Michael Capilli (@drmikempa) header
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Michael Capilli, Insurance Claim Doc, public adjuster, gets you more money from your insurance company! Don't be fooled by the insurance company's advertising.

Orlando, FL
Joined March 2008
Photo by Michael Capilli (@drmikempa)Photo by Michael Capilli (@drmikempa)Photo by Michael Capilli (@drmikempa)Photo by Michael Capilli (@drmikempa)
Why public adjusters are essential: My story - susqcoindy.com/PS/2026/02/06…
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What type of bird is this?
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Michael Capilli retweeted
Now available. Thanks @naic @NCOILorg @RutgersLaw
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Or when an insurance company misrepresents facts to a policyholder about a claim crr.rutgers.edu/misinformati…
The majority of reported fraud claims are committed by average people submitting claims that are not entirely truthful. FRAUD is when an individual misrepresents FACTS to an insurance company concerning a claim or policy. Learn more at difi.az.gov/was-that-fraud
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Michael Capilli retweeted
Insurance for catastrophes—floods, wildfires, windstorms, and more—is failing. NFIP flood #insurance, FAIR plans, @RepAdamSchiff proposed INSURE Act are examples of government responses. But... 🧵 1/
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Gold would be if @naic adopted #RutgersLaw Homeowners Insurance Coverage Summary crr.rutgers.edu/homeowners-i…
Do you have a flood policy? Renters insurance? Did you add additional coverage when you made home improvements? Well then, congratulations! You're a winner. Head to our website to find out how you can go for the gold with your coverage: content.naic.org/consumer
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At @BristolUni for #KCONXVII international conference on contracts (not to be confused with @KCON_official). Great scholarship and collegiality.
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#Rutgers Center for Risk and Responsibility at #RutgersLaw new report. What should state insurance departments do to provide information to homeowners insurance consumers? How well does each state measure up? crr.rutgers.edu/helping-home…
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And there you have it. This is where the false religion of Scientism can lead.
“The science was settled”, and the inventor of lobotomy received the Nobel Prize for medicine in 1949. The science is never settled. Never blindly trust the experts, and never “believe in science”.
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Sadly not a unique story delaydenydefend.com/
Improper denials by "dr. no" at health insurers go beyond #Cancer. Need to amend #ERISA to require health insurers to defer to board certified docs. State insurance regulators are failures and/or captured. @AnthemBCBS @Dschwarcz @JayFeinman @DrLaurenWilson @TriageCancer
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The Advantages of Delaying a Claim  rcclaw.com/is-delaying-an-in…
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Science Debunks Insurers False Opinions That Covid Does Not Physically Damage Property propertyinsurancecoveragelaw…