XRP HEALTHCARE — OPERATIONAL WIND-DOWN After nearly three years of building XRP Healthcare, we have made the difficult decision to begin winding down the company’s normal operations. This decision has not been taken lightly. Over the past three years, we have continued operating through a prolonged bear market while investing heavily in development, infrastructure, product delivery and the wider XRP Healthcare ecosystem. We also incurred significant costs over the past two years pursuing a public listing process that ultimately did not complete. The events surrounding the September 3 XRPH Wallet incident have added further financial and operational pressure at a time when the business was already carrying substantial costs. As part of the wind-down, the orderly delisting of XRPH and XRPHAI is now being coordinated with our exchange partners, with the respective exchanges determining and communicating their own withdrawal arrangements and deadlines. Holders should refer directly to the relevant exchanges’ official delisting notices for withdrawal details and applicable deadlines. The decision to wind down normal operations does not end our work relating to the XRPH Wallet incident. We will continue to: • pursue all available recovery routes relating to the affected funds; • cooperate with relevant exchanges, platforms, authorities and other parties; • preserve all relevant technical and transaction records; and • provide material updates relating to the incident where appropriate. The XRPH Wallet applications will remain offline. We want to acknowledge everyone who supported XRP Healthcare, used our products, contributed to the community and believed in what we were building over the past three years. We achieved a great deal, but circumstances have reached a point where continuing normal operations is no longer sustainable. XRP Healthcare’s intellectual property and global trademark portfolio will be retained and managed separately from the operational wind-down.

XRPH WALLET — ROOT-CAUSE FINDINGS Following our investigation into the September 3 XRPH Wallet incident, the development team’s technical root-cause report has now been completed. The investigation identified and reproduced a defect in the wallet-generation process where the app passed improperly formatted entropy into the XRPL key-generation function. This drastically reduced the effective keyspace and made offline reconstruction of private keys computationally feasible. The report sets out: • The root cause • How the defect operated • Reproduction evidence • When the defect entered the codebase • How the defect explains the 4,011-wallet drain • Required remediation The XRPH Wallet apps remain offline as a security precaution. We are publishing the full technical report in the interest of transparency. Full report: xrphtoken.com/XRPH%20Wallet%…

We’ve seen this and are taking it with full seriousness. XRP Healthcare was not aware that any part of the wallet’s staking functionality was less than fully non-custodial, and we would never knowingly market a product as non-custodial if that weren’t the case. This is now being put directly to the developers responsible for the wallet’s code, and we are demanding full, documented answers on how this happened and why. Our priority is our affected users — we’ve already traced the stolen funds end-to-end, filed a formal report with law enforcement, and contacted every exchange, swap service, and platform in the fund’s path to flag and freeze where possible. We’ll share updates as we have them.

Where AI, blockchain and healthcare converge, the future begins. XRP Healthcare is building at that intersection. ✅ First AI healthcare platform built on the XRP Ledger. ✅ World’s first app to reward users for AI-driven healthcare engagement. ✅ First HIPAA-grade AI healthcare app in Africa, serving a growing global ecosystem. We’re building what healthcare hasn’t seen before — and we’re only getting started. Built for what’s next.

Proof Of Health™ turns AI-driven healthcare engagement into verifiable participation and real utility. As the world’s first app to reward this engagement, XRP Healthcare is defining a new model for digital health. Behind the scenes, our development team continues to advance the platform’s next phase. New features and updates will be revealed soon.