30 year old on a journey to FI 🔥 | Writing about Money, Wellness & Life | Part-time Adventurer 🌎 | Mr. @reachingforfi ⭐️
Durham, NC
Joined December 2017
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Unexpectedly great surprise! One of us (not naming names here 😆) maxed out the Roth but accidentally did not invest said dollars and left it in cash. So with a quick remedy I suppose we do get to take advantage of the dip for half of our total contributions! 😂😂
While we are invested for the long run (ie 30+ years) so it doesn’t really matter, it definitely hurts to have maxed out both our Roths on January 3rd after looking at the market today 😅😩😭
We decided in 2022 that we wouldn’t max out our 401k/403b for the first time in a few years and just contribute up to our matches. Based on how much of our net worth is tied up in retirement accounts/home equity (~82%), we want to focus on getting more flexibility with our money
For people that track physical activity at a detailed level, what tools/resources/technology do you use?
I want to get more detailed in tracking these (like walking/hiking/biking miles, minutes working out, etc) but also want to make it manageable and as easy as possible!
My work week last week consisted of 12-14 hour days given it’s a busy time for my job. While I normally work 9-10 hour days last week was so draining it took almost all weekend to recover. I’m not sure how some people regularly work these kind of hours…
I caved and got one already 😅 as it turns out not having an operational phone number can make things super complicated for things like two-factor authentication to get into your accounts…
The day has finally come. My 5 1/2 year old iPhone 6s has finally shorted out after getting stuck in an endless reboot loop.
Now the question is whether to buy a new phone ASAP or go on a “forced” digital detox and wait for any potential Black Friday deals in three weeks…
I’m not sure our local Aldi has gotten the memo about inflation yet. Aside from 1-2 items that are a little more expensive, virtually all other prices are unchanged from when we first moved here a year ago (of course I had those Sept 2020 prices in a spreadsheet to compare 😂)
How important is getting term life insurance before age 30? Asking for the guy who has been putting off looking into a policy but the clock is ticking toward that deadline… 😅
Of course just after proclaiming I’m back to blog writing last month my coworker decided to leave the company… as I knew the most about his job, I’m now doing my job plus most of his job until we backfill! Perhaps I’m not back to blog writing quite yet after all 😅
I remember when I got my iPhone 6s five years ago that the camera was amazing and better than almost everything available at the time. Now Erin just got a 12 mini and comparatively my iPhone pictures now look like old Motorola flip phone photos 😂😂
*Checking a shower handle to test the hot water, without turning off the water*
Erin: “Careful, you don’t want to break it”
*turns knob: water blasts out of the handle*
Me: “Oh we broke it!!” 😂😂
I’ve noticed about a $20K (~10%) difference in what Redfin and Zillow list as our home value. For net worth purposes we use 90% of the lower estimate (to account for closing costs if we ever sell) but what’s scary is I’m inclined to think the higher value is more accurate…
Young FIRE Knight retweeted
Excited to share BLOG NEWS!
Today we're recognizing...
@ScribblesFi celebrating 1 YEAR of blogging
@picksuppennies celebrating 6 YEARS of blogging
One Empty Shelf saying goodbye to her blog after 10 YEARS
@YoungFIREKnight returning to blogging after a year off
So it’s been over a year but I finally managed to write something again! Hopefully this is the start of more consistent posting… but as always no guarantees. Find out what motivated me to get back to writing! youngfireknight.com/hello-ag…
Kudos to all the parents who had to work remotely during the pandemic with kids at home
I just had to watch two nervous dogs while juggling a busy work day on short rest (they were up at 330)
I’m tired and dogs cause a fraction of the chaos. Can’t imagine doing that for a year
A few days ago I had my mid-year review with my manager. I asked about the possibility of a promotion and she said she tried to get me one months ago but HR said I don’t have the “years of service” yet… my friend who started the same day as me got that promotion 4 months ago 🤔
Last non-reply tweet in early Sept 2020… I suppose it’s time to come back from this unofficial Twitter break 😅 Here’s a quick summary of what’s been up since then!
- Planned a June 2021 wedding with @reachingforfi ❤️
- moved big celebration for said wedding to 2022 😢
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- legally married at a jailhouse in Dec 2020 (thanks awful US healthcare system!)
- replaced a roof for our home
- hand built ~300 sq ft of patio and edging
- paid for said patio with Rover dog sits!
- survived COVID lockdowns, though not without my share of major stress
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