Self custody has always been hard. Only the maximally paranoid survive. Recently with the Coldcard RNG exploit, Trezor e-mail leaks, and the supply chain attacks with Ledger, it's become even more apparent how hard long term self custody is for the average HODLer. This means buying direct, using multisig, using your own entropy, etc. It all comes down this: Do you trust yourself or do you trust someone else? If you don't fully grok the responsibility, then it actually might be more prudent to use custodial solutions. Or holding some % of coins with trusted custodial solutions (ex: Kraken/Coinbase) and a majority in self custody.