Tilomalenga  🇳🇦

The markets are in a dip right now, and this is something people rarely share. I am not only here to show the good days. I also want you to see the ugly side of the markets. Last month we were above N$900,000. As of today the portfolio is sitting at around N$879,000 and still heading lower. That is a meaningful short-term drop, especially if you are holding higher-risk assets. The dip is mostly driven by a pullback in technology and AI-related stocks, plus higher oil prices. Investors are questioning how much AI infrastructure companies are borrowing and whether the big spending will pay off soon enough. That has hit semiconductors and tech stocks hard. At the same time, Brent crude has moved above $110 a barrel on Middle East supply risks, and stronger inflation readings have made some investors nervous that interest rates could stay higher for longer. Growth stocks feel this more than defensive ones. If your portfolio is also affected, you are not alone. I am not a short-term investor. There is no need for me to panic or change anything. I will still make my monthly contribution. Markets do not move in a straight line, and the biggest risk is usually not the drop itself. It is reacting to it by stopping your contributions or selling. This also shows you that your emergency fund should not be in the stock market, and funds you may need in the next one to three years, keep it in a money market unit trust so it stays accessible and stable. This is not financial advice. For educational sessions and consulting, contact [email protected]

I am offering beginner sessions on how to start investing on EasyEquities. We cover how to open your account, how to navigate the platform and how to understand what you are actually buying, shares, ETFs, unit trusts, bonds, commodities and more. One hour can change how you handle money for the rest of your life. Fee: N$150 Book here: calendar.app.google/5FRXpVYG… If you want a full session where we also look at other investments outside EasyEquities, that is N$350. This is an independent session and is not affiliated with EasyEquities.

Join our session this coming Friday, 18 September, to learn more about investments and how you can take control of your money.

On 18 September, Robin Tyson and I are hosting an online webinar on the basics of investing, for anyone who wants to understand their money and feel more in control of it. I will cover the fundamentals of investing, how it works and how to get started, and Robin will cover property, including the question so many people wrestle with, whether to own or to rent. It is aimed at everyday people who want to understand their options in plain, practical language. Date: 18 September 2026 Time: 18:00 Where: Online Fee: N$150 To join, make payment via Pay2Cell to 0812146234 and email your proof of payment to [email protected] and [email protected]. The joining link will be shared once payment is confirmed. This is not financial advice, just something to think about.