GMonday.

A 1% payment fee looks small beside a sale. If a business keeps 5% of sales before payment fees, that fee takes a fifth of what’s left. PAYDAO’s protocol fee is 0.5%. The percentage matters because the merchant’s work has already gone into earning the margin.

Spotted us. Thanks for including PAYDAO. We’re building for the moment someone asks, “Can I pay with stablecoins?” and the person behind the counter says yes.

A transfer moves money. Reconciling it means answering: 1. Which sale does this payment belong to? 2. Does the amount match? 3. Is it confirmed onchain? 4. Is this a separate payment, or the same transaction recorded twice? 5. Can we trace it later if there’s a dispute? PAYDAO brings the checkout and onchain record together. Each receipt includes the amount, date, time, payment reference and transaction ID, with configurable product details. That gives merchants a record they can match and verify when closing the books.

There’s a lot of ambition behind a small shop. Someone signed a lease, chose what to stock and put their name above the door, hoping people would come. We like building for that kind of ambition. Here’s to a good week of business.

Only faster for payment on @solana.

14M+ addresses holding stablecoins on @solana. For a merchant, the opportunity starts when someone walks in already holding money you could accept. We are building for that moment: giving businesses a way to say “yes, you can pay with that.”

Friday evening means the end of the working week for some people. For others, it’s when business picks up. Tables fill. Shops stay open a little later. A week’s work becomes someone’s night out. We’re building PAYDAO to be useful in that world. Have a good Friday, whichever side of the counter you’re on.

A merchant choosing PAYDAO payment solution shouldn’t mean every customer has to download another app. Already use a compatible Web3 wallet? Scan and pay. Getting a new payment method accepted is hard enough. Making everyone start over would make it harder.

The person accepting payments might also be the person who brings the next business onto the network. PAYDAO leaves that door open. Merchants, local partners and independent installers can all help deploy it. You can run a business and help build the network it runs on.

No system is completely safe. That should keep everyone building in crypto humble. Users have a responsibility to stay informed. Devs have a responsibility to make risks understandable, reduce what we can and respond honestly when something goes wrong. “Nothing is 100% secure” is a reason to keep improving. It should never become an excuse.

Stablecoins crossed $322 billion in market value in May. More stablecoins in circulation should mean more places willing to accept them. That takes work on the merchant’s side of the counter: a way to charge, confirm payment and carry on serving customers. That’s the part we are building. paydao.io

Solana is now 95% faster. We chose @solana as our first chain because speed and low fees matter when you’re taking payments for a living. Seeing the team keep improving the network we build on is something we really appreciate. More reasons to keep building.

Proud to have contributed a little to that number! Glad to be part of the Solana ecosystem and help bring stablecoins into everyday payments. More to come!

The sign says OPEN. So does the network. PAYDAO runs 24/7. Payments settle in seconds, even after the banks call it a day.

The old financial system was built around institutions passing instructions to one another. Every handoff added time, cost and dependence on someone else. Commerce has outgrown that rhythm. Stablecoins give us a different foundation: money that moves and settles on the same network, around the clock. PAYDAO is building on that foundation—connecting everyday checkout to onchain settlement, with fewer intermediaries and merchants in control of their funds. New money deserves its own payment infrastructure. paydao.io/

It's a good day to believe in stablecoin payment built on @solana.

A customer pays. Where does the money wait? With PAYDAO, it doesn’t wait in an account we control. USDC settles in seconds to the merchant’s self-custodial POS address. The merchant can keep it there or withdraw it to their own wallet whenever they choose. We provide the payment infrastructure. Holding the shop’s takings was never part of the job.

Your stablecoins could use a change of scenery. A coffee counter. A neighbourhood shop. Somewhere you’d go even if crypto didn’t exist.

A business receives stablecoins. Can it pay its supplier with them? That’s where adoption can start to compound. Each payment becomes a reason for another business to accept them. Faster transfers are useful. Being able to keep doing business with the money that arrives is what gives them staying power.