@TXOPIC

OPIC is a state agency that represents the interests of Texas insurance consumers. Get help with your questions: šŸ“§ [email protected] ā˜Žļø 1-877-611-6742

 Austin, Texas
opic.texas.gov
Joined October 2013
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Regardless of whether you rent or own, having insurance for your belongings is essential. OPIC has created simple Shopping Guides to help you find the right coverage: opic.texas.gov/shop-smart/.
A man looking surprised and the message that to knoweth OPIC is to knoweth insurance.

ALT A man looking surprised and the message that to knoweth OPIC is to knoweth insurance.

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Everybody wishes they could have a do-over. After an accident, your insurance premium might increase when your policy is renewed. However, many factors go into your premium. Learn more: opic.texas.gov/news/car-insuā€¦.
One car that has rear-ended another and the message that we all need a do over sometimes, so visit the OPIC website and learn how to shop your insurance.

ALT One car that has rear-ended another and the message that we all need a do over sometimes, so visit the OPIC website and learn how to shop your insurance.

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The temps are finally getting lower! Why not have your HVAC system checked now for safe operation, before the really cold weather arrives and you need the heat. #NationalTemperatureCheckWeek
Fall leaves covering an outdoor air conditioner unit and the message that heater season is coming so have your HVAC serviced for safety.

ALT Fall leaves covering an outdoor air conditioner unit and the message that heater season is coming so have your HVAC serviced for safety.

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Insurance comes in many varieties. We cover the basics of home, auto, health, life, title, and flood at our website: opic.texas.gov.
An old television with the words "the OPIC channel all insurance all the time" written on the screen.

ALT An old television with the words "the OPIC channel all insurance all the time" written on the screen.

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If you run a small business, you need business insurance. Contact your insurer or independent agent to assess your needs. Learn more about business insurance at sba.gov/business-guide/launcā€¦.
A young woman at the counter of her small business and the message that your new business needs business insurance.

ALT A young woman at the counter of her small business and the message that your new business needs business insurance.

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Skeptical about getting a better price on your auto insurance? You just might save some money if you shop around. Itā€™s easier than you think! Weā€™ll show you how: opic.texas.gov/auto-insurancā€¦.
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Myth: Title Insurance is part of the closing costs you pay when you buy a home. Fact: Texas does not require title insurance. However, a lender may require you to buy a Loan Policy of Title Insurance (lender's policy) to protect their interest in the property.
Two speech bubbles, one containing the word myths and the other containing the word facts.

ALT Two speech bubbles, one containing the word myths and the other containing the word facts.

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Did you know weā€™re still in hurricane season? Winter is just around the corner, and spring storms arenā€™t much further. Be ready! Check your policy and consider flood or windstorm insurance if you donā€™t already have these coverages.
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Ināˆ™surāˆ™ance (noun): a means of guaranteeing protection or safety. At OPIC, we have resources covering insurance basics, shopping for insurance, insurance claims, and more. Visit us at opic.texas.gov.
The search box of a web page with the text "OPIC help me with my insurance" typed into it.

ALT The search box of a web page with the text "OPIC help me with my insurance" typed into it.

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Did you know that your health insurance plan likely provides Mental Health benefits? Learn about essential health benefits so you can take advantage of all your plan has to offer: opic.texas.gov/news/mandatedā€¦.
The outline of a human head and neck in multiple colors and the message that your mental health is covered by your health insurance.

ALT The outline of a human head and neck in multiple colors and the message that your mental health is covered by your health insurance.

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When you file an insurance claim, a claims adjuster helps determine what is covered and how much you may be owed. Learn more about this important part of the claims process at opic.texas.gov/residential-pā€¦.
Several people scratching their heads and looking bewildered and the message "insurance claims...umm, yeah".

ALT Several people scratching their heads and looking bewildered and the message "insurance claims...umm, yeah".

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You might want mold on your cheese. You donā€™t want mold in your car. If youā€™re shopping for a used car, here are five ways to help avoid a lemon: opic.texas.gov/news/5-thingsā€¦.
A lemon on wheels and the message to visit the OPIC website for tips on how to avoid buying a bad used car.

ALT A lemon on wheels and the message to visit the OPIC website for tips on how to avoid buying a bad used car.

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Buying a new or used car? Some cars brands or types may carry significantly higher rates than others. Avoid any unwelcome surprises by calling your insurance company or agent before you buy.
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Myth: If I donā€™t file a claim under my policy, my premium wonā€™t increase. Fact: Your insurance rate can go up even if you donā€™t file a claim. Insurance rates are based on many factors, and your claims history is only one of them.
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You are protected from balance billing by medical care providers in many instances. Learn more about it: opic.texas.gov/health-insuraā€¦.
A man with a quizzical look on his face and the question of whether he know how his health insurance works.

ALT A man with a quizzical look on his face and the question of whether he know how his health insurance works.

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One potential way to save money on your home insurance is to shop around. All it takes is a few minutes of reading: opic.texas.gov/residential-pā€¦.
A shopping cart filled with bags and the message that different insurance companies can charge different prices for similar products, so it can pay to shop around.

ALT A shopping cart filled with bags and the message that different insurance companies can charge different prices for similar products, so it can pay to shop around.

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Are you struggling with resolving an insurance claim? It happens. You have options! Learn more: opic.texas.gov/news/claim-paā€¦.
A trio of soft leaf stems and the message that OPIC is a peaceful way t get help with your insurance questions.

ALT A trio of soft leaf stems and the message that OPIC is a peaceful way t get help with your insurance questions.

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Do you know when your water heater is about to break? Here are five clues: opic.texas.gov/news/water-heā€¦. Learn them now before itā€™s too late.
A badger checking his mobile phone and being surprised at the estimate to fix his home after a leaking water heater, and the message that water leaks can be expensive so maintain your water heater.

ALT A badger checking his mobile phone and being surprised at the estimate to fix his home after a leaking water heater, and the message that water leaks can be expensive so maintain your water heater.

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Before you flambe, check out this video from the Texas Department of Insurance on preventing kitchen fires: youtube.com/watch?v=vp25RThWā€¦
A kitchen stove fire and the message to be watchful for kitchen fires.

ALT A kitchen stove fire and the message to be watchful for kitchen fires.

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If your small business is tacos, make sure you have all the insurance you need to protect yourself. Learn more at iii.org/publication/insuringā€¦. Happy #NationalTacoDay
A pair of tacos and the message that the power of taco may be strong, but so is your need for insurance.

ALT A pair of tacos and the message that the power of taco may be strong, but so is your need for insurance.

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