AI made for you are listed there. If a line looks unclear, send it here and we will explain it.
7
Most products explain how they work on a good day. We also wrote down what happens on a bad one. Guardian has three tiers. Yellow watches closer. Orange pages the operator. Red executes. The rules exist before the bad day, so nobody has to invent them during it. Read how Guardian works: surfliquid.com
2
79
Every savings product says it is safe. The claim costs nothing to make. We try to turn each claim into something you can look at. Who holds the keys: a permission list. How you leave: a transaction you run yourself. Where the return comes from: a named lending market. The bad day: a rule published before it happens. Check all four, on us or on anyone: surfliquid.com
2
95
If you already hold a SurfLiquid vault, you can check on it today. Open your vault contract on a block explorer. Your balance is there, and so is every move Surf AI has made for you. You do not need to ask us for a report. Find your vault: surfliquid.com
1
1
93
Before you deposit anywhere, find the exit first. In SurfLiquid, the exit is a withdrawal from your own vault contract. It does not go through a support ticket. Nobody has to approve it. Read how leaving works: surfliquid.com
2
121
Your savings app shows you one number. Behind it, Surf AI compares lending markets and moves funds toward the better rate. Each of those moves is a transaction from your own vault. So the number can be checked against the transactions. See how it works: surfliquid.com
3
123
Before you trust a savings product with a large amount, withdraw a small one first. See how long it takes. See whether anyone has to approve it. In SurfLiquid you withdraw straight from your own vault contract. The request does not go through us. Try the exit before you commit: surfliquid.com
2
119
A savings rate is a number that moves. In SurfLiquid, Surf AI shifts funds between lending markets as conditions change. When those markets pay less, your rate falls with them. We show that change as it happens. We never promise a fixed number. See where the return comes from: surfliquid.com
2
95
Ask any savings app one question. How do I get my money out if you disappear? In SurfLiquid the answer is one withdrawal from your own vault contract. It does not need our servers, our team or our approval. Read how the exit works: surfliquid.com
3
106
Every move Surf AI makes is an on-chain transaction. You do not need our word for it. Open an explorer and count them. Each vault belongs to its owner, so the record sits right next to their money. See how SurfLiquid works before you integrate: surfliquid.com
2
117
If SurfLiquid ever went offline, your money would still be yours. Each vault is a contract you own. You can withdraw straight from it, with no help from us. Surf AI is a convenience, not a gate. Add savings your users can always leave: surfliquid.com
2
110
Every move Surf AI makes in a vault is a transaction on a public chain. That includes each shift between lending markets. There is no private ledger to trust. 9,268 so far. You can open an explorer and count them. See what it does inside a vault: surfliquid.com
115
No single key should be able to move a user's savings. In SurfLiquid, each user has their own vault contract. Surf AI works inside that vault. Withdrawals go straight from it. There is no shared pool, so a compromised key has nothing big to drain. See how the vault is built: surfliquid.com
1
5
151
Most savings integrations ask one question too late: how does a user get out? In SurfLiquid, each user holds their own vault contract. They withdraw straight from it. Your app is not in that path, so it cannot become the bottleneck. Talk to us about adding savings: surfliquid.com
10
9
157
What does a user see when they save with SurfLiquid? One balance and a withdraw button. The rest is the part we built for you. Surf AI moves funds between lending markets. Guardian watches the system. Your team designs the screen. We run what sits behind it. Add savings to your app: surfliquid.com
119
Where does savings yield come from? In SurfLiquid, it comes from lending markets. Surf AI moves each user's funds between them to follow the better rate. Every move is an on-chain transaction that anyone can read. There is no promised rate here, only a record you can check. See the record: surfliquid.com
103
Your users should see one savings balance in your app. Behind it, Surf AI moves funds between lending markets. Each user's money sits in their own vault contract. Surf AI can rebalance it but cannot send it anywhere else. The rebalancing stays out of sight, and the balance stays in your product. Add savings to your app: surfliquid.com
1
2
119
Guardian works in three tiers, and each tier has one job. Yellow watches a lending market more closely. Orange pages the operator. Red executes without waiting for a person. Each tier has a clear owner, so nobody has to guess during an incident. See how the SDK fits into your app: surfliquid.com
7
10
354