Professional education and live sessions focused on digital assets, blockchain, AI, and emerging technologies.
Boston, MA
Joined August 2022
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American Crypto Academy is now on Luma.
Explore upcoming sessions on digital assets, blockchain, and AI, built for today’s professionals.
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Today @CharlesSchwab launched spot crypto trading for retail clients.
Last week @MorganStanley did the same via @etrade.
Two of the largest brokerages in the country. 43 million accounts. One week apart.
The access question has been answered.
Schwab's ~35 million clients can now trade Bitcoin and Ethereum alongside stocks, ETFs, and retirement accounts.
Same app. Same login. 0.75% per trade. Paxos handles execution. Schwab Premier Bank holds custody.
For clients, the friction is gone.
For financial advisors, wealth managers, and compliance officers, the question has changed.
It is no longer whether clients can access crypto. They can, inside accounts they already have.
The question is whether your team is prepared to advise them when they ask.
#DigitalAssets #WealthManagement
Last week, a tokenized U.S. Treasury fund settled across two banks, two countries, and a public blockchain in under five seconds.
The same transaction through traditional correspondent banking: up to three business days.
@OndoFinance, @jpmorgan, @Mastercard, @Ripple - A genuine first.
How it worked:
@OndoFinance processed the redemption on the XRP Ledger. @Mastercard's Multi-Token Network routed the instructions to @jpmorgan's Kinexys platform. JPMorgan delivered U.S. dollars to @Ripple's Singapore account.
Under five seconds. Outside banking hours. Cross-border. Cross-bank.
For treasury, operations, and compliance teams: this is what 24/7 global settlement infrastructure looks like when it starts working in practice.
The question for institutions is no longer whether this technology works. It is whether your team understands its implications.
#Tokenization #DigitalAssets
💸@WesternUnion has been moving money since 1851.
Next month, it's doing it on Solana.
$USDPT, Western Union's dollar stablecoin, launches in May. Instant settlement, 24/7, 200+ countries - No SWIFT required.
The mechanics matter for institutions.
USDPT is issued by @Anchorage Digital Bank, a federally regulated custodian. It replaces SWIFT rails for settling transactions across Western Union's global agent network, including on weekends and banking holidays when traditional correspondent banking goes offline.
When a 170-year-old payments institution moves its settlement infrastructure on-chain, treasury, compliance, and operations teams need to understand what that shift actually means.
This is what stablecoin adoption looks like at institutional scale.
#Stablecoins #DigitalAssets
The @IMFNews just called real-world asset tokenization a "structural reconfiguration" of global finance.
$441 billion in tokenized assets are now on-chain.
@BlackRock. @jpmorgan. @GoldmanSachs. @Fidelity.
This is no longer a pilot program.
BlackRock's BUIDL fund: $2 billion in AUM. JPMorgan's tokenized yield fund: launched January 2026. OCC national trust bank charters: issued to @coinbase, Fidelity @DigitalAssets, @circle, and others.
The custody and regulatory infrastructure for institutional tokenization is being built in real time.
Finance, legal, audit, and compliance teams have a narrowing window to build fluency in tokenized asset frameworks.
When the infrastructure is in place and clients are asking questions, the time to prepare is already behind you.
#Tokenization #DigitalAssets
Three federal agencies issued GENIUS Act rulemaking proposals in the first two weeks of April.
@FDICgov. @USTreasury. @FinCENnews.
The compliance clock on U.S. stablecoin regulation is no longer theoretical.
The GENIUS Act was enacted in July 2025.
It prohibits any entity other than a permitted payment stablecoin issuer from issuing a dollar-backed stablecoin in the U.S.
Implementing rules are due by July 18, 2026. Regulations take effect January 18, 2027.
That window is now six months.
Legal, compliance, and treasury teams at financial institutions need a working understanding of this framework now.
Waiting until the rules are final is not a preparation strategy.
#Stablecoins #DigitalAssets
97% of Bitcoin mining hardware is manufactured in China.
The U.S. Senate just responded.
The Mined in America Act would certify domestic mining operations, phase out foreign adversary hardware, and formalize a Strategic Bitcoin Reserve in Treasury.
Proof of Work is now a national security conversation.
Senators @SenBillCassidy and @SenLummis introduced the bill on March 30.
The logic: if Bitcoin is a reserve asset, the infrastructure that secures it cannot depend on adversarial supply chains.
ASIC chip dependency is the vulnerability. Domestic mining certification is the proposed fix.
Compliance, legal, and risk teams at financial institutions should be watching this.
When mining infrastructure gets categorized alongside energy and telecom, the regulatory surface expands.
Understanding Proof of Work is no longer optional for anyone advising on digital asset strategy.
#Bitcoin #DigitalAssets
ACA Founder @JahonX on why Bitcoin and Proof-of-Work are becoming instruments of power.
This isn’t just about Bitcoin.
It’s about energy, compute, and security shaping the next phase of global infrastructure.
AI governance cannot stay theoretical for long.
The AI Usage Policy & Risk Framework for Financial Professionals was built as a practical starting point for firms that need structure, clearer expectations, and a more responsible internal approach to AI use.
This is not just a summary. It is a practical implementation document.
Visit our website today and click on Resources to download.
